Aflac Academy Insurance Exam ACL006-010 EXAM (2025) Questions
Aflac Academy Insurance Exam ACL006-010
And Answers Solved 100% Correct |Certified Study Resources !!
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1. *A situation that arises during the sale of in- *A. conflict of interest*
surance coverage to a customer in which the
producer's self interest interferes with their
obligation to act in the best interests of the
customer is called:*
A. conflict of interest
B. dispute resolution
C. teachable moment
D. NONE of the ABOVE
2. *Which of the following reasons is NOT a valid *B. declining health status*
reason for replacing a customer's insurance
coverage?*
A. rate increase
B. declining health status
C. need for increased coverage
D. NONE of the ABOVE
3. *What MUST insurance producers have in the *C. errors and omissions insurance
event of being sued for malpractice?* coverage*
A. personal savings
B. lawsuit and liability insurance coverage
C. errors and omissions insurance coverage
D. NONE of the ABOVE
4. *National Sales Guidelines combine _____ and *B. Procedures, direction*
_____ for Aflac specific business protocol.*
A. Rules, exceptions
, Aflac Academy Insurance Exam ACL006-010
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B. Procedures, direction
C. NONE of the above
5. *If your local radio station requests an inter- *C. NO, only individuals authorized
view with you to discuss Aflac Insurance prod- by Aflac WorldWide Headquarters
ucts in your capacity as an Aflac sales producer, (WWH) are permitted to discuss Aflac
are you authorized to speak with the station?* or its products with the media.*
A. NO, only sales management are authorized
to speak on behalf of Aflac
B. YES, every sales producer is designated a
spokesperson for Aflac
C. NO, only individuals authorized by Aflac
WorldWide Headquarters (WWH) are permit-
ted to discuss Aflac or its products with the
media.
6. *Purposely holding applications for con- *C. a prohibited practice*
test qualification for yourself or others is
________________________________.*
A. allowable, if you are trying to qualify for
Honors Clubs
B. frowned upon but acceptable
C. a prohibited practice
7. *Which example satisfies the requirement that *A. Obtaining confirmation of your
a producer MUST be licensed to sell insurance valid state insurance license to sell
in EACH state in which the account resides insurance in each state in which the
PRIOR to soliciting insurance coverage to cus- account resides prior to meeting with
tomers?* any customers about buying insur-
ance coverage*
A. Obtaining confirmation of your valid state
, Aflac Academy Insurance Exam ACL006-010
Study online at https://quizlet.com/_99nwda
insurance license to sell insurance in each state
in which the account resides prior to meeting
with any customers about buying insurance
coverage
B. Talking with friends and family about buying
insurance coverage from you while you are
studying for the agent licensing test
C. Selling less than five insurance policies be-
fore receiving your insurance agent license
D. Selling three insurance policies in a neigh-
boring state to the state where you have a valid
agent's license
8. *Which of the following is an example of agent *B. Altering a customer's date of birth
fraud?* on an application*
A. requiring each applicant, including a
spouse, to sign their own application.
B. Altering a customer's date of birth on an
application
C. requiring a customer to review and acknowl-
edge all disclosures during the application/en-
rollment process.
D. NONE of the ABOVE
9. *We create environments that are free from *C. Refraining from inappropriate
discrimination and harassment. This means conduct*
________________ toward other people, whether
they are our Aflac teammates or external con-
tacts.*
A. Engaging in inappropriate conduct
, Aflac Academy Insurance Exam ACL006-010
Study online at https://quizlet.com/_99nwda
B. Allowing discrimination and harassment
C. Refraining from inappropriate conduct
D. NONE of the above
10. *If you provide false or misleading statements *C. ALL of the ABOVE*
to Aflac regarding your insurance sales activ-
ity or knowingly allowing false or misleading
statements on a customers application for cov-
erage or claim form:*
A. your contract may be suspended
B. your contract may be terminated
C. ALL of the ABOVE
11. *Prohibited Practices are *A) providing any cash returns in an
__________________________________________.* effort to reduce premiums*
A) providing any cash returns in an effort to
reduce premiums
B) watching the applicant sign the application
C) both A and B
D) neither A and B
12. *It is a Prohibited Practice to *C. collect any premiums (other than
__________________________________________.* the initial premium on direct) without
specific written authorization from
A. refuse to accept premiums (other than the Aflac WWHQ*
initial premium on direct) from policyholders.
B. submit unaltered forms and policy requests
C. collect any premiums (other than the initial
premium on direct) without specific written au-
thorization from Aflac WWHQ
D. ALL of the ABOVE
Aflac Academy Insurance Exam ACL006-010
And Answers Solved 100% Correct |Certified Study Resources !!
Study online at https://quizlet.com/_99nwda
1. *A situation that arises during the sale of in- *A. conflict of interest*
surance coverage to a customer in which the
producer's self interest interferes with their
obligation to act in the best interests of the
customer is called:*
A. conflict of interest
B. dispute resolution
C. teachable moment
D. NONE of the ABOVE
2. *Which of the following reasons is NOT a valid *B. declining health status*
reason for replacing a customer's insurance
coverage?*
A. rate increase
B. declining health status
C. need for increased coverage
D. NONE of the ABOVE
3. *What MUST insurance producers have in the *C. errors and omissions insurance
event of being sued for malpractice?* coverage*
A. personal savings
B. lawsuit and liability insurance coverage
C. errors and omissions insurance coverage
D. NONE of the ABOVE
4. *National Sales Guidelines combine _____ and *B. Procedures, direction*
_____ for Aflac specific business protocol.*
A. Rules, exceptions
, Aflac Academy Insurance Exam ACL006-010
Study online at https://quizlet.com/_99nwda
B. Procedures, direction
C. NONE of the above
5. *If your local radio station requests an inter- *C. NO, only individuals authorized
view with you to discuss Aflac Insurance prod- by Aflac WorldWide Headquarters
ucts in your capacity as an Aflac sales producer, (WWH) are permitted to discuss Aflac
are you authorized to speak with the station?* or its products with the media.*
A. NO, only sales management are authorized
to speak on behalf of Aflac
B. YES, every sales producer is designated a
spokesperson for Aflac
C. NO, only individuals authorized by Aflac
WorldWide Headquarters (WWH) are permit-
ted to discuss Aflac or its products with the
media.
6. *Purposely holding applications for con- *C. a prohibited practice*
test qualification for yourself or others is
________________________________.*
A. allowable, if you are trying to qualify for
Honors Clubs
B. frowned upon but acceptable
C. a prohibited practice
7. *Which example satisfies the requirement that *A. Obtaining confirmation of your
a producer MUST be licensed to sell insurance valid state insurance license to sell
in EACH state in which the account resides insurance in each state in which the
PRIOR to soliciting insurance coverage to cus- account resides prior to meeting with
tomers?* any customers about buying insur-
ance coverage*
A. Obtaining confirmation of your valid state
, Aflac Academy Insurance Exam ACL006-010
Study online at https://quizlet.com/_99nwda
insurance license to sell insurance in each state
in which the account resides prior to meeting
with any customers about buying insurance
coverage
B. Talking with friends and family about buying
insurance coverage from you while you are
studying for the agent licensing test
C. Selling less than five insurance policies be-
fore receiving your insurance agent license
D. Selling three insurance policies in a neigh-
boring state to the state where you have a valid
agent's license
8. *Which of the following is an example of agent *B. Altering a customer's date of birth
fraud?* on an application*
A. requiring each applicant, including a
spouse, to sign their own application.
B. Altering a customer's date of birth on an
application
C. requiring a customer to review and acknowl-
edge all disclosures during the application/en-
rollment process.
D. NONE of the ABOVE
9. *We create environments that are free from *C. Refraining from inappropriate
discrimination and harassment. This means conduct*
________________ toward other people, whether
they are our Aflac teammates or external con-
tacts.*
A. Engaging in inappropriate conduct
, Aflac Academy Insurance Exam ACL006-010
Study online at https://quizlet.com/_99nwda
B. Allowing discrimination and harassment
C. Refraining from inappropriate conduct
D. NONE of the above
10. *If you provide false or misleading statements *C. ALL of the ABOVE*
to Aflac regarding your insurance sales activ-
ity or knowingly allowing false or misleading
statements on a customers application for cov-
erage or claim form:*
A. your contract may be suspended
B. your contract may be terminated
C. ALL of the ABOVE
11. *Prohibited Practices are *A) providing any cash returns in an
__________________________________________.* effort to reduce premiums*
A) providing any cash returns in an effort to
reduce premiums
B) watching the applicant sign the application
C) both A and B
D) neither A and B
12. *It is a Prohibited Practice to *C. collect any premiums (other than
__________________________________________.* the initial premium on direct) without
specific written authorization from
A. refuse to accept premiums (other than the Aflac WWHQ*
initial premium on direct) from policyholders.
B. submit unaltered forms and policy requests
C. collect any premiums (other than the initial
premium on direct) without specific written au-
thorization from Aflac WWHQ
D. ALL of the ABOVE
