New York auto exam 17-66 study
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New York auto exam 17-66 NY Independent Automobile Insuran...
30 terms 102 terms
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Terms in this set (26)
To produce notes that will support a
fraudulent denial of claims. .
All of the following are
The adjuster's log notes are used to
reasons that an adjuster
determine negligent parties, to assist in
should keep very
detecting fraud, to become a part of the
detailed log notes,
claims file, and to be used in future
EXCEPT:
proceedings. The log notes are not
intended to produce a fraudulent record to
deny a claim.
, When a homeowners A large loss has occurred
policy has been in
effect for 60 days in
New York, an insurer
can cancel at anytime
for any of the following
reasons, EXCEPT:
George Wilson has a Comprehensive (other than collision).
personal auto policy.
Select the coverage Contact with a bird or animal is considered
that would apply when to be an "other than collision" loss.
a deer leaps onto Mr.
Wilson's car and
causes extensive
damage.
To determine prior damage to the vehicle .
What is the purpose of
the New York The purpose of the New York automobile
automobile inspection inspection requirement is to determine if
requirement? there was prior damage to the vehicle at
the time coverage was put into effect.
Express/implied.
They are express and implied. An express
waiver occurs when the insurer or its
The law recognizes two representative knowingly gives up a known
types of waivers. They right under the insurance contract. Perhaps
are: the right to request an appraisal of the
damaged property is an example. By
comparison, an implied waiver may be the
result from some act of neglect on the part
of the adjuster.