LOUISIANA LIFE AND HEALTH
INSURANCE TEST 2025/2026 BANK STUDY
GUIDE ACCURATE REAL EXAM
QUESTIONS TESTING VERSIONS AND A
STUDY GUIDE | EXPERT VERIFIED FOR
GUARANTEED PASS BRAND NEW EXAM!!!
There are 3 types of enrollment periods for Medicare Part
A: initial enrollment period, general enrollment period and
special enrollment period.
Which of the following statements is NOT true concerning
Medicaid?
A. It consists of 3 parts: Part A: hospitalization,
Part B: doctor's services, Part C: disability income.
B. It is a state program.
C. It is funded by state and federal taxes.
1
,D. It is intended to provide medical assistance for certain
categories of people who are needy. - ....ANSWER...A. It
consists of 3 parts: Part A: hospitalization, Part B:
doctor's services, Part C: disability income.
Medicaid is a state program funded by state and federal
taxes that provide medical care for the needy. Parts A-C
are part of Medicare.
Medicare Part A services do NOT include which of the
following?
A. Outpatient Hospital Treatment
B. Post hospital Skilled Nursing Facility Care
C. Hospitalization
D. Hospice Care - ....ANSWER...A. Outpatient Hospital
Treatment
Outpatient treatment is covered under Part B.
2
,All of the following statements concerning Medicaid are
correct EXCEPT
A. Individual states design and administer the Medicaid
program under broad guidelines established by the federal
government.
B. Individuals claiming benefits must prove they do not
have the ability or means to pay for their own medical
care.
C. Persons, at least 65 years of age, who are blind or
disabled and financially unable to pay, may qualify for
Medicaid Nursing Home Benefits.
D. Medicaid is a state funded program that
provides health care to persons over age 65,
only. -
....ANSWER...D. Medicaid is a state funded program that
provides health care to persons over age 65, only.
An insured has Medicare Part D coverage. He has reached
3
, his initial benefit limit and must now pay 50% of his
prescription drug costs. What is the term for this gap in
coverage?
A. Bridge
B. Blackout period
C. Latency period
D. Donut hole - ....ANSWER...D. Donut hole
4
INSURANCE TEST 2025/2026 BANK STUDY
GUIDE ACCURATE REAL EXAM
QUESTIONS TESTING VERSIONS AND A
STUDY GUIDE | EXPERT VERIFIED FOR
GUARANTEED PASS BRAND NEW EXAM!!!
There are 3 types of enrollment periods for Medicare Part
A: initial enrollment period, general enrollment period and
special enrollment period.
Which of the following statements is NOT true concerning
Medicaid?
A. It consists of 3 parts: Part A: hospitalization,
Part B: doctor's services, Part C: disability income.
B. It is a state program.
C. It is funded by state and federal taxes.
1
,D. It is intended to provide medical assistance for certain
categories of people who are needy. - ....ANSWER...A. It
consists of 3 parts: Part A: hospitalization, Part B:
doctor's services, Part C: disability income.
Medicaid is a state program funded by state and federal
taxes that provide medical care for the needy. Parts A-C
are part of Medicare.
Medicare Part A services do NOT include which of the
following?
A. Outpatient Hospital Treatment
B. Post hospital Skilled Nursing Facility Care
C. Hospitalization
D. Hospice Care - ....ANSWER...A. Outpatient Hospital
Treatment
Outpatient treatment is covered under Part B.
2
,All of the following statements concerning Medicaid are
correct EXCEPT
A. Individual states design and administer the Medicaid
program under broad guidelines established by the federal
government.
B. Individuals claiming benefits must prove they do not
have the ability or means to pay for their own medical
care.
C. Persons, at least 65 years of age, who are blind or
disabled and financially unable to pay, may qualify for
Medicaid Nursing Home Benefits.
D. Medicaid is a state funded program that
provides health care to persons over age 65,
only. -
....ANSWER...D. Medicaid is a state funded program that
provides health care to persons over age 65, only.
An insured has Medicare Part D coverage. He has reached
3
, his initial benefit limit and must now pay 50% of his
prescription drug costs. What is the term for this gap in
coverage?
A. Bridge
B. Blackout period
C. Latency period
D. Donut hole - ....ANSWER...D. Donut hole
4
