CPCU – Ethics 2025/2026 Exam
Questions and Verified Answers |
Already Graded A+
Everyday choices made regarding dress or speech are more a reflection of
a person's personality; ethical choices reflect a person's - 🧠 ANSWER
✔✔Character
Moral principles or practices arise out of the desire to avoid - 🧠 ANSWER
✔✔the chaos of unrestrained personal behavior at the expense of the
social order
When it comes to ethics we have the opportunity to - 🧠 ANSWER ✔✔create
our own perception and process
In general, it is our ability to _______, in other words to think beyond a
surface level that distinguishes us from the plants and animals with which
we share this earth - 🧠 ANSWER ✔✔reason critically
,P T Barnum said: - 🧠 ANSWER ✔✔"No man can be dishonest without soon
being found out and when his lack of principle is discovered, nearly every
avenue to success is closed... "
Situational ethics is the term for - 🧠 ANSWER ✔✔social behavior that
allows people to choose to deal with dilemmas based on what's right at the
moment
The ability to reason critically includes all of the following, EXCEPT - 🧠
ANSWER ✔✔the ability to use judgment of facts and reach logical
conclusions EXCEPT WHEN those conclusions differ significantly from our
own basic beliefs
What comment followed this remark by Aleksandr Solzhenitsyn, a famous
Russian dissident? "I've lived my life in a society where there was no rule of
law. And that's a terrible existence." - 🧠 ANSWER ✔✔"But a society where
the rule of law is the only standard of ethical behavior is equally bad."
What does "it's not the harness but the horses that pull the wagon" mean? -
🧠 ANSWER ✔✔Individual actions create the ethical climate in a company.
When everyone determines his or her own standards, there are no
standards. What human tendency magnifies this dilemma? - 🧠 ANSWER
,✔✔judging oneself according to one's own GOOD INTENTIONS while
judging others by their WORST ACTIONS
Which term is used to describe a gut feeling, when you can tell something
feels right or wrong, ethical or unethical, legal or illegal? - 🧠 ANSWER
✔✔intuition
Acting on your mentor's suggestion that you sell a certain form of insurance
to one of your clients without questioning whether the insurance is required
by your client may be an example of which of the following common
patterns of reaction? - 🧠 ANSWER ✔✔blind faith
Suggesting the same life coverage for each person between 20 and 25 or
the same annuity products for each person between 30 and 35 may be an
example of which common pattern of reaction? - 🧠 ANSWER ✔✔habit
Reasoning critically involves much more than just an overt, animal instinct
reaction to the external events around us. Reasoning critically requires that
we use our mind's ability to process information in a logical, organized way
to reach conclusions that will allow us to make thought-based, rather than
reaction-based, decisions. This involves which of the following? - 🧠
ANSWER ✔✔questioning, rather than simply accepting
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3
, an ethical philosophy that postulates that we should always choose the
action that will cause the greatest amount of good for the greatest number
of people - 🧠 ANSWER ✔✔Utilitarianism
a philosophy that postulates that the highest ethical standard can be
achieved by doing what is the greatest good for the "individual" over the
long term - 🧠 ANSWER ✔✔Individualism
Individualism is most often associated with which of the following? - 🧠
ANSWER ✔✔Greatest good for the individual over the long term
Justice is most often associated with which of the following? - 🧠 ANSWER
✔✔Equal treatment of everyone
All of the following are philosophical approaches to ethics, EXCEPT: - 🧠
ANSWER ✔✔legal rule
The Moral Rights philosophy argues each human being is born with all of
the following rights, EXCEPT: - 🧠 ANSWER ✔✔Right to Universal Health
Care
Silver Rule only asks you to do one thing. What is that? - 🧠 ANSWER
✔✔Do no harm
Questions and Verified Answers |
Already Graded A+
Everyday choices made regarding dress or speech are more a reflection of
a person's personality; ethical choices reflect a person's - 🧠 ANSWER
✔✔Character
Moral principles or practices arise out of the desire to avoid - 🧠 ANSWER
✔✔the chaos of unrestrained personal behavior at the expense of the
social order
When it comes to ethics we have the opportunity to - 🧠 ANSWER ✔✔create
our own perception and process
In general, it is our ability to _______, in other words to think beyond a
surface level that distinguishes us from the plants and animals with which
we share this earth - 🧠 ANSWER ✔✔reason critically
,P T Barnum said: - 🧠 ANSWER ✔✔"No man can be dishonest without soon
being found out and when his lack of principle is discovered, nearly every
avenue to success is closed... "
Situational ethics is the term for - 🧠 ANSWER ✔✔social behavior that
allows people to choose to deal with dilemmas based on what's right at the
moment
The ability to reason critically includes all of the following, EXCEPT - 🧠
ANSWER ✔✔the ability to use judgment of facts and reach logical
conclusions EXCEPT WHEN those conclusions differ significantly from our
own basic beliefs
What comment followed this remark by Aleksandr Solzhenitsyn, a famous
Russian dissident? "I've lived my life in a society where there was no rule of
law. And that's a terrible existence." - 🧠 ANSWER ✔✔"But a society where
the rule of law is the only standard of ethical behavior is equally bad."
What does "it's not the harness but the horses that pull the wagon" mean? -
🧠 ANSWER ✔✔Individual actions create the ethical climate in a company.
When everyone determines his or her own standards, there are no
standards. What human tendency magnifies this dilemma? - 🧠 ANSWER
,✔✔judging oneself according to one's own GOOD INTENTIONS while
judging others by their WORST ACTIONS
Which term is used to describe a gut feeling, when you can tell something
feels right or wrong, ethical or unethical, legal or illegal? - 🧠 ANSWER
✔✔intuition
Acting on your mentor's suggestion that you sell a certain form of insurance
to one of your clients without questioning whether the insurance is required
by your client may be an example of which of the following common
patterns of reaction? - 🧠 ANSWER ✔✔blind faith
Suggesting the same life coverage for each person between 20 and 25 or
the same annuity products for each person between 30 and 35 may be an
example of which common pattern of reaction? - 🧠 ANSWER ✔✔habit
Reasoning critically involves much more than just an overt, animal instinct
reaction to the external events around us. Reasoning critically requires that
we use our mind's ability to process information in a logical, organized way
to reach conclusions that will allow us to make thought-based, rather than
reaction-based, decisions. This involves which of the following? - 🧠
ANSWER ✔✔questioning, rather than simply accepting
COPYRIGHT©NINJANERD 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY
STATEMENT. ALL RIGHTS RESERVED
3
, an ethical philosophy that postulates that we should always choose the
action that will cause the greatest amount of good for the greatest number
of people - 🧠 ANSWER ✔✔Utilitarianism
a philosophy that postulates that the highest ethical standard can be
achieved by doing what is the greatest good for the "individual" over the
long term - 🧠 ANSWER ✔✔Individualism
Individualism is most often associated with which of the following? - 🧠
ANSWER ✔✔Greatest good for the individual over the long term
Justice is most often associated with which of the following? - 🧠 ANSWER
✔✔Equal treatment of everyone
All of the following are philosophical approaches to ethics, EXCEPT: - 🧠
ANSWER ✔✔legal rule
The Moral Rights philosophy argues each human being is born with all of
the following rights, EXCEPT: - 🧠 ANSWER ✔✔Right to Universal Health
Care
Silver Rule only asks you to do one thing. What is that? - 🧠 ANSWER
✔✔Do no harm
