Adjuster License Practice Test #1 Questions and Correct Answers/ Latest Update / Already Graded

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Adjuster License Practice Test #1
Questions and Correct Answers/ Latest
Update / Already Graded
When an injured worker has a permanent disability rating greater than
50%

Ans: 520 weeks of PPD benefits eligibility


Covered by Federal Employers Liability Act (FELA)

Ans: Railroad worker coverage


0%

Ans: Contributory negligence state damages


100%

Ans: Comparative negligence state damages


Contributory Negligence

Ans: Reasons for denial


Indemnity and medical benefits for compensable work related injuries
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Ans: Part 1 (A) of the policy


2 years have passed since the physician has told them it is work related
or two years following the suspension of payments

Ans: Cumulative trauma claims statute of limitations


Stop

Ans: Widow and dependents benefits


Either A or B (A private insurance company or a state fund)

Ans: Competitive state workers' compensation insurance


The condition of an employee who has not reached a level of
improvement that would allow a return to work and has not reached
MMI

Ans: Permanent total disability (PTD) definition


The IW reaches old age social security

Ans: Permanent total disability benefits reduction scenario



All rights reserved © 2025/ 2026 |