v v v v v v v v v v
1. Mr. Xi will soon turn age 65 and has come to you for advice as to what services are provided under
v v v v v v v v v v v v v v v v v v v v
Original Medicare. What should you tell Mr. Xi that best describes the health coverage provided to
v v v v v v v v v v v v v v v v
Medicare beneficiaries?
v v
a.Beneficiaries under Original Medicare have no cost-sharing for most preventive services which
v v v v v v v v v v vv
include immunizations such as annual flu hots.
v v v v v v
a. Medicare Part A generally covers medically necessary physician and other health care professional
v v v v v v v v v v v v
v services.
b. Benefits covered by Medicare Parts A and B include routine dental care, hearing aids, and routine eye
v v v v v v v v v v v v v v v v
v care.
c. Medicare Part B generally provides prescription drug coverage.
v v v v v v v
2. Mr. Buck has several family members who died from different cancers. He wants to know if
v v v v v v v v v v v v v v v
v Medicare covers cancer screening. What should you tell him?
v v v v v v v v
a. Medicarecoversallscreeningtests thathave been approved by the FDAona frequency determined by
v v v v v v v v v v v v v v v v
the treating physician.
v v v
b. Medicare covers treatments for existing disease, injury, and malformed limbs or body parts. As
v v v v v v v v v v v v v
such, it does not cover any screening tests and these must be paid for by the beneficiary out-of-
v v v v v v v v v v v v v v v v v v
pocket.
v
c. Medicare covers some screening tests that must be performed within the first year after
v v v v v v v v v v v v v
v enrollment. Beyond that point expenses for screening tests are the responsibility of the
v v v v v v v v v v v v
Downloaded by: QUIVERS | v v v v Want to earn $1.236
v v v
Distribution of this document is illegal v v v v v extra per year?
v v
, Stuvia.com - The Marketplace to Buy and Sell your Study Material
v v v v v v v v v v
beneficiary.
d. v v v
q v u v q v u
Source: Module 1, Slide - Medicare Part B Benefits - Preventive Services and
v v v v v v v v v v v v v v v v v v v v v v v
Screenings
v
3. Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original
v v v v v v v v v v v v v v v v
Fee- for- Service (FFS) Medicare? What could you tell him?
v v v v v v v v v v
a. Part C, whichalwayscoversdentaland visionservices,is coveredunderOriginalMedicare.
qu qu v v qu v qu
b. v
which covers professional services such as those provided by a doctor are
vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u
covered
q v u v
q Medic
v u . v vq v u
Downloaded by: QUIVERS |
v v v v Want to earn $1.236
v v v
Distribution of this document is illegal
v v v v v extra per year? v v
, Stuvia.com - The Marketplace to Buy and Sell your Study Material
v v v v v v v v v v
q v are
u v
c. Part A, whichcoverslong-term custodialcareservices,iscoveredunderOriginalMedicare.
qu qu v qu
d. Part D,whichcovers prescriptiondrugservices, is covered underOriginal Medicare.
qu qu v qu qu v qu
Source: Module 1, Slide - Overview of Medicare Benefits and Coverage - Parts
v v v v v v v v v v v v
A, B, C, and Slide - Overview of Different Ways to Get Medicare
v v v v v v v v v v v v v
4. Juan Perez, who is turning age 65 next month, intends to work for several more years at
v v v v v v v v v v v qu v v v v
Smallcap, Incorporated. Smallcap has a workforce of 15 employees and offers
v v v v v v v v v v v
employer-sponsored healthcare coverage. Juan is a naturalized citizen and has
v v v v v v v v v v
contributed to the Medicare system for over 20 years. Juan asks you if he will be entitled
v v v v v v v v v v v v v v v v v
to Medicare and if he enrolls how that will impact his employer- sponsored healthcare
v v v v v v v v v v v v v v
coverage. How would you respond?
v v v v v
a. Juan is likely to be ineligible for Medicare since he was born outside the United States
v v v v v v v v v v v v v v v
v and has only contributed to the Medicare system for 20 years.
v v v v v v v v v v
Downloaded by: QUIVERS | v v v Want to earn $1.236
v v v
Distribution of this document is illegal v v v v v extra per year? v v
, Stuvia.com - The Marketplace to Buy and Sell your Study Material v v v v v v v v v v
b. v
the primary payor q v u v vq v u v vq v u v vq v u v of vq v u v his vq v u v healthcare vq v u v claims vq v u
qbut
Smallcap
v v u v vq v u v must vq v u v continue to offer vq v u v vq v u v vq v u v
sponsored payor.
c. Juan is likely to be eligible for Medicare once he turns age 65 and if he enrolls his
v v v v v v v v v v v v v v v v v
v employer- sponsored coverage would continue to be the primary payor while Medicare
v v v v v v v v v v v
v would be considered a secondary payor of his healthcare claims.
v v v v v v v v v
Incorrect: Medicare is the primary payor for individuals who have group health coverage
v v v v v v v v v v v v
due to their continued employment with a small employer. A small group health plan is
v v v v v v v v v v v v v v v
one offered by a company with fewer than 20 employees.
v v v v v v v v v v
d. Juan is likely to be eligible for Medicare once he turns age 65 and if he enrolls
v v v v v v v v v v v v v v v v
Medicare would become the primary payor of his healthcare claims and Smallcap does not
v v v v v v v v v v v v v v
have to continue to offer him coverage comparable to those under age 65 under its
v v v v v v v v v v v v v v v
employer-sponsored group health plan.
v v v v
Source: Module 1, Slide - Eligibility for Part A and Part B Benefits and Slide - Medicare for
v v v v v v v v v v v v v v v v v
Individuals Who Are Still Working - Small GHPs and Slide - Medicare Coordination
v v v v v v v v v v v v v
with Employer Group Health
v v v v
PlansQuestion 4 qu
5. Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the
v v v v v v v v v v v v v v v
v Social Security Administration and has been receiving disability payments. He is
v v v v v v v v v v
v wondering whether he can obtain coverage under Medicare. What should you tell him?
v v v v v v v v v v v v
a. After receiving such disability payments for 24 months, he will be
vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v vq v u v
automatically enrolled in Medicare,
q v u v vq v u v vq v u v qu
regardless
o
fage.
b. Individuals who become eligible for such disability payments only have to wait 12 v v v v v v v v v v v v
months before
v v
theycanapplyforcoverageunderMedicare. v v v
c. Individuals receiving such disability payments from the Social Security v v v v v v v v
v Administration continue to receive those payments but only become eligible for v v v v v v v v v v
v Medicare upon reaching age 65. v v v v
d. He becameeligibleforMedicarewhenhis disabilityeligibilitydeterminationwas
qu v qu
first made. Source: Module 1, Slide - Medicare Enrollment Part A & B
v qu v v v v v v v v v v v
Downloaded by: QUIVERS | v v v v Want to earn $1.236 v v v
Distribution of this document is illegal v v v v v extra per year? v v