8/17/25, 3:39 PM PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTIONS WITH MULTIPLE CHOICES |VERIFIED & R…
Property & Casualty Insurance Test Bank 2025-2026
\GA State EXAM PREP COMPREHENSIVE
QUESTIONS WITH MULTIPLE CHOICES
|VERIFIED & REVISED ANSWERS BRAND NEW 2025-
2026
The arbitration clause in a B. The insured and an injured 3rd party cannot reach
personal auto policy would an agreement regarding the settlement of a claim.
be used in which of the
following circumstances?
A. The ins company and a
pedestrian struck by the
insured's auto cannot
reach an
agreement regarding the
settlement of a claim.
B. The insured and an injured
3rd party
cannot reach an agreement
regarding the settlement
of a claim.
C. The court have ruled
against an injured 3th
party.
Which of the following B.Fidelity
bonds protects an
employer fro the actions
of dishonest
employees?
A. Surety
B. Fidelity
1/47
,8/17/25, 3:39 PM PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTIONS WITH MULTIPLE CHOICES |VERIFIED & R…
A dwelling has been vacant A. Vandalism
for more than 60
consecutive days. Which
of the
following would most likely
NOT be covered?
A. Vandalism
B. Smoke
C. Fire
D. Falling Objects
While in her backyard, A. Operations exposure
Susan injuries her foot on
a rake left by her
landscapers. What part
of the CGL policy will
protect the owner of the
landscaping company?
A. Operations exposure
B. Products Liability
C. Completed operations
liability
D. Premises exposure
Premium computation is B. Part 5
found in which section of
the workers'
compensation policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2
The personal injury C. Assault/Battery
endorsement on a
Homeowners policy would
cover all of the following
EXCEPT
2/47
,8/17/25, 3:39 PM PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTIONS WITH MULTIPLE CHOICES |VERIFIED & R…
A. Libel/Slander
B. False
arrest
C. Assault/Battery
D. wrongful eviction
The hired auto and nonowned D. Owned autos
auto liability endorsement
provides coverage for all of
the following EXCEPT
A. Rented auto
B. lease autos
C. borrowed autos
D. Owned autos
Purchasing insurance is an D. Transfer
example of risk
A. Rentention
B. avoidance
C.
Sharin
gD
transf
er
an act of terrorism A. Must be certified by the secretary of the Treasury,
the secretary of Homeland security, and US
A. Must be certified by the attorney general
secretary of the Treasury,
the secretary of Homeland
security, and US attorney
general
B. is defined as any act
causing property damage
and loss of lives in a
foreign
country
3/47
, 8/17/25, 3:39 PM PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTIONS WITH MULTIPLE CHOICES |VERIFIED & R…
C. in which TRIPRA
responds, place a cap on
federal liability not to
exceed
$100million
D. triggers the Terrorism
Risk Ins Program
Reauthorization Act
(TRIPRA)
4/47
Property & Casualty Insurance Test Bank 2025-2026
\GA State EXAM PREP COMPREHENSIVE
QUESTIONS WITH MULTIPLE CHOICES
|VERIFIED & REVISED ANSWERS BRAND NEW 2025-
2026
The arbitration clause in a B. The insured and an injured 3rd party cannot reach
personal auto policy would an agreement regarding the settlement of a claim.
be used in which of the
following circumstances?
A. The ins company and a
pedestrian struck by the
insured's auto cannot
reach an
agreement regarding the
settlement of a claim.
B. The insured and an injured
3rd party
cannot reach an agreement
regarding the settlement
of a claim.
C. The court have ruled
against an injured 3th
party.
Which of the following B.Fidelity
bonds protects an
employer fro the actions
of dishonest
employees?
A. Surety
B. Fidelity
1/47
,8/17/25, 3:39 PM PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTIONS WITH MULTIPLE CHOICES |VERIFIED & R…
A dwelling has been vacant A. Vandalism
for more than 60
consecutive days. Which
of the
following would most likely
NOT be covered?
A. Vandalism
B. Smoke
C. Fire
D. Falling Objects
While in her backyard, A. Operations exposure
Susan injuries her foot on
a rake left by her
landscapers. What part
of the CGL policy will
protect the owner of the
landscaping company?
A. Operations exposure
B. Products Liability
C. Completed operations
liability
D. Premises exposure
Premium computation is B. Part 5
found in which section of
the workers'
compensation policy?
A. Part 3
B. Part 5
C. Part 1
D. Part 2
The personal injury C. Assault/Battery
endorsement on a
Homeowners policy would
cover all of the following
EXCEPT
2/47
,8/17/25, 3:39 PM PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTIONS WITH MULTIPLE CHOICES |VERIFIED & R…
A. Libel/Slander
B. False
arrest
C. Assault/Battery
D. wrongful eviction
The hired auto and nonowned D. Owned autos
auto liability endorsement
provides coverage for all of
the following EXCEPT
A. Rented auto
B. lease autos
C. borrowed autos
D. Owned autos
Purchasing insurance is an D. Transfer
example of risk
A. Rentention
B. avoidance
C.
Sharin
gD
transf
er
an act of terrorism A. Must be certified by the secretary of the Treasury,
the secretary of Homeland security, and US
A. Must be certified by the attorney general
secretary of the Treasury,
the secretary of Homeland
security, and US attorney
general
B. is defined as any act
causing property damage
and loss of lives in a
foreign
country
3/47
, 8/17/25, 3:39 PM PROPERTY & CASUALTY QUESTIONS GA EXAM COMPREHENSIVE QUESTIONS WITH MULTIPLE CHOICES |VERIFIED & R…
C. in which TRIPRA
responds, place a cap on
federal liability not to
exceed
$100million
D. triggers the Terrorism
Risk Ins Program
Reauthorization Act
(TRIPRA)
4/47
