Commercial Casualty II - Self Quiz: Questions With
Comprehensive Solutions
By definition which of the following is not considered an "auto" under bap?
Right Ans - tractor mowing grass on the road right of way
Which of the following is included in the definition of an "insured contract" in
bap? Right Ans - property damage done by an auto rented by an employee
of the name insured which pertains to the name insured business
By definition, which of the following is not considered an "auto" in bap?
Right Ans - golf cart - solely used on premises you own
Which of the following is included in the definition of an "insured contract"
under bap? Right Ans - property damage and bodily injury done by an auto
rented by the insured and used for business.
Which of following is type of risk eligible for coverage on bap? Right Ans -
truck used by insured to carry materials to a construction site
What is true about symbol 9? Right Ans - can be used to trigger liability
coverage only.
What is true about symbol 1? Right Ans - provides liability coverage for any
auto
What is true about symbol 2? Right Ans - provides the broadest coverage
for owned autos
What is true about symbol 7? Right Ans - triggers coverage for specified
autos only
What is true about symbols 3 & 4? Right Ans - provides automatic coverage
for autos of the same type that are acquired during the policy period.
What is true about symbol 10? Right Ans - must be added through an
endorsement
, Symbol 8 can be used to trigger coverage for which? Right Ans - liability &
physical damage, autos that name insured hires, rents or borrows for business
use.
Except those autos hired, or borrowed from employees, partners, members or
llc and members of their households
What is true about symbols used in bap? Right Ans - a symbol entered in
item two - covered autos, next to desired coverage, indicates that coverage for
those autos desired
In bap, liability is automatically provided for which of the following? Right
Ans - any trailer with a load capacity of 2,000 lbs. And which is designed for
travel on public roads
Which is true if symbol 2 is used to trigger liability and physical damage
coverage on bap? Right Ans - insured does not have to report the newly
acquired auto to the insurance company to have both liability and physical
damage coverage for the policy period.
Policy holder replaces their pick-up with liability and comprehensive
coverage. With symbol 7 triggering coverage. What type of automatic
coverage for new pick up truck? Right Ans - liability and comprehensive for
only 30 days.
What is true about symbol 3? Right Ans - provides coverage for any newly
acquired private passenger auto
What is true if symbol 7 is used to trigger coverage? Right Ans - insurance
company must insure all owned autos before there is any automatic coverage
for any newly acquired auto.
Policy holder has 3 owned trucks with symbol 7. They have liability on all 3,
and comprehensive on 2 trucks. Own no other vehicle. What automatic
coverage do they have for newly acquired passenger under their bap?
Right Ans - liability only for 30 days.
Comprehensive Solutions
By definition which of the following is not considered an "auto" under bap?
Right Ans - tractor mowing grass on the road right of way
Which of the following is included in the definition of an "insured contract" in
bap? Right Ans - property damage done by an auto rented by an employee
of the name insured which pertains to the name insured business
By definition, which of the following is not considered an "auto" in bap?
Right Ans - golf cart - solely used on premises you own
Which of the following is included in the definition of an "insured contract"
under bap? Right Ans - property damage and bodily injury done by an auto
rented by the insured and used for business.
Which of following is type of risk eligible for coverage on bap? Right Ans -
truck used by insured to carry materials to a construction site
What is true about symbol 9? Right Ans - can be used to trigger liability
coverage only.
What is true about symbol 1? Right Ans - provides liability coverage for any
auto
What is true about symbol 2? Right Ans - provides the broadest coverage
for owned autos
What is true about symbol 7? Right Ans - triggers coverage for specified
autos only
What is true about symbols 3 & 4? Right Ans - provides automatic coverage
for autos of the same type that are acquired during the policy period.
What is true about symbol 10? Right Ans - must be added through an
endorsement
, Symbol 8 can be used to trigger coverage for which? Right Ans - liability &
physical damage, autos that name insured hires, rents or borrows for business
use.
Except those autos hired, or borrowed from employees, partners, members or
llc and members of their households
What is true about symbols used in bap? Right Ans - a symbol entered in
item two - covered autos, next to desired coverage, indicates that coverage for
those autos desired
In bap, liability is automatically provided for which of the following? Right
Ans - any trailer with a load capacity of 2,000 lbs. And which is designed for
travel on public roads
Which is true if symbol 2 is used to trigger liability and physical damage
coverage on bap? Right Ans - insured does not have to report the newly
acquired auto to the insurance company to have both liability and physical
damage coverage for the policy period.
Policy holder replaces their pick-up with liability and comprehensive
coverage. With symbol 7 triggering coverage. What type of automatic
coverage for new pick up truck? Right Ans - liability and comprehensive for
only 30 days.
What is true about symbol 3? Right Ans - provides coverage for any newly
acquired private passenger auto
What is true if symbol 7 is used to trigger coverage? Right Ans - insurance
company must insure all owned autos before there is any automatic coverage
for any newly acquired auto.
Policy holder has 3 owned trucks with symbol 7. They have liability on all 3,
and comprehensive on 2 trucks. Own no other vehicle. What automatic
coverage do they have for newly acquired passenger under their bap?
Right Ans - liability only for 30 days.
