AHIP 2024 Test Bank – Modules 1-5 (Actual Exam Questions & Answers, Solved)

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2024 AHIP Module 1, 2, 3, 4, 5 (ACTUAL TEST ) Questions and Answers (Solved)

,2024 AHIP Module 1, 2, 3, 4, 5 (ACTUAL TEST ) Questions and Answers (Solved)




1. Mr., Moy’s,,has ,wifea,Medicare ,Advantage ,plan, ,but ,he ,wants ,to ,understand
,what coverage ,Medicare ,Supplemental ,Insurance ,provides ,since ,his ,health ,care ,needs
,are,different ,from ,his ,wife's ,needs. ,What ,could ,you ,tell ,Mr. ,Moy?correct
,answersMedicare Supplemental ,Insurance ,would ,help


,cover ,his ,Part ,A ,and ,Part ,B ,deductibles ,or coinsurance ,in ,Original ,Fee-for-Service ,(FFS)
,Medicare ,as ,well ,as ,possibly ,some services ,that ,Medicare


,does ,not ,cover.




2. Mrs. ,Peňa,is,66 ,years ,old, ,has ,coverage ,under ,an ,employer ,plan, ,and ,will




,retire ,next year. ,She ,heard ,she ,must ,enroll ,in ,Part ,B ,at ,the ,beginning ,of ,the ,year
,to ,ensure ,no ,gap,in ,coverage. ,What ,can ,you ,tell ,her?correct ,answersShe ,may ,enroll
,at ,any ,time ,while she ,is ,covered ,under ,her ,employer ,plan, ,but ,she ,will ,have ,a
,special ,eight-month enrollment ,period ,after ,the ,last ,month ,on ,her ,employer ,plan
,that ,differs ,from ,the standard ,general ,enrollment ,period, ,during ,which ,she ,may
,enroll ,in ,Medicare ,Part ,B.




3. Mrs. ,Chen ,will ,be ,65 ,soon, ,has ,been ,a ,citizen ,for ,twelve ,years, ,has ,been

,,employed ,full time, ,and ,paid ,taxes ,during ,that ,entire ,period. ,She ,is ,concerned ,that
,she ,will ,not ,qualify,for ,coverage ,under ,part ,A ,because ,she ,was ,not ,born ,in ,the
,United ,States. ,What ,should,you ,tell ,her?correct ,answersMost ,individuals ,who ,are
,citizens ,and ,age ,65 ,or ,over ,are covered ,under ,Part ,A ,by ,virtue ,of ,having ,paid
,Medicare ,taxes ,while ,working, ,though some ,may ,be ,covered ,as ,a ,result ,of ,paying
,monthly ,premiums.

, 4. Mrs. ,Gonzalez ,is ,enrolled ,in ,Original ,Medicare ,and ,has ,a ,Medigap ,policy




,as ,well, ,but ,it provides ,no ,drug ,coverage. ,She ,would ,like ,to ,keep ,the ,coverage
,she ,has ,but ,replace her ,existing ,Medigap ,plan ,with ,one ,that ,provides ,drug
,coverage. ,What ,should ,you ,tell her?correct ,answersMrs.


,Gonzalez ,cannot ,purchase ,a ,Medigap ,plan ,that ,covers ,drugs, but ,she ,could ,keep ,her
,Medigap ,policy ,and ,enroll ,in ,a ,Part ,D ,prescription ,drug ,plan.




5. Mrs. ,West ,wears ,glasses ,and ,dentures ,and ,has ,enjoyed ,considerable ,pain ,relief ,from
z z z z z z z z z z z z z




arthritis ,through ,massage ,therapy. ,She ,is ,concerned ,about
z z z z z z z z




,whether ,or ,not ,Medicare ,will,cover ,these ,items ,and ,services. ,What ,should ,you ,tell
z z z z z z z z z z z z z




,her?correct ,answersMedicare does ,not ,cover ,massage ,therapy, ,or, ,in ,general, ,glasses ,or
z z z z z z z z z z z z




,dentures. z




6. Mr., Patel ,is ,in ,good ,health ,and ,is ,preparing ,a ,budget ,in ,anticipation ,of ,his
z z z z z z z z z z z z z z z




,retirement when ,he ,turns ,66. ,He ,wants ,to ,understand ,the ,health ,care ,costs ,he ,might ,be
z z z z z z z z z z z z z z z z




,exposed ,to,under ,Medicare ,if ,he ,were ,to ,require ,hospitalization ,as ,a ,result ,of ,an ,illness.
z z z z z z z z z z z z z z z




,In ,general terms, ,what ,could ,you ,tell ,him ,about ,his ,costs ,for ,inpatient ,hospital ,services
z z z z z z z z z z z z z z




under ,Original ,Medicare?correct ,answersUnder ,Original ,Medicare, ,there ,is ,a ,single
z z z z z z z z z z




deductible ,amount ,due ,for ,the ,first ,60 ,days ,of ,any ,inpatient ,hospital ,stay, ,after ,which ,it
z z z z z z z z z z z z z z z z




converts ,into ,a ,per-day ,coinsurance ,amount ,through ,day ,90. ,After ,day ,90, ,he ,would ,pay,a
z z z z z z z z z z z z z z z




,daily ,amount ,up ,to ,60 ,days ,over ,his ,lifetime, ,after ,which ,he ,would ,be ,responsible ,for all
z z z z z z z z z z z z z z z z z




,costs.


7. Ms. ,Henderson ,believes ,that ,she ,will ,qualify ,for ,Medicare ,Coverage ,when
z z z z z z z z z z z