UHC Medicare Basics Test
exam
1. What are the four parts of Medicare?
Answer: Parts A, B, C, and D.
A: Hospital Insurance
B: Medical Insurance
C: Medicare Advantage
D: Prescription Drug Coverage
2. What does Medicare Part A primarily cover?
Answer: Inpatient hospital care, skilled nursing facility care, hospice care, and some
home health services.
3. What does Medicare Part B cover?
Answer: Outpatient services, doctor visits, preventive services, durable medical
equipment, and some home health care.
4. What is Medicare Part C also known as?
,Answer: Medicare Advantage.
5. What does Medicare Part D provide?
Answer: Prescription drug coverage.
6. Who is eligible for Medicare?
Answer: Individuals aged 65 or older, certain younger people with disabilities, and
people with End-Stage Renal Disease (ESRD).
7. What is the Initial Enrollment Period (IEP) for Medicare?
Answer: It begins 3 months before the month you turn 65, includes your birth
month, and ends 3 months after — totaling 7 months.
8. What happens if a person does not enroll in Part B when first eligible and doesn’t
have credible coverage?
Answer: They may pay a late enrollment penalty.
9. What is the typical premium for Part A?
Answer: Most people pay $0 if they or their spouse paid Medicare taxes while
working (premium-free Part A).
10. What is the standard premium for Part B in 2025 (approx.)?
Answer: Around $174.70 (subject to annual change).
11. What is the Medicare Advantage (MA) Plan?
, Answer: A private plan (Part C) that includes all benefits and services covered under
Parts A and B, and often Part D, plus additional benefits.
12. What agency administers the Medicare program?
Answer: Centers for Medicare & Medicaid Services (CMS).
13. What is a Medicare Supplement (Medigap) policy?
Answer: Private insurance that helps pay some costs not covered by Original
Medicare (like copayments, coinsurance, and deductibles).
14. Can a beneficiary have both a Medicare Advantage plan and a Medigap policy at
the same time?
Answer: No. It’s not allowed.
15. What is a Special Enrollment Period (SEP)?
Answer: A time outside normal enrollment periods when you can join, switch, or
drop coverage due to special circumstances (e.g., moving, loss of employer
coverage).
16. What is the General Enrollment Period (GEP) for Medicare?
Answer: January 1 to March 31 each year.
17. When does Medicare coverage begin if you enroll during the IEP before your
65th birthday month?
Answer: The first day of your birthday month.
exam
1. What are the four parts of Medicare?
Answer: Parts A, B, C, and D.
A: Hospital Insurance
B: Medical Insurance
C: Medicare Advantage
D: Prescription Drug Coverage
2. What does Medicare Part A primarily cover?
Answer: Inpatient hospital care, skilled nursing facility care, hospice care, and some
home health services.
3. What does Medicare Part B cover?
Answer: Outpatient services, doctor visits, preventive services, durable medical
equipment, and some home health care.
4. What is Medicare Part C also known as?
,Answer: Medicare Advantage.
5. What does Medicare Part D provide?
Answer: Prescription drug coverage.
6. Who is eligible for Medicare?
Answer: Individuals aged 65 or older, certain younger people with disabilities, and
people with End-Stage Renal Disease (ESRD).
7. What is the Initial Enrollment Period (IEP) for Medicare?
Answer: It begins 3 months before the month you turn 65, includes your birth
month, and ends 3 months after — totaling 7 months.
8. What happens if a person does not enroll in Part B when first eligible and doesn’t
have credible coverage?
Answer: They may pay a late enrollment penalty.
9. What is the typical premium for Part A?
Answer: Most people pay $0 if they or their spouse paid Medicare taxes while
working (premium-free Part A).
10. What is the standard premium for Part B in 2025 (approx.)?
Answer: Around $174.70 (subject to annual change).
11. What is the Medicare Advantage (MA) Plan?
, Answer: A private plan (Part C) that includes all benefits and services covered under
Parts A and B, and often Part D, plus additional benefits.
12. What agency administers the Medicare program?
Answer: Centers for Medicare & Medicaid Services (CMS).
13. What is a Medicare Supplement (Medigap) policy?
Answer: Private insurance that helps pay some costs not covered by Original
Medicare (like copayments, coinsurance, and deductibles).
14. Can a beneficiary have both a Medicare Advantage plan and a Medigap policy at
the same time?
Answer: No. It’s not allowed.
15. What is a Special Enrollment Period (SEP)?
Answer: A time outside normal enrollment periods when you can join, switch, or
drop coverage due to special circumstances (e.g., moving, loss of employer
coverage).
16. What is the General Enrollment Period (GEP) for Medicare?
Answer: January 1 to March 31 each year.
17. When does Medicare coverage begin if you enroll during the IEP before your
65th birthday month?
Answer: The first day of your birthday month.
