HPR EXAM 2025 QUESTIONS AND
ANSWERS
What is the average debt of a UWL undergraduate? - ANS $26,000
Give one strategy for managing student debt. - ANS Tracking ALL of your expenses, keystone
habit
What's the ideal money cycle to follow? - ANS Earn + Save = Spend
True or False?
Cash flow is your money going in vs. your money going out. - ANS True
Give me an easy example of how financial wellness can impact your overall wellness. - ANS -
stress levels can get high if you don't have the money you need to pay for needed materials
-if you don't have the right cooking tools, that's going to impact the things you eat and the way
you cook
-you could have more nutritious food
-not being able to afford sports, no money for gym membership, or no gym or trails at all
-no transportation
-emotional stress and prenatal care
Copyright ©2025 BRIGHTSTARS ALL RIGHTS RESERVED 1
, Whats it called, an area with a lack or absence of grocery stores, fresh food is called: -
ANS food desert
What is an example of point source solution? - ANS -a broken pipe to a river -discharges from
wastewater treatment plants
Bottled water in the US is safer than most tap water? True or False - ANS False
What is a naturally occurring type of radioactive gas that is found in basements or lower levels
of some homes - ANS Radon
What is the best way to get rid of lead paint on the exterior of a house? - ANS Professional
Lead Specialist
Being socially active or volunteering has been known to increase one's immunity. T or F -
ANS True
An unselfish regard/devotion to the welfare of others is: - ANS Altruism
One study found that regular club attendance, volunteering etc. was equivalent to ________in
terms of health outcome. - ANS Double
The phase of forgiveness in which a person begins to experience relief is: -
ANS Outcome/Deepening Phase
Spirituality and religion, as defined in class, are the same. T or F - ANS FALSE
You lose most of your body heat through your head. T or F - ANS FALSE
Copyright ©2025 BRIGHTSTARS ALL RIGHTS RESERVED 2
ANSWERS
What is the average debt of a UWL undergraduate? - ANS $26,000
Give one strategy for managing student debt. - ANS Tracking ALL of your expenses, keystone
habit
What's the ideal money cycle to follow? - ANS Earn + Save = Spend
True or False?
Cash flow is your money going in vs. your money going out. - ANS True
Give me an easy example of how financial wellness can impact your overall wellness. - ANS -
stress levels can get high if you don't have the money you need to pay for needed materials
-if you don't have the right cooking tools, that's going to impact the things you eat and the way
you cook
-you could have more nutritious food
-not being able to afford sports, no money for gym membership, or no gym or trails at all
-no transportation
-emotional stress and prenatal care
Copyright ©2025 BRIGHTSTARS ALL RIGHTS RESERVED 1
, Whats it called, an area with a lack or absence of grocery stores, fresh food is called: -
ANS food desert
What is an example of point source solution? - ANS -a broken pipe to a river -discharges from
wastewater treatment plants
Bottled water in the US is safer than most tap water? True or False - ANS False
What is a naturally occurring type of radioactive gas that is found in basements or lower levels
of some homes - ANS Radon
What is the best way to get rid of lead paint on the exterior of a house? - ANS Professional
Lead Specialist
Being socially active or volunteering has been known to increase one's immunity. T or F -
ANS True
An unselfish regard/devotion to the welfare of others is: - ANS Altruism
One study found that regular club attendance, volunteering etc. was equivalent to ________in
terms of health outcome. - ANS Double
The phase of forgiveness in which a person begins to experience relief is: -
ANS Outcome/Deepening Phase
Spirituality and religion, as defined in class, are the same. T or F - ANS FALSE
You lose most of your body heat through your head. T or F - ANS FALSE
Copyright ©2025 BRIGHTSTARS ALL RIGHTS RESERVED 2
