Commercial Casualty II Exam
Questions and Answers 100%
Pass
Your insured has an unendorsed Business Auto Coverage Form in which liability
is written using Symbol 1 (Any "Auto"). An employee, using his personal vehicle
on behalf of the business, has an at fault accident. Who is an insured under your
insured's policy? -
Answer: Only your named insured
Question: Select the statement that most completely explains business auto
liability exposures faced by any business. -
Answer: Legal liability may result from BI or PD arising out of ownership,
operation, maintenance or use of autos owned, and autos not owned but used in or
on behalf of the business and may include autos hired or borrowed.
,Question: Included in the definition of an "insured contract", under the Business
Auto Coverage Form, is wording pertaining to rental or lease vehicles. Which of
the following statements is part of that definition? -
Answer: An agreement as part of the business, pertaining to the auto rental or
lease by the insured or employee(s), but not for the obligation for the damage to
the rented or leased auto
Question: Which of the following is not covered under Comprehensive Coverage
provided by a Business Auto Coverage Form? -
Answer: Damage to the business owned pickup truck when the vehicle overturns
Question: orge drove the scheduled delivery truck to the client's home to deliver a
new refrigerator. While moving the appliance with the dolly (hand truck) into the
home, it fell and damaged the flooring. Which Coverage Form, if any, would
provide coverage for customer's floor? -
Answer: Business Auto Coverage Form
Question: Which of the following statements IS NOT true about workers
compensation statutes? -
Answer: Most states impose a dollar limit on medical expenses
, Question: Which of the following statements IS true about workers compensation
statutes? -
Answer: Most states have rehabilitation benefits written into their law
Question: Which of the following statements IS true about workers compensation
statutes? -
Answer: Death benefits can include weekly income benefits for the employee's
eligible dependents
Question: Which of the following statements IS true about workers compensation
statutes? -
Answer: Lost wage benefits are paid to replace the loss of income suffered by an
injured or sick employee
Question: Four Types of Benefits Provided Under Most Workers Compensation
Statutes -
Answer: Medical Expenses, Disability Income, Rehabilitation Expenses, Death
Benefits
Questions and Answers 100%
Pass
Your insured has an unendorsed Business Auto Coverage Form in which liability
is written using Symbol 1 (Any "Auto"). An employee, using his personal vehicle
on behalf of the business, has an at fault accident. Who is an insured under your
insured's policy? -
Answer: Only your named insured
Question: Select the statement that most completely explains business auto
liability exposures faced by any business. -
Answer: Legal liability may result from BI or PD arising out of ownership,
operation, maintenance or use of autos owned, and autos not owned but used in or
on behalf of the business and may include autos hired or borrowed.
,Question: Included in the definition of an "insured contract", under the Business
Auto Coverage Form, is wording pertaining to rental or lease vehicles. Which of
the following statements is part of that definition? -
Answer: An agreement as part of the business, pertaining to the auto rental or
lease by the insured or employee(s), but not for the obligation for the damage to
the rented or leased auto
Question: Which of the following is not covered under Comprehensive Coverage
provided by a Business Auto Coverage Form? -
Answer: Damage to the business owned pickup truck when the vehicle overturns
Question: orge drove the scheduled delivery truck to the client's home to deliver a
new refrigerator. While moving the appliance with the dolly (hand truck) into the
home, it fell and damaged the flooring. Which Coverage Form, if any, would
provide coverage for customer's floor? -
Answer: Business Auto Coverage Form
Question: Which of the following statements IS NOT true about workers
compensation statutes? -
Answer: Most states impose a dollar limit on medical expenses
, Question: Which of the following statements IS true about workers compensation
statutes? -
Answer: Most states have rehabilitation benefits written into their law
Question: Which of the following statements IS true about workers compensation
statutes? -
Answer: Death benefits can include weekly income benefits for the employee's
eligible dependents
Question: Which of the following statements IS true about workers compensation
statutes? -
Answer: Lost wage benefits are paid to replace the loss of income suffered by an
injured or sick employee
Question: Four Types of Benefits Provided Under Most Workers Compensation
Statutes -
Answer: Medical Expenses, Disability Income, Rehabilitation Expenses, Death
Benefits
