6/10/25, 1:32 PM
NJ TITLE PRODUCER ACTUAL EXAM 2025-2026 \LATEST
VERSION WITH COMPLETE QUESTIONS AND ACCURATE
DETAILED ANSWERS \LATEST UPDATE WITH VIRIFIED
ANSWERS |GUARANTEED PASS|ALREADY GRADED A+
3 Types of Notice Actual Notice, Constructive Notice, Inquiry Notice
Actual Notice Things you are aware of because you actually perceive them
That which is reasonably calculated to appaise the world
Constructive Notice
of its contents...aka you can find out about it
Inquiry Notice You need to dig deeper , you have a responsibility to inquire
Purpose of Recording Establish record of notice that the transaction has taken place
Is recording required for a No
transaction to be valid
Race Notice State Whoever records first wins to establish notice
Recording A record is made of the instrument and the original instrument is
returned
The office with which it was filed kept the original
Filing
document, and if you wanted a record of it, you would
present the recording officer with a copy
19 out of 21 counties use a Essex and Hudson County who both use a Register of Deeds
county clerk except office
2 types of descriptions that Metes and bounds , Filed Map
are insurable
Parts of Metes and Bounds Beginning point, direction, distance, closure
How many feet are in a chain? 66
How many links are in a chain? 100
How many rods/perches are in 4
a chain?
What should you always The north
look for when looking at a
survey?
Do you go clockwise or Either works
counter clockwise for
1/5
7
,6/10/25, 2:58 PM NJ Title Producer Exam
survey?
Are filed maps insurable? Yes
Block and lot in a map of a larger sub division , its okay
Filed Map
because the map being referenced was created by a
suveyor
Are tax maps insurable Typically no, they can be innacurate
descriptions?
Are street addresses insurable No
descriptions
?
How are land records Name Indexes
organized in NJ
Grantor Seller of the property or the party making a deed
2/57
,6/10/25, 2:58 PM NJ Title Producer Exam
Grantee Party receiving the deed (the Buyer)
Mortgagor The party taking the loan / giving a mortgage lien on the
property to the lender
Mortgagee The lender
Assignor The party assigning the mortgage they are holding
Assignee The party receiving the assigned mortgage
What index do you search to Backward using the Grantee index, to see when the current
start with in a search? owner got title
Typical Title Search Pattern for Work backwards from new records to older records
Deeds
How far do you normally Minimum of 60 years
go back on a deed title
search?
If something is recorded Yes
more than 60 years ago,
does it affect the property?
Typical Title Search Pattern for Forward using the Grantor Index
Liens , Mortgages , etc.
Effective Date / Board Date The date through which all instruments are indexed (up to date)
What is the effective date on The Board Date
the title commitment?
A search to close the gap between closing date and
Rundown Search
effective date of the title commitment
A constructive notice that is a document recorded in the
Notice of Settlement
clerk's office that a transaction is pending
How long is a Notice of 60 Days
Settlement good for?
Run Sheet / Adverse Work The searcher's notes
DNA PQ Does Not Affect the Premises in Question
Removes a notice of settlement from the priority
Discharge of Notice
Settlement sequence, needs to be prepared and executed by the
same party that did the original notice of settlement
2012 for Notice of Settlement Allowed title producers to execute the notice
How to get more time on Record another Notice before the original lapses
Notice of Settlement?
Condominiums , Planned High density or village or town house
3/57
, 6/10/25, 2:58 PM NJ Title Producer Exam
Unit Developments , Co-
Ops
Planned Unit Development Townhouse development
referred to as...
Condominiums have a No
statutory scheme, do PUDs
have one too?
How is a condominium A master deed is recorded
formed?
What are the two classes of The unit and the common elements
property in a condominium?
What is a condominium unit? What the individual owners have
What is a condominium The common areas that are owned jointly by all unit owners
common element?
Are the walls, the roof and the Yes
floor
typically part of the common
elements in a condo?
4/57
NJ TITLE PRODUCER ACTUAL EXAM 2025-2026 \LATEST
VERSION WITH COMPLETE QUESTIONS AND ACCURATE
DETAILED ANSWERS \LATEST UPDATE WITH VIRIFIED
ANSWERS |GUARANTEED PASS|ALREADY GRADED A+
3 Types of Notice Actual Notice, Constructive Notice, Inquiry Notice
Actual Notice Things you are aware of because you actually perceive them
That which is reasonably calculated to appaise the world
Constructive Notice
of its contents...aka you can find out about it
Inquiry Notice You need to dig deeper , you have a responsibility to inquire
Purpose of Recording Establish record of notice that the transaction has taken place
Is recording required for a No
transaction to be valid
Race Notice State Whoever records first wins to establish notice
Recording A record is made of the instrument and the original instrument is
returned
The office with which it was filed kept the original
Filing
document, and if you wanted a record of it, you would
present the recording officer with a copy
19 out of 21 counties use a Essex and Hudson County who both use a Register of Deeds
county clerk except office
2 types of descriptions that Metes and bounds , Filed Map
are insurable
Parts of Metes and Bounds Beginning point, direction, distance, closure
How many feet are in a chain? 66
How many links are in a chain? 100
How many rods/perches are in 4
a chain?
What should you always The north
look for when looking at a
survey?
Do you go clockwise or Either works
counter clockwise for
1/5
7
,6/10/25, 2:58 PM NJ Title Producer Exam
survey?
Are filed maps insurable? Yes
Block and lot in a map of a larger sub division , its okay
Filed Map
because the map being referenced was created by a
suveyor
Are tax maps insurable Typically no, they can be innacurate
descriptions?
Are street addresses insurable No
descriptions
?
How are land records Name Indexes
organized in NJ
Grantor Seller of the property or the party making a deed
2/57
,6/10/25, 2:58 PM NJ Title Producer Exam
Grantee Party receiving the deed (the Buyer)
Mortgagor The party taking the loan / giving a mortgage lien on the
property to the lender
Mortgagee The lender
Assignor The party assigning the mortgage they are holding
Assignee The party receiving the assigned mortgage
What index do you search to Backward using the Grantee index, to see when the current
start with in a search? owner got title
Typical Title Search Pattern for Work backwards from new records to older records
Deeds
How far do you normally Minimum of 60 years
go back on a deed title
search?
If something is recorded Yes
more than 60 years ago,
does it affect the property?
Typical Title Search Pattern for Forward using the Grantor Index
Liens , Mortgages , etc.
Effective Date / Board Date The date through which all instruments are indexed (up to date)
What is the effective date on The Board Date
the title commitment?
A search to close the gap between closing date and
Rundown Search
effective date of the title commitment
A constructive notice that is a document recorded in the
Notice of Settlement
clerk's office that a transaction is pending
How long is a Notice of 60 Days
Settlement good for?
Run Sheet / Adverse Work The searcher's notes
DNA PQ Does Not Affect the Premises in Question
Removes a notice of settlement from the priority
Discharge of Notice
Settlement sequence, needs to be prepared and executed by the
same party that did the original notice of settlement
2012 for Notice of Settlement Allowed title producers to execute the notice
How to get more time on Record another Notice before the original lapses
Notice of Settlement?
Condominiums , Planned High density or village or town house
3/57
, 6/10/25, 2:58 PM NJ Title Producer Exam
Unit Developments , Co-
Ops
Planned Unit Development Townhouse development
referred to as...
Condominiums have a No
statutory scheme, do PUDs
have one too?
How is a condominium A master deed is recorded
formed?
What are the two classes of The unit and the common elements
property in a condominium?
What is a condominium unit? What the individual owners have
What is a condominium The common areas that are owned jointly by all unit owners
common element?
Are the walls, the roof and the Yes
floor
typically part of the common
elements in a condo?
4/57
