Test Bank For
International Financial
Management 15th Edition By
Jeff Madura, Chad Zipfel
(All Chapters 1-22, 100%
Original Verified, A+ Grade)
All Chapters Arranged Reverse:
22-1
This is The Only Original and
Complete Test Bank For 15th
Edition, All other Files in The
Market are
Fake/Old/Wrong Edition.
,Name: Class: Date:
Chapter 22 Fintech in Financial Markets
1. The term “fintech” refers to:
a. financial intermediaries.
b. cutting-edge financial products and services.
c. government regulations of technology.
d. accounting systems.
ANSWER: b
2. What technology enabled the electronic transfer of money in the 19th century?
a. telegraph
b. ATM machine
c. bitcoin
d. Internet
ANSWER: a
3. What led to the explosive growth of fintech?
a. slow economic growth
b. high interest rates
c. rapid advancements in digital technology
d. tighter regulations
ANSWER: c
4. What enabled online bill payment and money transfers in the 1990s?
a. Ethereum
b. Internet
c. cloud computing
d. mainframe computers
ANSWER: b
5. What allowed early bitcoin mining using regular computers?
a. cloud computing
b. lower bitcoin prices
c. less processing power required
d. access to banking data
ANSWER: c
Copyright Cengage Learning. Powered by Cognero. Page 1
,Name: Class: Date:
Chapter 22 Fintech in Financial Markets
6. Distributed data storage enhances blockchain security by:
a. encrypting data.
b. hiding IP addresses.
c. multiplying the difficulty of hacking the system using multiple nodes.
d. blocking malware.
ANSWER: c
7. How does blockchain prevent data tampering by hackers?
a. encryption protocols used by hackers
b. hacker access to credential checks
c. hackers may be able access only one node
d. firewall protections exploited by hackers
ANSWER: c
8. Any user can add data in a:
a. private blockchain.
b. public blockchain.
c. permissionless blockchain.
d. corporate blockchain.
ANSWER: c
9. Which is an advantage of using bitcoins for transactions?
a. availability of credit
b. deposit insurance
c. reversible payments
d. faster transaction speed
ANSWER: d
10. Which of the following has contributed most to the volatility of the market value of bitcoin?
a. government bans
b. technical glitches
c. speculation and investor attitudes
d. incorrect pricing data
ANSWER: c
Copyright Cengage Learning. Powered by Cognero. Page 2
, Name: Class: Date:
Chapter 22 Fintech in Financial Markets
11. Crypto volatility can be hedged:
a. with collateralized debt.
b. through arbitrage.
c. using futures contracts.
d. by trading options.
ANSWER: c
12. Institutional investors can be reluctant to enter the bitcoin futures market:
a. due to government bailout policies.
b. because deposit insurance protection does not apply to the market.
c. due to the slow speed of international transactions.
d. because there is a perceived lack of liquidity.
ANSWER: d
13. Bitcoin futures listings have increased risks:
a. by allowing insider trading.
b. through unregulated contract terms.
c. via uncollateralized bets.
d. from fragmented crypto pricing across trading platforms.
ANSWER: d
14. How could exchange-traded funds (ETFs) based on bitcoin futures approval aid crypto adoption?
a. by guaranteeing bitcoin prices
b. through promoting smart contracts in traditional tradeable securities
c. by attracting institutional investors to cryptocurrencies through traditional markets
d. from tax incentives for cryptocurrency miners
ANSWER: c
15. What are smart contracts used for on the blockchain?
a. hiring lawyers
b. security regulations
c. storing personal data
d. automating transactions without intermediaries
ANSWER: d
Copyright Cengage Learning. Powered by Cognero. Page 3
International Financial
Management 15th Edition By
Jeff Madura, Chad Zipfel
(All Chapters 1-22, 100%
Original Verified, A+ Grade)
All Chapters Arranged Reverse:
22-1
This is The Only Original and
Complete Test Bank For 15th
Edition, All other Files in The
Market are
Fake/Old/Wrong Edition.
,Name: Class: Date:
Chapter 22 Fintech in Financial Markets
1. The term “fintech” refers to:
a. financial intermediaries.
b. cutting-edge financial products and services.
c. government regulations of technology.
d. accounting systems.
ANSWER: b
2. What technology enabled the electronic transfer of money in the 19th century?
a. telegraph
b. ATM machine
c. bitcoin
d. Internet
ANSWER: a
3. What led to the explosive growth of fintech?
a. slow economic growth
b. high interest rates
c. rapid advancements in digital technology
d. tighter regulations
ANSWER: c
4. What enabled online bill payment and money transfers in the 1990s?
a. Ethereum
b. Internet
c. cloud computing
d. mainframe computers
ANSWER: b
5. What allowed early bitcoin mining using regular computers?
a. cloud computing
b. lower bitcoin prices
c. less processing power required
d. access to banking data
ANSWER: c
Copyright Cengage Learning. Powered by Cognero. Page 1
,Name: Class: Date:
Chapter 22 Fintech in Financial Markets
6. Distributed data storage enhances blockchain security by:
a. encrypting data.
b. hiding IP addresses.
c. multiplying the difficulty of hacking the system using multiple nodes.
d. blocking malware.
ANSWER: c
7. How does blockchain prevent data tampering by hackers?
a. encryption protocols used by hackers
b. hacker access to credential checks
c. hackers may be able access only one node
d. firewall protections exploited by hackers
ANSWER: c
8. Any user can add data in a:
a. private blockchain.
b. public blockchain.
c. permissionless blockchain.
d. corporate blockchain.
ANSWER: c
9. Which is an advantage of using bitcoins for transactions?
a. availability of credit
b. deposit insurance
c. reversible payments
d. faster transaction speed
ANSWER: d
10. Which of the following has contributed most to the volatility of the market value of bitcoin?
a. government bans
b. technical glitches
c. speculation and investor attitudes
d. incorrect pricing data
ANSWER: c
Copyright Cengage Learning. Powered by Cognero. Page 2
, Name: Class: Date:
Chapter 22 Fintech in Financial Markets
11. Crypto volatility can be hedged:
a. with collateralized debt.
b. through arbitrage.
c. using futures contracts.
d. by trading options.
ANSWER: c
12. Institutional investors can be reluctant to enter the bitcoin futures market:
a. due to government bailout policies.
b. because deposit insurance protection does not apply to the market.
c. due to the slow speed of international transactions.
d. because there is a perceived lack of liquidity.
ANSWER: d
13. Bitcoin futures listings have increased risks:
a. by allowing insider trading.
b. through unregulated contract terms.
c. via uncollateralized bets.
d. from fragmented crypto pricing across trading platforms.
ANSWER: d
14. How could exchange-traded funds (ETFs) based on bitcoin futures approval aid crypto adoption?
a. by guaranteeing bitcoin prices
b. through promoting smart contracts in traditional tradeable securities
c. by attracting institutional investors to cryptocurrencies through traditional markets
d. from tax incentives for cryptocurrency miners
ANSWER: c
15. What are smart contracts used for on the blockchain?
a. hiring lawyers
b. security regulations
c. storing personal data
d. automating transactions without intermediaries
ANSWER: d
Copyright Cengage Learning. Powered by Cognero. Page 3
