CMCA questions and answers latest top
score.
Resolution -CORRECT ANSWER. Is a motion that follows a set format and is formally
adopted by the board of directors.
Community Association -CORRECT ANSWER. Is a legal entity in which the owners
enjoy the protection, enhancement, maintenance and preservation of their homes and
property.
Characteristics of a Community Association -CORRECT ANSWER. Mandatory
membership, mutually binding documents and lien-based assessments.
Lien -CORRECT ANSWER. Is a legal claim by one party (community association) on the
property of another (delinquent owner) to obtain the payment of a debt or the
satisfaction of an obligation.
Types of Community Associations -CORRECT ANSWER. Planned Community,
Condominium and Cooperative.
Proprietary Lease or Occupancy Agreement -CORRECT ANSWER. Defines the
member or stockholder's rights and obligations in relation to the living unit.
Master or Umbrella Associations -CORRECT ANSWER. A master or umbrella association
consists of more than one residential community association.
Mixed-use Developments -CORRECT ANSWER. A mixed-use development usually
consists of a mixture of residential and commercial and/or industrial uses.
,"55 2and 2Older" 2Communities 2-CORRECT 2ANSWER. 2Must 2have 2one 2person 2who 2is 255
2years 2of 2age 2or 2older 2living 2in 2at 2least 280% 2of 2its 2occupied 2units.
Legal 2Obligations 2for 2a 2Community 2Association 2-CORRECT 2ANSWER. 2Federal, 2state,
2and 2local 2statues, 2regulations, 2and 2case 2law; 2Governing 2Documents; 2Lender
2Requirements 2(FHA, 2Fannie 2Mae, 2Freddie 2Mac); 2Standards 2set 2by 2professional
2bodies 2(AICPA).
General 2State 2Statutes 2-CORRECT 2ANSWER. 2Applies 2to 2all 2types 2of 2associations,
2including 2community 2associations 2(for 2example, 2regular 2corporate 2or 2not-for-
profit 2corporate 2statutes).
Specific 2State 2Statutes 2-CORRECT 2ANSWER. 2Applies 2to 2only 2one 2of 2the 2types 2of
2community 2associations, 2takes 2precedence 2over 2any 2general 2statute 2and 2takes
2precedence 2over 2the 2association's 2governing 2documents 2(for 2example, 2condominium
2act, 2planned 2community 2act).
Uniform 2State 2Statutes 2-CORRECT 2ANSWER. 2National 2Conference 2of
2Commissioners 2on 2Uniform 2State 2Laws 2draft 2generic, 2content-specific 2wording 2for
2topical 2issues 2to 2encourage 2uniformity 2among 2the 2states.
Purpose 2of 2Governing 2Documents 2-CORRECT 2ANSWER. 2To 2provide 2for 2the 2legal
2structure 2and 2operation 2of 2a 2community 2association.
Governing 2Documents 2-CORRECT 2ANSWER. 2Define 2the 2rights 2and 2obligations 2of 2both
2the 2community 2association 2and 2its 2owners; 2create 2a 2binding 2relationship 2between
2each 2owner 2and 2the 2community 2association; 2establish 2the 2mechanisms 2for 2governing
2and 2funding 2the 2community 2association's 2operations; 2set 2forth 2rules 2and 2standards.
General 2Hierarchy 2of 2Authority 2of 2Governing 2Documents 2-CORRECT 2ANSWER.
2Recorded 2map, 2plat, 2or 2plan; 2Declaration, 2CC&Rs, 2master 2deed; 2Proprietary 2lease 2or
2occupancy 2agreement; 2Articles 2of 2Incorporation; 2Bylaws; 2Board 2Resolutions 2(cannot
2conflict 2with 2documents 2above 2it 2in 2the 2hierarchy).
The 2Articles 2of 2Incorporation 2-CORRECT 2ANSWER. 2Bring 2the 2corporation 2into
2existence; 2define 2its 2basic 2purposes 2and 2powers; 2indicate 2whether 2stock 2will 2be
2issued; 2indicate 2the 2number 2of 2board 2members 2and 2identify 2the 2initial 2board.
Benefits 2of 2incorporating 2-CORRECT 2ANSWER. 2Limit 2liability 2of 2individual 2owners;
2right 2granted 2all 2corporations; 2easier 2to 2deal 2with 2utility 2companies, 2vendors, 2etc;
2grants 2the 2board 2of 2directors 2the 2same 2rights 2as 2all 2board 2members 2of
2incorporated 2entities 2under 2state 2statutes.
Bylaws 2-CORRECT 2ANSWER. 2Formal 2procedures 2for 2the 2administration 2and
2management 2of 2a 2community 2association 2(for 2example, 2meeting 2procedures 2- 2including
2voting 2rights, 2board 2powers 2and 2duties, 2indemnification 2of 2officers 2and 2directors).
, Public 2Offering 2Statement 2-CORRECT 2ANSWER. 2Provides 2association 2information 2to 2first
2prospective 2buyers 2in 2a 2new 2community; 2required 2by 2state 2statute; 2not 2considered 2a
2governing 2document.
Rule, 2also 2called 2a 2rule 2or 2regulation 2-CORRECT 2ANSWER. 2Is 2a 2specific 2statement 2of
2required 2behavior 2or 2action, 2a 2violation 2of 2which 2carries 2a 2penalty 2(sometimes 2called
2a 2sanction).
Architectural 2Guideline 2-CORRECT 2ANSWER. 2Is 2a 2rule 2that 2applies 2to 2the 2appearance
2of 2an 2owner's 2lot 2of 2the 2exterior 2of 2his 2or 2her 2unit 2or 2improvements.
Resolution 2Format 2-CORRECT 2ANSWER. 2Purpose, 2Authority, 2Scope 2and 2Intent, 2and
2Specifications.
Due 2Process 2Procedure 2-CORRECT 2ANSWER. 2A 2formal 2process 2to 2protect 2the 2rights 2of 2all
2parties.
Alternative 2Dispute 2Resolution 2-CORRECT 2ANSWER. 2It 2involves 2submitting 2a 2dispute
2to 2a 2trained, 2uninvolved 2third 2party 2for 2assistance 2with 2solving 2a 2problem.
Arbitration 2-CORRECT 2ANSWER. 2Is 2a 2process 2in 2which 2a 2third 2party 2- 2called 2the
2arbitrator 2- 2renders 2a 2decision 2as 2to 2the 2respective 2liabilities 2of 2all 2parties.
Mediation 2-CORRECT 2ANSWER. 2Is 2a 2non-adversarial 2process 2that 2is 2intended 2to 2bring
2about 2a 2"win- 2win" 2resolution. 2In 2this 2process 2a 2neutral 2third 2party 2- 2called 2a
2mediator 2- 2attempts 2to 2guide 2the 2parties 2into 2reaching 2a 2resolution 2or 2settlement 2that
2is 2favorable 2to 2everyone.
Internal 2Resources 2for 2Enforcement 2-CORRECT 2ANSWER. 2Suspend 2voting 2rights,
2suspend 2use 2of 2amenities, 2fines, 2eviction, 2and 2self-help 2corrections.
External 2Resources 2for 2Enforcement 2-CORRECT 2ANSWER. 2Police/fire, 2animal
2control, 2zoning, 2building/planning, 2and 2health.
Cease 2and 2Desist 2-CORRECT 2ANSWER. 2Specific 2description 2of 2the 2alleged 2violation,
2the 2action 2required 2to 2resolve 2the 2alleged 2violation, 2a 2specific 2time 2within 2which 2the
2alleged 2violation 2must 2be 2corrected, 2and 2the 2penalty 2(sanction) 2which 2may 2be
2imposed 2after 2a 2hearing 2if 2the 2alleged 2violation 2is 2not 2corrected 2within 2the 2stated 2time
2(specified 2by 2state 2statute, 2your 2governing 2documents 2or 2board 2resolution).
Hearing 2Notice 2-CORRECT 2ANSWER. 2A 2written 2notice 2to 2an 2alleged 2violator 2that 2a
2hearing 2will 2be 2held 2to 2consider 2his 2or 2her 2alleged 2violation.
Hearing 2-CORRECT 2ANSWER. 2This 2is 2a 2fact-finding 2session. 2It 2is 2an 2inquiry 2into 2the
2allegations 2and 2an 2investigation 2of 2them.
Default 2hearing 2-CORRECT 2ANSWER. 2A 2default 2hearing 2is 2one 2held 2when 2the 2alleged
2violator 2fails 2to 2appear.
score.
Resolution -CORRECT ANSWER. Is a motion that follows a set format and is formally
adopted by the board of directors.
Community Association -CORRECT ANSWER. Is a legal entity in which the owners
enjoy the protection, enhancement, maintenance and preservation of their homes and
property.
Characteristics of a Community Association -CORRECT ANSWER. Mandatory
membership, mutually binding documents and lien-based assessments.
Lien -CORRECT ANSWER. Is a legal claim by one party (community association) on the
property of another (delinquent owner) to obtain the payment of a debt or the
satisfaction of an obligation.
Types of Community Associations -CORRECT ANSWER. Planned Community,
Condominium and Cooperative.
Proprietary Lease or Occupancy Agreement -CORRECT ANSWER. Defines the
member or stockholder's rights and obligations in relation to the living unit.
Master or Umbrella Associations -CORRECT ANSWER. A master or umbrella association
consists of more than one residential community association.
Mixed-use Developments -CORRECT ANSWER. A mixed-use development usually
consists of a mixture of residential and commercial and/or industrial uses.
,"55 2and 2Older" 2Communities 2-CORRECT 2ANSWER. 2Must 2have 2one 2person 2who 2is 255
2years 2of 2age 2or 2older 2living 2in 2at 2least 280% 2of 2its 2occupied 2units.
Legal 2Obligations 2for 2a 2Community 2Association 2-CORRECT 2ANSWER. 2Federal, 2state,
2and 2local 2statues, 2regulations, 2and 2case 2law; 2Governing 2Documents; 2Lender
2Requirements 2(FHA, 2Fannie 2Mae, 2Freddie 2Mac); 2Standards 2set 2by 2professional
2bodies 2(AICPA).
General 2State 2Statutes 2-CORRECT 2ANSWER. 2Applies 2to 2all 2types 2of 2associations,
2including 2community 2associations 2(for 2example, 2regular 2corporate 2or 2not-for-
profit 2corporate 2statutes).
Specific 2State 2Statutes 2-CORRECT 2ANSWER. 2Applies 2to 2only 2one 2of 2the 2types 2of
2community 2associations, 2takes 2precedence 2over 2any 2general 2statute 2and 2takes
2precedence 2over 2the 2association's 2governing 2documents 2(for 2example, 2condominium
2act, 2planned 2community 2act).
Uniform 2State 2Statutes 2-CORRECT 2ANSWER. 2National 2Conference 2of
2Commissioners 2on 2Uniform 2State 2Laws 2draft 2generic, 2content-specific 2wording 2for
2topical 2issues 2to 2encourage 2uniformity 2among 2the 2states.
Purpose 2of 2Governing 2Documents 2-CORRECT 2ANSWER. 2To 2provide 2for 2the 2legal
2structure 2and 2operation 2of 2a 2community 2association.
Governing 2Documents 2-CORRECT 2ANSWER. 2Define 2the 2rights 2and 2obligations 2of 2both
2the 2community 2association 2and 2its 2owners; 2create 2a 2binding 2relationship 2between
2each 2owner 2and 2the 2community 2association; 2establish 2the 2mechanisms 2for 2governing
2and 2funding 2the 2community 2association's 2operations; 2set 2forth 2rules 2and 2standards.
General 2Hierarchy 2of 2Authority 2of 2Governing 2Documents 2-CORRECT 2ANSWER.
2Recorded 2map, 2plat, 2or 2plan; 2Declaration, 2CC&Rs, 2master 2deed; 2Proprietary 2lease 2or
2occupancy 2agreement; 2Articles 2of 2Incorporation; 2Bylaws; 2Board 2Resolutions 2(cannot
2conflict 2with 2documents 2above 2it 2in 2the 2hierarchy).
The 2Articles 2of 2Incorporation 2-CORRECT 2ANSWER. 2Bring 2the 2corporation 2into
2existence; 2define 2its 2basic 2purposes 2and 2powers; 2indicate 2whether 2stock 2will 2be
2issued; 2indicate 2the 2number 2of 2board 2members 2and 2identify 2the 2initial 2board.
Benefits 2of 2incorporating 2-CORRECT 2ANSWER. 2Limit 2liability 2of 2individual 2owners;
2right 2granted 2all 2corporations; 2easier 2to 2deal 2with 2utility 2companies, 2vendors, 2etc;
2grants 2the 2board 2of 2directors 2the 2same 2rights 2as 2all 2board 2members 2of
2incorporated 2entities 2under 2state 2statutes.
Bylaws 2-CORRECT 2ANSWER. 2Formal 2procedures 2for 2the 2administration 2and
2management 2of 2a 2community 2association 2(for 2example, 2meeting 2procedures 2- 2including
2voting 2rights, 2board 2powers 2and 2duties, 2indemnification 2of 2officers 2and 2directors).
, Public 2Offering 2Statement 2-CORRECT 2ANSWER. 2Provides 2association 2information 2to 2first
2prospective 2buyers 2in 2a 2new 2community; 2required 2by 2state 2statute; 2not 2considered 2a
2governing 2document.
Rule, 2also 2called 2a 2rule 2or 2regulation 2-CORRECT 2ANSWER. 2Is 2a 2specific 2statement 2of
2required 2behavior 2or 2action, 2a 2violation 2of 2which 2carries 2a 2penalty 2(sometimes 2called
2a 2sanction).
Architectural 2Guideline 2-CORRECT 2ANSWER. 2Is 2a 2rule 2that 2applies 2to 2the 2appearance
2of 2an 2owner's 2lot 2of 2the 2exterior 2of 2his 2or 2her 2unit 2or 2improvements.
Resolution 2Format 2-CORRECT 2ANSWER. 2Purpose, 2Authority, 2Scope 2and 2Intent, 2and
2Specifications.
Due 2Process 2Procedure 2-CORRECT 2ANSWER. 2A 2formal 2process 2to 2protect 2the 2rights 2of 2all
2parties.
Alternative 2Dispute 2Resolution 2-CORRECT 2ANSWER. 2It 2involves 2submitting 2a 2dispute
2to 2a 2trained, 2uninvolved 2third 2party 2for 2assistance 2with 2solving 2a 2problem.
Arbitration 2-CORRECT 2ANSWER. 2Is 2a 2process 2in 2which 2a 2third 2party 2- 2called 2the
2arbitrator 2- 2renders 2a 2decision 2as 2to 2the 2respective 2liabilities 2of 2all 2parties.
Mediation 2-CORRECT 2ANSWER. 2Is 2a 2non-adversarial 2process 2that 2is 2intended 2to 2bring
2about 2a 2"win- 2win" 2resolution. 2In 2this 2process 2a 2neutral 2third 2party 2- 2called 2a
2mediator 2- 2attempts 2to 2guide 2the 2parties 2into 2reaching 2a 2resolution 2or 2settlement 2that
2is 2favorable 2to 2everyone.
Internal 2Resources 2for 2Enforcement 2-CORRECT 2ANSWER. 2Suspend 2voting 2rights,
2suspend 2use 2of 2amenities, 2fines, 2eviction, 2and 2self-help 2corrections.
External 2Resources 2for 2Enforcement 2-CORRECT 2ANSWER. 2Police/fire, 2animal
2control, 2zoning, 2building/planning, 2and 2health.
Cease 2and 2Desist 2-CORRECT 2ANSWER. 2Specific 2description 2of 2the 2alleged 2violation,
2the 2action 2required 2to 2resolve 2the 2alleged 2violation, 2a 2specific 2time 2within 2which 2the
2alleged 2violation 2must 2be 2corrected, 2and 2the 2penalty 2(sanction) 2which 2may 2be
2imposed 2after 2a 2hearing 2if 2the 2alleged 2violation 2is 2not 2corrected 2within 2the 2stated 2time
2(specified 2by 2state 2statute, 2your 2governing 2documents 2or 2board 2resolution).
Hearing 2Notice 2-CORRECT 2ANSWER. 2A 2written 2notice 2to 2an 2alleged 2violator 2that 2a
2hearing 2will 2be 2held 2to 2consider 2his 2or 2her 2alleged 2violation.
Hearing 2-CORRECT 2ANSWER. 2This 2is 2a 2fact-finding 2session. 2It 2is 2an 2inquiry 2into 2the
2allegations 2and 2an 2investigation 2of 2them.
Default 2hearing 2-CORRECT 2ANSWER. 2A 2default 2hearing 2is 2one 2held 2when 2the 2alleged
2violator 2fails 2to 2appear.
