Social Science Business Insurance
PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE
EXAM
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NC Life Exam CAIB 2 - Chapter 1: Section 1 PCTC MOCK EXAM NHA C
Teacher 71 terms Teacher 21 terms 49 terms Teacher
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All of the following are characteristics of Change in medical privacy procedures.
COBRA EXCEPT?
All of the following are characteristics of There is no guaranteed minimum death benefit.
variable whole life EXCEPT?
All of the following are classifications of Non-nicotine
risk EXCEPT?
All of the following are common exclusions Committing a misdemeanor
from loss found in disability income
policies EXCEPT for that incurred while?
All of the following are non-forfeiture Cash dividend option.
options EXCEPT
All of the following are required signatures The minor in a juvenile policy.
on a life insurance application EXCEPT?
All of the following are requirements to Unable to work in occupation on which the worker was trained or educated.
qualify for Social Security disability benefits
EXCEPT when
All of the following are tax qualified Section 529 plan.
retirement plans EXCEPT?
All of the following are TRUE regarding The incomplete application can be accepted with the missing information added
incomplete applications EXCEPT? later.
All of the following statements define Any chronic health condition that presents symptoms and which was unknown at the
preexisting conditions EXCEPT? time of application.
A basic vision care package includes all of Safety glasses
the following EXCEPT?
, Compared to basic hospital, medical and Major medical insurance.
surgical policies, which type of insurance
provides broader coverage, fewer gaps,
higher individual benefits, and higher policy
maximums?
A consumer report used to determine Medical Underwriting exam.
eligibility for insurance may include all of
the following EXCEPT?
Current assumption whole life policies are Interest rates
sensitive to which of the following?
For an individual long-term care policy Age
there is an annual dollar limit for tax
deduction that is based on which of the
following?
The group conversion option is allowed for During the annual benefits enrollment period.
all of the following EXCEPT?
A group conversion option may be used in A life-changing event, such as marriage, divorce, or childbirth.
all the following instances EXCEPT?
How does a noncancelable policy differ With the noncancelable policy the insurer may increase premiums only based on the
from a guaranteed renewable policy? terms of the policy.
How does the per captia rule apply to The proceeds are divided equally among living primary beneficiaries.
proceeds from a life insurance policy?
How do warranties differ from A warranty is guaranteed to be true, a representation is believed to be true to the
representations? best of one's knowledge.
How long after being entitled to disability 2 years
benefits will an individual be eligible to
receive Medicare benefits?
If the insurer wishes to share an applicant's The treatment procedures that are covered by the policy.
HIV status, the applicant must be given full
notice of all of the following EXCEPT?
In a case where an individual's health is The individual's policy pays first, the spouse's policy pay the remaining up to
insured by both their own policy and their coverage amount.
spouse's policy, which policy pays in the
event of an illness?
In a home healthcare benefit, all of the Blood Transfusions
following are eligible expenses EXCEPT?
In noncontributory plans, which 100%
percentage of eligible members must
participate?
In which of the following does a covered Flexible Spending Account (FSA)
employee agree to a reduction in
compensation so the amount can be used
to cover medical expenses?
Managed care plans increase efficiency by Transferring the management of costs to the insureds.
all of the following means EXCEPT?
Obtaining consumer information reports Fair Credit Reporting Act
under false pretenses is prosecutable by
which of the following?
PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE
EXAM
Save
Students also studied
Flashcard sets Study guides Practice tests
NC Life Exam CAIB 2 - Chapter 1: Section 1 PCTC MOCK EXAM NHA C
Teacher 71 terms Teacher 21 terms 49 terms Teacher
hamedlucky04 Preview ytfgvbnnjkl Preview E_Watuka Preview wiz
All of the following are characteristics of Change in medical privacy procedures.
COBRA EXCEPT?
All of the following are characteristics of There is no guaranteed minimum death benefit.
variable whole life EXCEPT?
All of the following are classifications of Non-nicotine
risk EXCEPT?
All of the following are common exclusions Committing a misdemeanor
from loss found in disability income
policies EXCEPT for that incurred while?
All of the following are non-forfeiture Cash dividend option.
options EXCEPT
All of the following are required signatures The minor in a juvenile policy.
on a life insurance application EXCEPT?
All of the following are requirements to Unable to work in occupation on which the worker was trained or educated.
qualify for Social Security disability benefits
EXCEPT when
All of the following are tax qualified Section 529 plan.
retirement plans EXCEPT?
All of the following are TRUE regarding The incomplete application can be accepted with the missing information added
incomplete applications EXCEPT? later.
All of the following statements define Any chronic health condition that presents symptoms and which was unknown at the
preexisting conditions EXCEPT? time of application.
A basic vision care package includes all of Safety glasses
the following EXCEPT?
, Compared to basic hospital, medical and Major medical insurance.
surgical policies, which type of insurance
provides broader coverage, fewer gaps,
higher individual benefits, and higher policy
maximums?
A consumer report used to determine Medical Underwriting exam.
eligibility for insurance may include all of
the following EXCEPT?
Current assumption whole life policies are Interest rates
sensitive to which of the following?
For an individual long-term care policy Age
there is an annual dollar limit for tax
deduction that is based on which of the
following?
The group conversion option is allowed for During the annual benefits enrollment period.
all of the following EXCEPT?
A group conversion option may be used in A life-changing event, such as marriage, divorce, or childbirth.
all the following instances EXCEPT?
How does a noncancelable policy differ With the noncancelable policy the insurer may increase premiums only based on the
from a guaranteed renewable policy? terms of the policy.
How does the per captia rule apply to The proceeds are divided equally among living primary beneficiaries.
proceeds from a life insurance policy?
How do warranties differ from A warranty is guaranteed to be true, a representation is believed to be true to the
representations? best of one's knowledge.
How long after being entitled to disability 2 years
benefits will an individual be eligible to
receive Medicare benefits?
If the insurer wishes to share an applicant's The treatment procedures that are covered by the policy.
HIV status, the applicant must be given full
notice of all of the following EXCEPT?
In a case where an individual's health is The individual's policy pays first, the spouse's policy pay the remaining up to
insured by both their own policy and their coverage amount.
spouse's policy, which policy pays in the
event of an illness?
In a home healthcare benefit, all of the Blood Transfusions
following are eligible expenses EXCEPT?
In noncontributory plans, which 100%
percentage of eligible members must
participate?
In which of the following does a covered Flexible Spending Account (FSA)
employee agree to a reduction in
compensation so the amount can be used
to cover medical expenses?
Managed care plans increase efficiency by Transferring the management of costs to the insureds.
all of the following means EXCEPT?
Obtaining consumer information reports Fair Credit Reporting Act
under false pretenses is prosecutable by
which of the following?
