US Health Care System Midterm UPDATED
ACTUAL Exam Questions and CORRECT
Answers
Socialized Medicine - CORRECT ANSWER - Any large scale government sponsored
expansion of health insurance or intrusion in the private practice of medicine
Organized Medicine - CORRECT ANSWER - concerted activities of physicians through
the AMA
Maldistribution - CORRECT ANSWER - Bad distribution of doctors- more in city then
country
more specialty than primary care doctors
Pallative - CORRECT ANSWER - pain and symptom management
hospice
care for end
Tertiary - CORRECT ANSWER - Most complex level of care, typically it is instituion
based, highly specialized and highly technological
-not standardized surgery
-burn treatmnet, transplantation etc
Secondary - CORRECT ANSWER - Routine hospitilization, routine surgery, and
specialized outpatient care such asd consoltation with specialists and rehab
-appendix and gall bladder
Hill Burton Act - CORRECT ANSWER - Gave us all the hospitals in the US, government
said equal access for everyone
, -rural americans didn't have as much access as urban americans so they built more hospitals
Affordable Care Act - CORRECT ANSWER - Reasonable way for people to buy
insurance
hospitals struggling in rural areas
most people being covered so they need more services
hospitals aren't being reimbursed the ones struggling are the ones that didn't expand Medicaid or
a critical hospital
Supply and Demand - CORRECT ANSWER - Market Justice
Cost sharing - CORRECT ANSWER - important to control utilization
patients don't want cost sharing methods
ACA what type of justice - CORRECT ANSWER - social justice
people who didn't have insurance get insurance
Isurance - CORRECT ANSWER - cornerstone for US health care system
Pooling of losses - CORRECT ANSWER - everyone put money in
Four principles underlie the concept of insurance - CORRECT ANSWER - 1. Risk is
unpredictable for the individual insured
2. Risk can be predicted with a reasonable degree of accuracy for a group or a population
3. insurance provides a mechanism for transferring or shifting risk from the individual to the
group through the pooling of resources
4. Actual losses are shared on some equitable basis by all members of the insured group
Adverse selection - CORRECT ANSWER - weren't covered
ACTUAL Exam Questions and CORRECT
Answers
Socialized Medicine - CORRECT ANSWER - Any large scale government sponsored
expansion of health insurance or intrusion in the private practice of medicine
Organized Medicine - CORRECT ANSWER - concerted activities of physicians through
the AMA
Maldistribution - CORRECT ANSWER - Bad distribution of doctors- more in city then
country
more specialty than primary care doctors
Pallative - CORRECT ANSWER - pain and symptom management
hospice
care for end
Tertiary - CORRECT ANSWER - Most complex level of care, typically it is instituion
based, highly specialized and highly technological
-not standardized surgery
-burn treatmnet, transplantation etc
Secondary - CORRECT ANSWER - Routine hospitilization, routine surgery, and
specialized outpatient care such asd consoltation with specialists and rehab
-appendix and gall bladder
Hill Burton Act - CORRECT ANSWER - Gave us all the hospitals in the US, government
said equal access for everyone
, -rural americans didn't have as much access as urban americans so they built more hospitals
Affordable Care Act - CORRECT ANSWER - Reasonable way for people to buy
insurance
hospitals struggling in rural areas
most people being covered so they need more services
hospitals aren't being reimbursed the ones struggling are the ones that didn't expand Medicaid or
a critical hospital
Supply and Demand - CORRECT ANSWER - Market Justice
Cost sharing - CORRECT ANSWER - important to control utilization
patients don't want cost sharing methods
ACA what type of justice - CORRECT ANSWER - social justice
people who didn't have insurance get insurance
Isurance - CORRECT ANSWER - cornerstone for US health care system
Pooling of losses - CORRECT ANSWER - everyone put money in
Four principles underlie the concept of insurance - CORRECT ANSWER - 1. Risk is
unpredictable for the individual insured
2. Risk can be predicted with a reasonable degree of accuracy for a group or a population
3. insurance provides a mechanism for transferring or shifting risk from the individual to the
group through the pooling of resources
4. Actual losses are shared on some equitable basis by all members of the insured group
Adverse selection - CORRECT ANSWER - weren't covered
