QUESTIONS AND CORRECT ANSWERS (VERIFIED
ANSWERS) PLUS RATIONALES 2025|2026 Q&A |
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1. The primary duty of a Notary Public is to:
A. Provide legal advice
B. Authenticate signatures and administer oaths
C. Draft legal contracts
D. Represent clients in court
Answer: B. Authenticate signatures and administer oaths
Rationale: Notaries prevent fraud by verifying identity and witnessing signatures,
not by practicing law.
2. A notary may refuse to perform a notarial act if:
A. The signer cannot present valid identification
B. The signer insists the notary hurry
C. The notary personally dislikes the signer
D. The document is written in another language
Answer: A. The signer cannot present valid identification
Rationale: Refusal must be based on legal grounds, such as lack of proper ID or
suspicion of fraud.
3. When administering an oath or affirmation, the signer must:
A. Place their hand on a Bible
B. Swear or affirm truthfulness under penalty of perjury
C. Provide a witness to verify their identity
D. Sign in red ink
Answer: B. Swear or affirm truthfulness under penalty of perjury
,Rationale: Oaths and affirmations are verbal promises of truthfulness, regardless
of religious text.
4. A notary journal entry should include:
A. The notary’s personal notes about the signer
B. The signer’s identification information
C. The notary’s opinion of the document content
D. The signer’s financial details
Answer: B. The signer’s identification information
Rationale: Journals record essential facts such as date, type of notarial act, ID
used, and signature.
5. Which of the following is NOT a duty of a notary?
A. Taking acknowledgments
B. Administering oaths
C. Certifying copies where permitted by law
D. Giving legal advice about the document
Answer: D. Giving legal advice about the document
Rationale: Notaries cannot practice law unless they are licensed attorneys.
6. What is the maximum penalty for a notary who notarizes a document without
the signer being present?
A. No penalty if the signer later confirms
B. Possible revocation of commission, fines, or criminal charges
C. A warning letter only
D. A small administrative fee
Answer: B. Possible revocation of commission, fines, or criminal charges
Rationale: Failing to require personal appearance is a serious violation and may
constitute fraud.
,7. An acknowledgment requires the signer to:
A. Swear the document’s contents are true
B. State they voluntarily signed the document
C. Have two witnesses present
D. Sign only in blue ink
Answer: B. State they voluntarily signed the document
Rationale: Acknowledgments confirm identity and willingness, not truthfulness of
content.
8. If a notary changes their address or name, they must:
A. Do nothing until commission renewal
B. Notify the appointing authority within the time required by law
C. Simply note it in their journal
D. Reapply for a new commission immediately
Answer: B. Notify the appointing authority within the time required by law
Rationale: Most states require timely notification of changes to maintain
commission validity.
9. A notary is asked to notarize a blank document. What should they do?
A. Proceed as long as the signer promises to fill it later
B. Notarize only if the signer initials the blank spaces
C. Refuse to notarize
D. Fill out the document themselves before notarizing
Answer: C. Refuse to notarize
Rationale: Notaries may not notarize incomplete documents, as this invites fraud.
10. Which of the following is acceptable as proof of identity for notarization?
A. A valid state-issued driver’s license
B. A handwritten note from a friend
C. A school library card without a photo
D. The notary’s personal recognition of the signer’s handwriting
Answer: A. A valid state-issued driver’s license
, Rationale: Government-issued photo ID is required; informal documents are not
acceptable.
11. A jurat differs from an acknowledgment because:
A. It requires an oath or affirmation that the contents are true
B. It does not require personal appearance
C. It is only used for real estate documents
D. It requires two witnesses in all states
Answer: A. It requires an oath or affirmation that the contents are true
Rationale: A jurat involves truthfulness under oath, while acknowledgments
confirm voluntary signing.
12. A notary may use a credible witness when:
A. The signer has no valid ID but is known by the witness
B. The notary prefers to skip identification
C. The signer is unwilling to show ID
D. The notary is related to the signer
Answer: A. The signer has no valid ID but is known by the witness
Rationale: A credible witness may verify identity in situations where ID is
unavailable.
13. Which of the following best describes a notary’s role?
A. Advocate for the signer
B. Impartial witness to the signing process
C. Legal representative of the state
D. Investigator of document accuracy
Answer: B. Impartial witness to the signing process
Rationale: Notaries must remain neutral and unbiased in every transaction.
14. If a signer refuses to take an oath but agrees to affirm, the notary should:
A. Refuse the notarization