Commercial Casualty II – CISR
Exam Questions and Answers
100% Pass
In BAP what does liability section provide protection from claims for? -
Answer: Bodily Injury and Property Damage for which insured is legally
responsible for.
Question: In BAP physical damage section what type of protection? -
Answer: provides coverage for damage to or loss of an insured's covered auto.
Question: What other BAP coverages can be added by endorsement? -
Answer: Medical payments
personal injury protection
uninsured/underinsured
,motorist bodily injury and/or property damage losses
Question: List all BAP Coverage Exposures? -
Answer: Liability
physical damage
comprehensive
collision
Owned auto
non-owned auto
hired or borrowed auto
specified cause of loss
towing for private passenger
Question: What are BAP liability auto exposures that can arise out of insured
maintenance or use of several types autos? -
Answer: Autos name insured owns
Autos Name insured does not own, but uses in business
Autos name insured hires or borrows
,Question: List some common claims that arises out of physical damage? -
Answer: Collision
windshield breakage
theft
fire
vandalism
Question: Define "Accident" in BAP -
Answer: Does not have to be sudden. A Continuous or repeated exposure to the
same conditions that result in BI or PD
Question: Define "Auto" in BAP -
Answer: a land motor vehicle, trailer or semi trailer designed to travel on public
roads
subject to financial responsibility law or other MV law where it is licensed or
principally garaged
, Question: Recap CGL "insured contracts" -
Answer: Lease of premises
Sidetrack agreement
easement or license agreement
obligation as required by ordinance
assumed tort liability
*BAP elevator maintenance is not applicable!
Question: BAP uses LEAS plus what other "insured contract?" -
Answer: Rental Lease agreement - made by name insured or any of it's employees.
does not cover property damage to auto rented or leased by name insured or one
of the employees
Question: Recap descriptive phrases for GL mobile equipment? -
Answer: "designed for use off public roads"
"used primarily to service premises you own or rent"
"moves on crawler treads"
"self propelled or not
Exam Questions and Answers
100% Pass
In BAP what does liability section provide protection from claims for? -
Answer: Bodily Injury and Property Damage for which insured is legally
responsible for.
Question: In BAP physical damage section what type of protection? -
Answer: provides coverage for damage to or loss of an insured's covered auto.
Question: What other BAP coverages can be added by endorsement? -
Answer: Medical payments
personal injury protection
uninsured/underinsured
,motorist bodily injury and/or property damage losses
Question: List all BAP Coverage Exposures? -
Answer: Liability
physical damage
comprehensive
collision
Owned auto
non-owned auto
hired or borrowed auto
specified cause of loss
towing for private passenger
Question: What are BAP liability auto exposures that can arise out of insured
maintenance or use of several types autos? -
Answer: Autos name insured owns
Autos Name insured does not own, but uses in business
Autos name insured hires or borrows
,Question: List some common claims that arises out of physical damage? -
Answer: Collision
windshield breakage
theft
fire
vandalism
Question: Define "Accident" in BAP -
Answer: Does not have to be sudden. A Continuous or repeated exposure to the
same conditions that result in BI or PD
Question: Define "Auto" in BAP -
Answer: a land motor vehicle, trailer or semi trailer designed to travel on public
roads
subject to financial responsibility law or other MV law where it is licensed or
principally garaged
, Question: Recap CGL "insured contracts" -
Answer: Lease of premises
Sidetrack agreement
easement or license agreement
obligation as required by ordinance
assumed tort liability
*BAP elevator maintenance is not applicable!
Question: BAP uses LEAS plus what other "insured contract?" -
Answer: Rental Lease agreement - made by name insured or any of it's employees.
does not cover property damage to auto rented or leased by name insured or one
of the employees
Question: Recap descriptive phrases for GL mobile equipment? -
Answer: "designed for use off public roads"
"used primarily to service premises you own or rent"
"moves on crawler treads"
"self propelled or not
