Health Insurance Florida 2-40 Practice Exam
Questions 1 Exam Questions and Answers
(Verified Answers) Most Recent exam COMPLETE
(2025) (Latest Update 2025) UPDATE!!
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Terms in this set (51)
Which of the following Fair Credit Reporting Act (Insurance Information and
laws requires an insurer to Privacy Protection Act)
notify an applicant in
writing that an
investigative consumer
report may be made on
the applicant?
-Uniform Provisions Law.
-Freedom of Information
Act.
-Medical Information
Bureau Disclosure Act
-Fair Credit Reporting Act
(Insurance Information
and Privacy Protection
Act)
,Group health insurance 100
specifies that what
percentage of eligible
individuals MUST be
offered coverage under a
noncontributory plan?
-25
-50
-75
-100
Under an Accidental At the inception of the policy
Death and
Dismemberment (AD&D)
policy, insurable interest
must exist at which of the
following times?
-When a change of
beneficiary is requested
-At the inception of the
policy
-When a beneficiary other
than a relative is named
-At the time a claim is
submitted
When periodic claim month
payments are required
under a long-term
disability income policy,
an insurer MUST make
payments to an insured at
least once every:
-month
-three months
-six months
-year
, M and N own a small Disability Buy-Out
interior design studio that
employs six people. The
owners are concerned
about the financial
continuation of the
business if either of them
should become
permanently disabled. In
this situation, a producer
would MOST likely
recommend which of the
following types of
contracts?
-Basic Hospital
-Disability Buy-Out
-Comprehensive Major
Medical
-Short-Term Disability
Income
Which of the following Travel Accident
health policies requires a
beneficiary designation?
-Travel Accident
-Medicare Supplement
-Blanket
-Long Term Care
Questions 1 Exam Questions and Answers
(Verified Answers) Most Recent exam COMPLETE
(2025) (Latest Update 2025) UPDATE!!
Save
Terms in this set (51)
Which of the following Fair Credit Reporting Act (Insurance Information and
laws requires an insurer to Privacy Protection Act)
notify an applicant in
writing that an
investigative consumer
report may be made on
the applicant?
-Uniform Provisions Law.
-Freedom of Information
Act.
-Medical Information
Bureau Disclosure Act
-Fair Credit Reporting Act
(Insurance Information
and Privacy Protection
Act)
,Group health insurance 100
specifies that what
percentage of eligible
individuals MUST be
offered coverage under a
noncontributory plan?
-25
-50
-75
-100
Under an Accidental At the inception of the policy
Death and
Dismemberment (AD&D)
policy, insurable interest
must exist at which of the
following times?
-When a change of
beneficiary is requested
-At the inception of the
policy
-When a beneficiary other
than a relative is named
-At the time a claim is
submitted
When periodic claim month
payments are required
under a long-term
disability income policy,
an insurer MUST make
payments to an insured at
least once every:
-month
-three months
-six months
-year
, M and N own a small Disability Buy-Out
interior design studio that
employs six people. The
owners are concerned
about the financial
continuation of the
business if either of them
should become
permanently disabled. In
this situation, a producer
would MOST likely
recommend which of the
following types of
contracts?
-Basic Hospital
-Disability Buy-Out
-Comprehensive Major
Medical
-Short-Term Disability
Income
Which of the following Travel Accident
health policies requires a
beneficiary designation?
-Travel Accident
-Medicare Supplement
-Blanket
-Long Term Care
