1|Page
ARKANSAS HEALTH INSURANCE EXAM LATEST 2025/2026 ACTUAL
EXAM WITH COMPLETE QUESTIONS AND CORRECT DETAILED
ANSWERS (100% VERIFIED ANSWERS) |ALREADY GRADED A+|
||PROFESSOR VERIFIED|| ||BRANDNEW!!!||
Which of the following is NOT a reason for the Commissioner to
deny or refuse a producer license application?
Recently convicted of a felony
Engaged in fraudulent insurance practices
Unintentionally misrepresented a material fact on the application
Intentionally violated state insurance laws - ANSWER-
Unintentionally misrepresented a material fact on the application
A producer who sells insurance in Arkansas but resides in another
state is called a(n):
unauthorized producer
alien producer
nonresident producer
authorized producer - ANSWER-Nonresident producer
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A licensed producer must report any administrative action taken
against the licensee in another jurisdiction or by another agency
department in Arkansas within how many days of the final
disposition?
10 days
30 days
60 days
90 days - ANSWER-30 days
Once a policy has been reinstated, the insured MUST wait what
amount of time before coverage for sickness is covered?
45 days
15 davs
10 days
3 days - ANSWER-10 days
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Maria the insurance producer completes a sale by collecting the
required signatures on the application and obtaining the initial
premium. Afterwards, she deposits the check into her personal
checking account. Maria has committed what crime?
Coercion
Twisting
Fraud
Defamation - ANSWER-Fraud
A producer replaced a client's insurance policy when it was not in
the client's best interest. The producer could be found guilty of:
coercion
boycotting
twisting
rebating - ANSWER-Twisting
A sickness may have a probationary period of up to
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30 days
60 days
90 days
120 days - ANSWER-30 days
How long must the Commissioner maintain a complete record for
every licensee in Arkansas for?
5 years
as long as he/she deems necessary
at least 5 years, but not beyond termination of the licensee
the Commissioner is not required keep records for every licensee
in Arkansas - ANSWER-As long as he/she deems necessary
Arkansas law requires that an insurer must notify the
Commissioner of a producer appointment termination:
within 30 days of termination
ARKANSAS HEALTH INSURANCE EXAM LATEST 2025/2026 ACTUAL
EXAM WITH COMPLETE QUESTIONS AND CORRECT DETAILED
ANSWERS (100% VERIFIED ANSWERS) |ALREADY GRADED A+|
||PROFESSOR VERIFIED|| ||BRANDNEW!!!||
Which of the following is NOT a reason for the Commissioner to
deny or refuse a producer license application?
Recently convicted of a felony
Engaged in fraudulent insurance practices
Unintentionally misrepresented a material fact on the application
Intentionally violated state insurance laws - ANSWER-
Unintentionally misrepresented a material fact on the application
A producer who sells insurance in Arkansas but resides in another
state is called a(n):
unauthorized producer
alien producer
nonresident producer
authorized producer - ANSWER-Nonresident producer
,2|Page
A licensed producer must report any administrative action taken
against the licensee in another jurisdiction or by another agency
department in Arkansas within how many days of the final
disposition?
10 days
30 days
60 days
90 days - ANSWER-30 days
Once a policy has been reinstated, the insured MUST wait what
amount of time before coverage for sickness is covered?
45 days
15 davs
10 days
3 days - ANSWER-10 days
,3|Page
Maria the insurance producer completes a sale by collecting the
required signatures on the application and obtaining the initial
premium. Afterwards, she deposits the check into her personal
checking account. Maria has committed what crime?
Coercion
Twisting
Fraud
Defamation - ANSWER-Fraud
A producer replaced a client's insurance policy when it was not in
the client's best interest. The producer could be found guilty of:
coercion
boycotting
twisting
rebating - ANSWER-Twisting
A sickness may have a probationary period of up to
, 4|Page
30 days
60 days
90 days
120 days - ANSWER-30 days
How long must the Commissioner maintain a complete record for
every licensee in Arkansas for?
5 years
as long as he/she deems necessary
at least 5 years, but not beyond termination of the licensee
the Commissioner is not required keep records for every licensee
in Arkansas - ANSWER-As long as he/she deems necessary
Arkansas law requires that an insurer must notify the
Commissioner of a producer appointment termination:
within 30 days of termination
