PCI ASV EXAM 2025/2026 WITH 100%
ACCURATE ANSWERS
1. Describe how the sub-requirements of PCI DSS Requirement 7
contribute to data security.
The sub-requirements outline the roles of assessors in
compliance validation.
The sub-requirements are primarily concerned with vulnerability
scanning.
The sub-requirements focus on encrypting cardholder data
during transactions.
The sub-requirements of PCI DSS Requirement 7 ensure that
only authorized personnel have access to cardholder data,
thereby minimizing the risk of data breaches.
2. What are the six principles of Payment Card Industry Data Standard (PCI
DSS)?
Build and maintain a secure network; protect cardholder data;
maintain a vulnerability management program; implement
strong access control measures; regularly monitor and test
networks; and maintain an information security policy.
Build and maintain a secure network; protect cardholder data;
use and update antivirus software; encrypt transmission; regularly
monitor and test networks; and maintain an information security
policy
Build and maintain a secure network; develop and maintain
secure systems; restrict access to data; restrict physical access;
regularly monitor and test networks; and maintain an information
security policy
,Build and maintain a secure network; install a firewall; maintain a
firewall; implement strong access control measures; regularly
, monitor and test networks; and maintain an information security
policy
3. Describe the significance of a PA-QSA in ensuring the security of
payment applications.
A PA-QSA conducts regular audits of payment processing
systems.
A PA-QSA validates compliance for payment applications to
ensure they meet PCI DSS requirements.
A PA-QSA manages the encryption of payment data.
A PA-QSA develops security policies for payment applications.
4. What is the Principle of Least Privilege?
Only the most senior people in an office should be able to
access everything.
Users should be able to access only the parts of the network
or information that they need to do their work.
Two-factor authentication should be used whenever possible.
Firewalls should be set as restrictively as possible.
5. Describe the significance of the Cardholder Data Environment (CDE) in
relation to PCI DSS compliance.
The CDE is a type of encryption used for cardholder data.
The CDE is crucial for PCI DSS compliance as it encompasses
all systems that handle cardholder data, requiring strict
security measures.
The CDE refers to the documentation required for PCI DSS
assessments.
The CDE is a regulatory body that enforces PCI DSS compliance.
, 6. If a company fails to address new threats and vulnerabilities for its
public-facing web applications as required by sub-requirement 6.6, what
potential consequences might it face?
Reduction in operational costs.
Increased risk of data breaches and non-compliance penalties.
Improved customer trust and loyalty.
Enhanced performance of web applications.
7. In the Payment Card Industry Data Security Standard (PCI DSS), which of
these goals would benefit from encrypted data transmission?
Maintaining a vulnerability management program
Monitoring and testing networks regularly
Protecting cardholder data
Implement strong access control measures
8. Describe the significance of unique IDs in the context of PCI DSS
Requirement 8.
Unique IDs are irrelevant to compliance validation.
Unique IDs help ensure accountability and traceability for user
actions within the system.
Unique IDs prevent unauthorized physical access to facilities.
Unique IDs are used solely for data encryption purposes.
9. If a company is found to be storing excessive cardholder data beyond
the scope of requirement 3.1, what action should they take to align with
PCI DSS?
Implement more stringent access controls for the data.
ACCURATE ANSWERS
1. Describe how the sub-requirements of PCI DSS Requirement 7
contribute to data security.
The sub-requirements outline the roles of assessors in
compliance validation.
The sub-requirements are primarily concerned with vulnerability
scanning.
The sub-requirements focus on encrypting cardholder data
during transactions.
The sub-requirements of PCI DSS Requirement 7 ensure that
only authorized personnel have access to cardholder data,
thereby minimizing the risk of data breaches.
2. What are the six principles of Payment Card Industry Data Standard (PCI
DSS)?
Build and maintain a secure network; protect cardholder data;
maintain a vulnerability management program; implement
strong access control measures; regularly monitor and test
networks; and maintain an information security policy.
Build and maintain a secure network; protect cardholder data;
use and update antivirus software; encrypt transmission; regularly
monitor and test networks; and maintain an information security
policy
Build and maintain a secure network; develop and maintain
secure systems; restrict access to data; restrict physical access;
regularly monitor and test networks; and maintain an information
security policy
,Build and maintain a secure network; install a firewall; maintain a
firewall; implement strong access control measures; regularly
, monitor and test networks; and maintain an information security
policy
3. Describe the significance of a PA-QSA in ensuring the security of
payment applications.
A PA-QSA conducts regular audits of payment processing
systems.
A PA-QSA validates compliance for payment applications to
ensure they meet PCI DSS requirements.
A PA-QSA manages the encryption of payment data.
A PA-QSA develops security policies for payment applications.
4. What is the Principle of Least Privilege?
Only the most senior people in an office should be able to
access everything.
Users should be able to access only the parts of the network
or information that they need to do their work.
Two-factor authentication should be used whenever possible.
Firewalls should be set as restrictively as possible.
5. Describe the significance of the Cardholder Data Environment (CDE) in
relation to PCI DSS compliance.
The CDE is a type of encryption used for cardholder data.
The CDE is crucial for PCI DSS compliance as it encompasses
all systems that handle cardholder data, requiring strict
security measures.
The CDE refers to the documentation required for PCI DSS
assessments.
The CDE is a regulatory body that enforces PCI DSS compliance.
, 6. If a company fails to address new threats and vulnerabilities for its
public-facing web applications as required by sub-requirement 6.6, what
potential consequences might it face?
Reduction in operational costs.
Increased risk of data breaches and non-compliance penalties.
Improved customer trust and loyalty.
Enhanced performance of web applications.
7. In the Payment Card Industry Data Security Standard (PCI DSS), which of
these goals would benefit from encrypted data transmission?
Maintaining a vulnerability management program
Monitoring and testing networks regularly
Protecting cardholder data
Implement strong access control measures
8. Describe the significance of unique IDs in the context of PCI DSS
Requirement 8.
Unique IDs are irrelevant to compliance validation.
Unique IDs help ensure accountability and traceability for user
actions within the system.
Unique IDs prevent unauthorized physical access to facilities.
Unique IDs are used solely for data encryption purposes.
9. If a company is found to be storing excessive cardholder data beyond
the scope of requirement 3.1, what action should they take to align with
PCI DSS?
Implement more stringent access controls for the data.
