ANFI 205 Sample Exam Questions and
Correct Answers
One purpose of the National Flood Insurance Act of 1968 is to encourage state and local
governments to - CORRECT ANSWER Wisely use the lands by considering the hazards of flood.
What is the initial phase of a community's participation in the National Flood Insurance Program
(NFIP) called? - CORRECT ANSWER Emergency Program
Increased Cost of Compliance (ICC) coverage is mandatory for all Standard Flood Insurance
, Policies with four exceptions. One of these exceptions is for policies - CORRECT ANSWER Sold in
Emergency Program communities.
When determining a community's status and community number, it is good to rely upon which
one of the following sources? - CORRECT ANSWER The National Flood Insurance Program (NFIP)
Community Status Book (online)
Which one of the following procedures should be used to rate Post-FIRM non-elevated buildings
located in Zone V? - CORRECT ANSWER Submit-for-Rate procedures
The National Flood Insurance Program Flood Insurance Application form, or a similar form used
by Write Your Own (WYO) companies, must be used for all of the following flood insurance
policies, EXCEPT: - CORRECT ANSWER Preferred Risk Policy
In Zones V, VE, and V1-V30, the floor of an enclosed area below the lowest elevated floor is the
building's lowest floor for rating if which one of the following conditions exists? - CORRECT ANSWER
The enclosed space is 300 square feet or more and has breakaway walls.
Buildings, not the land, located in more than one zone must be rated using - CORRECT ANSWER The
more hazardous flood zone.
Generally, the elevation difference is the difference between the lowest floor used for rating and
the - CORRECT ANSWER Base Flood Elevation (BFE).
Which one of the following must occur if a Post-FIRM building is substantially improved? - CORRECT
ANSWER The building must be re-rated using the FIRM in effect at the time that the substantial
improvement occurred.
Correct Answers
One purpose of the National Flood Insurance Act of 1968 is to encourage state and local
governments to - CORRECT ANSWER Wisely use the lands by considering the hazards of flood.
What is the initial phase of a community's participation in the National Flood Insurance Program
(NFIP) called? - CORRECT ANSWER Emergency Program
Increased Cost of Compliance (ICC) coverage is mandatory for all Standard Flood Insurance
, Policies with four exceptions. One of these exceptions is for policies - CORRECT ANSWER Sold in
Emergency Program communities.
When determining a community's status and community number, it is good to rely upon which
one of the following sources? - CORRECT ANSWER The National Flood Insurance Program (NFIP)
Community Status Book (online)
Which one of the following procedures should be used to rate Post-FIRM non-elevated buildings
located in Zone V? - CORRECT ANSWER Submit-for-Rate procedures
The National Flood Insurance Program Flood Insurance Application form, or a similar form used
by Write Your Own (WYO) companies, must be used for all of the following flood insurance
policies, EXCEPT: - CORRECT ANSWER Preferred Risk Policy
In Zones V, VE, and V1-V30, the floor of an enclosed area below the lowest elevated floor is the
building's lowest floor for rating if which one of the following conditions exists? - CORRECT ANSWER
The enclosed space is 300 square feet or more and has breakaway walls.
Buildings, not the land, located in more than one zone must be rated using - CORRECT ANSWER The
more hazardous flood zone.
Generally, the elevation difference is the difference between the lowest floor used for rating and
the - CORRECT ANSWER Base Flood Elevation (BFE).
Which one of the following must occur if a Post-FIRM building is substantially improved? - CORRECT
ANSWER The building must be re-rated using the FIRM in effect at the time that the substantial
improvement occurred.
