LONG TERM CARE CERTIFICATION
TRAINING (8HRS) QUESTIONS WITH
COMPLETE SOLUTIONS!!
1 of 198
Term
Which of the following persons is NOT eligible for Medicare?
Give this one a try later!
A person who is 65 years old and A person who has worked for 10
receiving Social Security years and paid Medicare taxes
, A person who has been A person who has been entitled to
entitled to Social Security Social Security Retirement for 5
Disability for 1 year years
Don't know?
2 of 198
Term
The National Clearinghouse for long-term care information is
funded through which federal act?
Give this one a try later!
Health Insurance Portability and Medicare Modernization Act of
Accountability Act of 1996 2003
Patient Protection and Affordable
Deficit Reduction Act of 2005 Care Act of 2010
Don't know?
3 of 198
Definition
Prosecution for unfair trade practice violation?
Give this one a try later!
, Insurers that persistently file
for unreasonable rate Insurers that deny claims without
increases may be punished valid reasons may be punished
by any of the following by any of the following EXCEPT
EXCEPT
Insurers that fail to provide
adequate coverage may be Insurers that misrepresent policy
punished by any of the following terms may be punished by any
EXCEPT of the following EXCEPT
Don't know?
4 of 198
Term
All other factors being equal, which of the following individuals
poses the LEAST risk for requiring long-term care services?
Give this one a try later!
***A female
*** A single person the insurer
A male
A percentage of the paid premiums
Deductible
? if the insured dies or the policy is
lapsed
Don't know?
, 5 of 198
Term
Due to chronic illness, a person must activate the long-term care
rider attached to his annuity. How will his annuity be affected?
Give this one a try later!
The annuity payments will The annuity will be converted to a
be suspended temporarily life insurance policy
The value of annuity will be The value of annuity will
increased by additional interest be decreased by the
amount of long-term care
benefits paid
Don't know?
6 of 198
Term
An applicant is considering purchasing a long-term care policy but
wants to be sure it is a tax-qualified plan. Which of the following
would alert the applicant of a nontax qualified plan?
Give this one a try later!
Benefits are not subject to income Tax returns do not need to be
tax itemized
TRAINING (8HRS) QUESTIONS WITH
COMPLETE SOLUTIONS!!
1 of 198
Term
Which of the following persons is NOT eligible for Medicare?
Give this one a try later!
A person who is 65 years old and A person who has worked for 10
receiving Social Security years and paid Medicare taxes
, A person who has been A person who has been entitled to
entitled to Social Security Social Security Retirement for 5
Disability for 1 year years
Don't know?
2 of 198
Term
The National Clearinghouse for long-term care information is
funded through which federal act?
Give this one a try later!
Health Insurance Portability and Medicare Modernization Act of
Accountability Act of 1996 2003
Patient Protection and Affordable
Deficit Reduction Act of 2005 Care Act of 2010
Don't know?
3 of 198
Definition
Prosecution for unfair trade practice violation?
Give this one a try later!
, Insurers that persistently file
for unreasonable rate Insurers that deny claims without
increases may be punished valid reasons may be punished
by any of the following by any of the following EXCEPT
EXCEPT
Insurers that fail to provide
adequate coverage may be Insurers that misrepresent policy
punished by any of the following terms may be punished by any
EXCEPT of the following EXCEPT
Don't know?
4 of 198
Term
All other factors being equal, which of the following individuals
poses the LEAST risk for requiring long-term care services?
Give this one a try later!
***A female
*** A single person the insurer
A male
A percentage of the paid premiums
Deductible
? if the insured dies or the policy is
lapsed
Don't know?
, 5 of 198
Term
Due to chronic illness, a person must activate the long-term care
rider attached to his annuity. How will his annuity be affected?
Give this one a try later!
The annuity payments will The annuity will be converted to a
be suspended temporarily life insurance policy
The value of annuity will be The value of annuity will
increased by additional interest be decreased by the
amount of long-term care
benefits paid
Don't know?
6 of 198
Term
An applicant is considering purchasing a long-term care policy but
wants to be sure it is a tax-qualified plan. Which of the following
would alert the applicant of a nontax qualified plan?
Give this one a try later!
Benefits are not subject to income Tax returns do not need to be
tax itemized
