AIC 32 LIABILITY CLAIMS PRACTICES QUESTIONS
AND ANSWERS QUESTIONS AND CORRECT
DETAILED ANSWERS (VERIFIED ANSWERS)
||ALREADY GRADED A+||NEWEST VERSION
QUESTIONS AND ANSWERS
Damages. ANSWER - Money claimed by or awarded to a party who has suffered a
loss.Thir
Third-Party Claim. ANSWER - A demand against an insured by a person or organization
seeking to recover damages that may be payable by the insured's liability insurance.
Consent-To-Settle Clause. ANSWER - An insurance policy provision, usually found only
in professional liability policies, that require to insurer to obtain consent from the insured
before settling a claim.
Civil Rights Act of 1964. ANSWER - The law that prohibits discrimination in
employment because of race, color, religion, sex, or national origin, or on the basis of
pregnancy, childbirth, or related medical conditions.
Trespasser. ANSWER - Someone who intentionally enters on a property of another
without permission or legal right to do so.
Attractive Nuisance Doctrine. ANSWER - A doctrine treating children as licensee, or
guest, rather than a trespasser where there are conditions that are certain to attract them.
Known Trespasser. ANSWER - An individual whose trespassing is tolerated by the land
owner.
Licensee. ANSWER - A person who has permission to enter onto another property.
, Business Invitee. ANSWER - Someone who has expressed or implied permission to be on
the premises for purpose of doing business.
Actual Notice. ANSWER - Information that has been directly given to a land possessor
about a hazard on the premises. The land possessor has been given ___________ notice.
Constructive Notice (or Interpreted Notice). ANSWER - When a hazard has existed for
a sufficient length of time on a premises and the land possessor should have known about it.
Vicious Propensities. ANSWER - The tendency of an animal to try and harm other people
by acting in some menacing way.
Negligent Hiring and/or Retention. ANSWER - When an employer fails to perform an
adequate background check or is aware an employee might be a threat to the safety of
others, the employer could be liable by _____________________________.
Equal Pay Act of 1963. ANSWER - This' law prohibits differences in pay between women
and men for substantially the same work.
Age Discrimination in Employment Act of 1967 (ADEA). ANSWER - This law
prohibits discrimination by employers against any individual with respect to
hiring, terminations, promotions and demotions, compensation, and the terms and
conditions of employment on the basis of age when a worker is
forty years old or older.
Americans With Disabilities Act of 1990 (ADA). ANSWER - This law prohibits
workplace discrimination against workers with disabilities and requires
employers to make reasonable accommodations in the workplace for
workers with disabilities.
Family and Medical Leave Act of 1993 (FMLA). ANSWER - This law permits
AND ANSWERS QUESTIONS AND CORRECT
DETAILED ANSWERS (VERIFIED ANSWERS)
||ALREADY GRADED A+||NEWEST VERSION
QUESTIONS AND ANSWERS
Damages. ANSWER - Money claimed by or awarded to a party who has suffered a
loss.Thir
Third-Party Claim. ANSWER - A demand against an insured by a person or organization
seeking to recover damages that may be payable by the insured's liability insurance.
Consent-To-Settle Clause. ANSWER - An insurance policy provision, usually found only
in professional liability policies, that require to insurer to obtain consent from the insured
before settling a claim.
Civil Rights Act of 1964. ANSWER - The law that prohibits discrimination in
employment because of race, color, religion, sex, or national origin, or on the basis of
pregnancy, childbirth, or related medical conditions.
Trespasser. ANSWER - Someone who intentionally enters on a property of another
without permission or legal right to do so.
Attractive Nuisance Doctrine. ANSWER - A doctrine treating children as licensee, or
guest, rather than a trespasser where there are conditions that are certain to attract them.
Known Trespasser. ANSWER - An individual whose trespassing is tolerated by the land
owner.
Licensee. ANSWER - A person who has permission to enter onto another property.
, Business Invitee. ANSWER - Someone who has expressed or implied permission to be on
the premises for purpose of doing business.
Actual Notice. ANSWER - Information that has been directly given to a land possessor
about a hazard on the premises. The land possessor has been given ___________ notice.
Constructive Notice (or Interpreted Notice). ANSWER - When a hazard has existed for
a sufficient length of time on a premises and the land possessor should have known about it.
Vicious Propensities. ANSWER - The tendency of an animal to try and harm other people
by acting in some menacing way.
Negligent Hiring and/or Retention. ANSWER - When an employer fails to perform an
adequate background check or is aware an employee might be a threat to the safety of
others, the employer could be liable by _____________________________.
Equal Pay Act of 1963. ANSWER - This' law prohibits differences in pay between women
and men for substantially the same work.
Age Discrimination in Employment Act of 1967 (ADEA). ANSWER - This law
prohibits discrimination by employers against any individual with respect to
hiring, terminations, promotions and demotions, compensation, and the terms and
conditions of employment on the basis of age when a worker is
forty years old or older.
Americans With Disabilities Act of 1990 (ADA). ANSWER - This law prohibits
workplace discrimination against workers with disabilities and requires
employers to make reasonable accommodations in the workplace for
workers with disabilities.
Family and Medical Leave Act of 1993 (FMLA). ANSWER - This law permits
