©THESTAR 2025 ALL RIGHTS RESERVED 10:34 PM A+
Illinios Public Adjuster Exam Questions And
Answers |Latest 2025 | Guaranteed Pass
Mullion - Answer✔A vertical member between the panels of a window door or other opening
What is the maximum rise of stairs - Answer✔9.5
What is pitch? - Answer✔The incline angle of a roof
When must a truss be notched are groves? - Answer✔Only when preapproved and writing by a
certified engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center. How many Rafters are
needed - Answer✔24
Which of the following does not need to be submitted to the Director, in order to act as a public
adjuster? - Answer✔Copy of all insurance policies for the business.
If A public adjuster moves, how soon does he or she need to inform the Director? - Answer✔30
days
Which of the following is not a prohibited action of a public adjuster - Answer✔Commencing
repairs pending adjustment of a claim
1
, ©THESTAR 2025 ALL RIGHTS RESERVED 10:34 PM A+
If a public adjuster contracts with an insured within 5 days of a filed lost, how long does the
insured have to void their contract - Answer✔5 days
If an insured receives claim proceeds from an insured that are to be paid jointly to the insured
and the public adjuster, how many days does insured have to release a portion of the proceeds,
which are due to the public adjuster? - Answer✔Within 5 days
It is allowable for a public adjuster to... - Answer✔State that he is she is licensed by the
department of insurance
When may a public adjuster attempt to sign a new client - Answer✔Between the hours of 8 AM
and 7 PM
Which of the following actions by a public adjuster would be a violation of law -
Answer✔Advancing funds to insureds.. in anticipation of claim proceeds
How is actual cash value calculated according to administrative role 919? -
Answer✔Replacement cost at the time of a loss, less depreciation
An Insurer a must notify the public adjuster if a claim remains unresolved - after how many
days? - Answer✔25 days after receiving proof of loss
In Illinois if a fire and extended coverage policy has been in effect for less than 60 days, which
of the following is NOT an allowable reason for cancellation by the insurer - Answer✔Two or
more claims filed jointly
How long must a public adjuster maintain records possible inspection and examination by the
Johnson - Answer✔7 years
2
, ©THESTAR 2025 ALL RIGHTS RESERVED 10:34 PM A+
To whom may a public adjuster not give out any of the insured information without consent of
the insured - Answer✔A contractor which is developing/depending on the repair estimate
If the insured for amounts of appraised loss is upheld under the appraisal clause of a fire and
extended coverage policy, who pays the fees of the appraisal and the umpire? - Answer✔The
insurer pays the fees of all
The Illinois guaranty fund will cover claims when... - Answer✔The insurer is insolvent and under
in order of liquidation
The Illinois Guaranty fund provides a mechanism for the payment of claims of insolvent carriers
EXCEPT for... - Answer✔A surplus lines company
When negotiating a lost, which of the following is NOT negotiable between the public adjuster
and the insurance adjuster - Answer✔The cause of loss
Insurance is a type of.. - Answer✔Risk transfer
In an insurance policy who is the first party - Answer✔The names insured
The theory of indemnity does NOT include which of the following - Answer✔Concurrent
causation
Building obsolescence maybe brought about by a change in all of the following except which of
the following? - Answer✔Wear and Tear
Which is the best answer - Answer✔A. vacant means no furnishings or habitation by people
B. on occupied means furnishings but no invitation
C. Both A & B
3
Illinios Public Adjuster Exam Questions And
Answers |Latest 2025 | Guaranteed Pass
Mullion - Answer✔A vertical member between the panels of a window door or other opening
What is the maximum rise of stairs - Answer✔9.5
What is pitch? - Answer✔The incline angle of a roof
When must a truss be notched are groves? - Answer✔Only when preapproved and writing by a
certified engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center. How many Rafters are
needed - Answer✔24
Which of the following does not need to be submitted to the Director, in order to act as a public
adjuster? - Answer✔Copy of all insurance policies for the business.
If A public adjuster moves, how soon does he or she need to inform the Director? - Answer✔30
days
Which of the following is not a prohibited action of a public adjuster - Answer✔Commencing
repairs pending adjustment of a claim
1
, ©THESTAR 2025 ALL RIGHTS RESERVED 10:34 PM A+
If a public adjuster contracts with an insured within 5 days of a filed lost, how long does the
insured have to void their contract - Answer✔5 days
If an insured receives claim proceeds from an insured that are to be paid jointly to the insured
and the public adjuster, how many days does insured have to release a portion of the proceeds,
which are due to the public adjuster? - Answer✔Within 5 days
It is allowable for a public adjuster to... - Answer✔State that he is she is licensed by the
department of insurance
When may a public adjuster attempt to sign a new client - Answer✔Between the hours of 8 AM
and 7 PM
Which of the following actions by a public adjuster would be a violation of law -
Answer✔Advancing funds to insureds.. in anticipation of claim proceeds
How is actual cash value calculated according to administrative role 919? -
Answer✔Replacement cost at the time of a loss, less depreciation
An Insurer a must notify the public adjuster if a claim remains unresolved - after how many
days? - Answer✔25 days after receiving proof of loss
In Illinois if a fire and extended coverage policy has been in effect for less than 60 days, which
of the following is NOT an allowable reason for cancellation by the insurer - Answer✔Two or
more claims filed jointly
How long must a public adjuster maintain records possible inspection and examination by the
Johnson - Answer✔7 years
2
, ©THESTAR 2025 ALL RIGHTS RESERVED 10:34 PM A+
To whom may a public adjuster not give out any of the insured information without consent of
the insured - Answer✔A contractor which is developing/depending on the repair estimate
If the insured for amounts of appraised loss is upheld under the appraisal clause of a fire and
extended coverage policy, who pays the fees of the appraisal and the umpire? - Answer✔The
insurer pays the fees of all
The Illinois guaranty fund will cover claims when... - Answer✔The insurer is insolvent and under
in order of liquidation
The Illinois Guaranty fund provides a mechanism for the payment of claims of insolvent carriers
EXCEPT for... - Answer✔A surplus lines company
When negotiating a lost, which of the following is NOT negotiable between the public adjuster
and the insurance adjuster - Answer✔The cause of loss
Insurance is a type of.. - Answer✔Risk transfer
In an insurance policy who is the first party - Answer✔The names insured
The theory of indemnity does NOT include which of the following - Answer✔Concurrent
causation
Building obsolescence maybe brought about by a change in all of the following except which of
the following? - Answer✔Wear and Tear
Which is the best answer - Answer✔A. vacant means no furnishings or habitation by people
B. on occupied means furnishings but no invitation
C. Both A & B
3
