NORTH CAROLINA MEDICARE SUPPLEMENT STUDY GUIDE
2025 QUESTIONS WITH SOLUTIONS RATED A+
✔✔Weight loss programs are Medicare covered services for Diabetes - ✔✔False)
✔✔Some non-emergency ambulance trips with a Dr's order are covered under what
part of Medicare? - ✔✔Part B
✔✔Colorectal cancer screening is covered by Medicare for who? - ✔✔All patients 50
and older
✔✔Portable diagnostic care for patients is covered by Which Part of Medicare? - ✔✔B
✔✔What are the 4 types of Medicare Advantage Plans? - ✔✔HMO, PPO, PPFS, &
Special Need Plans
✔✔Policies issued by private insurance companies that are designed to fill in some of
the gaps in Medicare are called what? - ✔✔medigap
✔✔When a Medicare supplement policy is guaranteed renewable, how long must the
insurance company renew the policy? - ✔✔A long as the premiums are paid
✔✔How long is the free look period for a Medicare Supplement policy? - ✔✔30 Days
starting from the policy delivery
✔✔Do Medigap policies cover Long Term Care? - ✔✔No)
✔✔Which statement must be displayed on the first page of a Medicare Supplemental
Policy? - ✔✔Notice to buyer: this policy may not cover all of your medical expenses)
✔✔What is the action of Medicare Supplement business sold or transferred from one
issuer to another? - ✔✔(Discontinuance)
✔✔Some States have Medicaid programs only by the state for individuals who do not
qualify for Medicaid. - ✔✔True
✔✔To qualify for Medicaid, the process of subtracting medical bills from an individual's
income is known as - ✔✔Spend-Down
✔✔What is the main source of health care funding for people with low income? -
✔✔Medicaid
, ✔✔In a case where a person has both Medicare and Medicaid which would be
Secondary Insurance? - ✔✔Medicaid
✔✔What is the purpose of Long-Term Care? - ✔✔o help a person live in their current
health condition which may not help correct or improve their medical problems.
✔✔In NC is it a rule that Long-Term Care policies must be guaranteed renewable? -
✔✔YES
✔✔Must the Suitability Personal Worksheet be submitted at the time of the application
for Long Term Care Insurance? - ✔✔Yes
✔✔Alzheimer's Disease and Parkinson's Disease must be covered under Long Term
Care Insurance. - ✔✔true
✔✔What is the minimum age to purchase Long Term Care Insurance? - ✔✔18
✔✔What is the minimum per day that can be offered for Home Health care? - ✔✔$25
✔✔What is the required free-look period in long term care policies issued in the state? -
✔✔30-day free look provision
✔✔Who sets the standard for Part D Plan? - ✔✔Medicare
✔✔Medicare supplement policy guaranteed renewable means - ✔✔The company must
automatically renew the policy long as the premium is paid.(Plan A<B<C<F)
✔✔Hospice drug benefit for pain relief cost - ✔✔$5.00
✔✔Homebound with medicare part a & b cost for home health visits are - ✔✔0%
✔✔Medicare Program is administered by the - ✔✔CMS-Center for Medicare and
Medicaid Services
✔✔What are the 4 types of MA Plans? - ✔✔HMO, PPO,PFFS, Snp's
✔✔Long Term Care is Primarily - ✔✔Personal Care-ADL
✔✔Skilled Care - ✔✔medically necessary services ex :changing dressing
✔✔medicaid - ✔✔low income
2025 QUESTIONS WITH SOLUTIONS RATED A+
✔✔Weight loss programs are Medicare covered services for Diabetes - ✔✔False)
✔✔Some non-emergency ambulance trips with a Dr's order are covered under what
part of Medicare? - ✔✔Part B
✔✔Colorectal cancer screening is covered by Medicare for who? - ✔✔All patients 50
and older
✔✔Portable diagnostic care for patients is covered by Which Part of Medicare? - ✔✔B
✔✔What are the 4 types of Medicare Advantage Plans? - ✔✔HMO, PPO, PPFS, &
Special Need Plans
✔✔Policies issued by private insurance companies that are designed to fill in some of
the gaps in Medicare are called what? - ✔✔medigap
✔✔When a Medicare supplement policy is guaranteed renewable, how long must the
insurance company renew the policy? - ✔✔A long as the premiums are paid
✔✔How long is the free look period for a Medicare Supplement policy? - ✔✔30 Days
starting from the policy delivery
✔✔Do Medigap policies cover Long Term Care? - ✔✔No)
✔✔Which statement must be displayed on the first page of a Medicare Supplemental
Policy? - ✔✔Notice to buyer: this policy may not cover all of your medical expenses)
✔✔What is the action of Medicare Supplement business sold or transferred from one
issuer to another? - ✔✔(Discontinuance)
✔✔Some States have Medicaid programs only by the state for individuals who do not
qualify for Medicaid. - ✔✔True
✔✔To qualify for Medicaid, the process of subtracting medical bills from an individual's
income is known as - ✔✔Spend-Down
✔✔What is the main source of health care funding for people with low income? -
✔✔Medicaid
, ✔✔In a case where a person has both Medicare and Medicaid which would be
Secondary Insurance? - ✔✔Medicaid
✔✔What is the purpose of Long-Term Care? - ✔✔o help a person live in their current
health condition which may not help correct or improve their medical problems.
✔✔In NC is it a rule that Long-Term Care policies must be guaranteed renewable? -
✔✔YES
✔✔Must the Suitability Personal Worksheet be submitted at the time of the application
for Long Term Care Insurance? - ✔✔Yes
✔✔Alzheimer's Disease and Parkinson's Disease must be covered under Long Term
Care Insurance. - ✔✔true
✔✔What is the minimum age to purchase Long Term Care Insurance? - ✔✔18
✔✔What is the minimum per day that can be offered for Home Health care? - ✔✔$25
✔✔What is the required free-look period in long term care policies issued in the state? -
✔✔30-day free look provision
✔✔Who sets the standard for Part D Plan? - ✔✔Medicare
✔✔Medicare supplement policy guaranteed renewable means - ✔✔The company must
automatically renew the policy long as the premium is paid.(Plan A<B<C<F)
✔✔Hospice drug benefit for pain relief cost - ✔✔$5.00
✔✔Homebound with medicare part a & b cost for home health visits are - ✔✔0%
✔✔Medicare Program is administered by the - ✔✔CMS-Center for Medicare and
Medicaid Services
✔✔What are the 4 types of MA Plans? - ✔✔HMO, PPO,PFFS, Snp's
✔✔Long Term Care is Primarily - ✔✔Personal Care-ADL
✔✔Skilled Care - ✔✔medically necessary services ex :changing dressing
✔✔medicaid - ✔✔low income
