S.A.F.E Mortgage Loan Originator Exam 2026 Questions and Answers

S.A.F.E Mortgage Loan Originator Exam
2026 Questions and Answers

GLBA - Correct Answer -Gramm-Leah-Bliley Act

FTC - Correct Answer -Federal Trade Commission

FCC - Correct Answer -Federal Communications Commission

NPI - Correct Answer -Non-public Personal Information

Consumer - Correct Answer -Individual who obtains financial services for personal

use

Customer - Correct Answer -Continuing relationship with a financial institute

EBR - Correct Answer -Established Business Relationship

FACTA - Correct Answer -Fair Credit Reporting Act (Original FCRA)

FHA - Correct Answer -Fair Housing Act & Federal Housing Administration

ECOA - Correct Answer -Equal Credit Opportunity

HVCC - Correct Answer -Home Valuation Code of Conduct



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, HMDA - Correct Answer -Home Mortgage Disclosure Act

CRA - Correct Answer -Consumer Reporting Agency

FDIC - Correct Answer -Federal Deposit Insurance Corporation

RESPA - Correct Answer -Real Estate Settlement Procedure Act

TILA - Correct Answer -Truth In Lending Act

FinCEN - Correct Answer -Financial Crime Enforcement Network

MDIA - Correct Answer -Mortgage Disclosure Improvement Act

DOJ - Correct Answer -Department of Justice

OIG - Correct Answer -Office of the Inspector General

SAR - Correct Answer -Suspicious Activity Report

GNMA - Correct Answer -Government National Mortgage Associates (Ginnie

Mae)

LTV - Correct Answer -Loan to Value

FICO - Correct Answer -Fair Isaac Corporation

HECM - Correct Answer -Home Equity Conversion Mortgage (Reverse Mortgage)




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