PEARSON VUE QUESTIONS AND ANSWERS
2026 EXAM SCRIPT FULL QUESTION BANK
◉ A life policy is usually contestable due to material
misrepresentation on the application for a period of:
A.30 days
B.6 months
C.2 years
D.5 years. Answer: C
◉ Which of the following statements is CORRECT about the Paid-Up
Additions in a participating Whole Life policy?
A.They are subject to underwriting approval.
B.They do not generate dividends.
C.They are considered Term policies.
, D.They are purchased on an attained age basis.. Answer: D
◉ In which of the following contracts is the Death benefit called the
principal sum?
A.Survivorship Annuity
B.Accidental Death and Dismemberment (AD&D)
C.Decreasing Term
D.Joint Life. Answer: B
◉ At which of the following times MUST a life insurance applicant be
informed of their rights under the Fair Credit Reporting Act?
A.During the initial appointment
B.When the insured's application is completed
C.When the policy is delivery
2026 EXAM SCRIPT FULL QUESTION BANK
◉ A life policy is usually contestable due to material
misrepresentation on the application for a period of:
A.30 days
B.6 months
C.2 years
D.5 years. Answer: C
◉ Which of the following statements is CORRECT about the Paid-Up
Additions in a participating Whole Life policy?
A.They are subject to underwriting approval.
B.They do not generate dividends.
C.They are considered Term policies.
, D.They are purchased on an attained age basis.. Answer: D
◉ In which of the following contracts is the Death benefit called the
principal sum?
A.Survivorship Annuity
B.Accidental Death and Dismemberment (AD&D)
C.Decreasing Term
D.Joint Life. Answer: B
◉ At which of the following times MUST a life insurance applicant be
informed of their rights under the Fair Credit Reporting Act?
A.During the initial appointment
B.When the insured's application is completed
C.When the policy is delivery
