BANK TELLER TRAINING | 2025/2026 UPDATE |
QUESTIONS AND ANSWERS | 100% CORRECT
Which role does a teller NOT perform for a financial institution? Answer -
Facility Maintenance
A deposit slip is a credit and a check is a debit T/F? Answer - True
Which element makes a check NOT acceptable?
For an on-us check, sufficient funds exist to cover the check
No stop payments exist on the check
For a transit check, compensating balances exist in the payee's account
The endorsement matches the payee line exactly
Identification is from a credit card Answer - Identification is from a credit card
An Endorsement guarantees:
The check is not forged or altered
That the payee has sufficient funds in the account to cover the check Answer -
The check is not forged or altered
Which element makes an endorsement NOT acceptable?
Only authorized parties have endorsed the check
Alterations have been noted and initialed
, All endorsements are written in ink Answer - Alterations have been noted and
initialed
Which of the following is NOT a general rule of endorsement?
The payee must be the first endorser on the check
The last endorser must be the same person as the payee
The last endorsement should be written in your presence
The payee should endorse the check exactly as written
The endorsement should be checked against an identification signature Answer
- The last endorser must be the same person as the payee
Which of the following is NOT a general rule of endorsement?
The maker is the only person with legal rights to the funds from the check
Only the final endorser may receive the funds from the check
If the final endorsement has not been written in the teller's presence, the teller
should ask the endorser to re-write the endorsement
The endorsement guarantees that the person receiving the check is the person
who has legal right to the funds Answer - The maker is the only person with
legal rights to the funds from the check
Tellers should check with supervisors before cashing a check with a qualified or
conditional endorsement. Answer - True
The following endorsement may be used to receive cash back:
"For Deposit Only" Answer - False
Which step will a teller NOT take in cashing a check? *
QUESTIONS AND ANSWERS | 100% CORRECT
Which role does a teller NOT perform for a financial institution? Answer -
Facility Maintenance
A deposit slip is a credit and a check is a debit T/F? Answer - True
Which element makes a check NOT acceptable?
For an on-us check, sufficient funds exist to cover the check
No stop payments exist on the check
For a transit check, compensating balances exist in the payee's account
The endorsement matches the payee line exactly
Identification is from a credit card Answer - Identification is from a credit card
An Endorsement guarantees:
The check is not forged or altered
That the payee has sufficient funds in the account to cover the check Answer -
The check is not forged or altered
Which element makes an endorsement NOT acceptable?
Only authorized parties have endorsed the check
Alterations have been noted and initialed
, All endorsements are written in ink Answer - Alterations have been noted and
initialed
Which of the following is NOT a general rule of endorsement?
The payee must be the first endorser on the check
The last endorser must be the same person as the payee
The last endorsement should be written in your presence
The payee should endorse the check exactly as written
The endorsement should be checked against an identification signature Answer
- The last endorser must be the same person as the payee
Which of the following is NOT a general rule of endorsement?
The maker is the only person with legal rights to the funds from the check
Only the final endorser may receive the funds from the check
If the final endorsement has not been written in the teller's presence, the teller
should ask the endorser to re-write the endorsement
The endorsement guarantees that the person receiving the check is the person
who has legal right to the funds Answer - The maker is the only person with
legal rights to the funds from the check
Tellers should check with supervisors before cashing a check with a qualified or
conditional endorsement. Answer - True
The following endorsement may be used to receive cash back:
"For Deposit Only" Answer - False
Which step will a teller NOT take in cashing a check? *
