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CFM Exam Study Guide
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Riverine, Coastal, and Shallow Flooding - CORRECT ANSWER. What are the three
most common types of flooding?

Flash Flooding - CORRECT ANSWER. Which type of flooding has accounted
for the most flood-related deaths?

Meander - CORRECT ANSWER. A curve or turn in a river channel?

Storm Surge - CORRECT ANSWER. What is the major cause in coastal

flooding? Underwater earthquakes or volcanoes - CORRECT ANSWER. What

causes a tsunami?

1. Closed Basin Lakes
2. Uncertain flow paths
3. Dam breaks
4. Ice jams
5. Mudflows - CORRECT ANSWER. List the five types of special flood
hazards covered in FEMA 480.

Recreational benefits, scientific and historical benefits, Ecosystem
benefits, and they protect communities from flooding. - CORRECT ANSWER.
List three benefits that a
floodplain contributes to your community

,1. Development alters the floodplain and the dynamics of the flooding

, 2. Buildings and infrastructure are damaged by periodic flooding -
CORRECT ANSWER. What two problems result from floodplain
development?

It can accelerate flooding on properties at the end of the wall - CORRECT
ANSWER. What is one of the problems with constructing seawalls to protect
buildings from flooding or erosion?

1. Hydrodynamic forces
2. Hydrostatic forces
3. Soaking
4. Debris impact
5. Sediment and contaminants - CORRECT ANSWER. What are the 5 main
causes of flood damage?

3 - CORRECT ANSWER. Standing water as little as feet deep can collapse the
walls of a frame house.

Disruption of public utilities, Electrocution, contamination of water supplies,
fire, dirty ponds, mold, contaminated air ducts, mental health problems -
CORRECT ANSWER. What are some of the safety and health hazards that
accompany floods?

Structural flood control projects - CORRECT ANSWER. Prior to the 1960's
what was the primary way to reduce flood losses?

A decision-making process that aims to achieve the wise use of the nations
floodplains.
- CORRECT ANSWER. What is the unified national program for floodplain
managements definition of floodplain management?

1. To reduce the loss of life, disruption, and damage caused by floods
2. To preserve and restore the natural resources and functions of
floodplains - CORRECT ANSWER. What are the two primary goals of floodplain
management?

1. Hilly areas with steep slopes and narrow valleys
2. Urban areas with large amounts of impervious surfaces and storm sewers
3. Areas downstream of dams or subject to ice jams - CORRECT ANSWER. What
areas are conducive to flash flooding?

No. Riverine erosion can move stream channels and undercut structures. -
CORRECT ANSWER. Is erosion only a threat in coastal areas?

Where storm water runoff collects in depressions and cannot drain out. -
CORRECT ANSWER. What is ponding?

Filling reduces the floodplains ability to store excess water, sending more
water downstream and causing floods to rise to higher levels. - CORRECT
ANSWER. What does filling in a floodplain do?

, Yes, 3it 3may 3remove 3a 3natural 3barrier 3that 3protects 3inland 3properties 3-
3 CORRECT 3ANSWER. 3Does 3moving 3sand 3and 3sand 3dunes 3affect 3flooding?




Moving, 3Standing 3- 3 CORRECT 3ANSWER. Hydrodynamic 3forces 3are 3caused 3by 3
water 3and 3hydrostatic 3forces 3are 3caused
3by 3 water.

Wood, 3gypsum 3board, 3furniture 3and 3upholstery, 3carpeting, 3mattresses,
3books, 3electrical 3appliances, 3gas 3engines 3- 3 CORRECT 3ANSWER . List 3three

3materials 3or 3house 3hold 3items 3that 3are 3particularly 3susceptible 3to 3flood

3damage 3by 3soaking.




1. Regulations 3to 3prohibit 3development 3in 3high-hazard 3areas
2. Building 3codes 3requiring 3flood 3resistant 3construction 3for 3new 3buildings 3in
3flood 3prone 3areas

3. Acquisition 3and 3relocation 3of 3buildings 3in 3high 3hazard 3areas
4. Modifying 3or 3retrofitting 3existing 3buildings
5. Installing 3flood 3warning 3systems
6. Controlling 3storm 3water 3runoff
7. Provide 3self-help 3advice 3to 3property 3owners 3- 3 CORRECT 3ANSWER. What
3are 3examples 3of 3non-structural 3flood 3protection 3measures




1. Modify 3human 3susceptibility 3to 3flood 3damage
2. Modify 3the 3impact 3of 3flooding
3. Modify 3flooding 3itself
4. Preserve 3and 3restore 3natural 3resources 3- 3 CORRECT 3ANSWER. 3 What
3are 3the 3Unified 3National 3Program 3for 3Floodplain 3Managements 3four

3main 3floodplain 3management 3strategies?




The 3National 3Flood 3Insurance 3Act 3created 3the 3National 3Flood 3Insurance
3Program 3to:




1. Transfer 3the 3costs 3of 3private 3property 3flood 3losses 3from 3the 3taxpayers
3to 3floodplain 3property 3owners 3through 3the 3flood 3insurance 3premiums.




2. Provide 3residents 3and 3property 3owners 3with 3financial 3aid 3after
3floods, 3especially 3smaller 3floods 3that 3do 3not 3warrant 3federal 3disaster

3aid.




3. Guide 3development 3away 3from 3flood 3hazard 3areas.

4. Require 3that 3new 3and 3substantially 3improved 3buildings 3be 3constructed
3in 3ways 3that 3would 3minimize 3or 3prevent 3damage 3in 3a 3flood. 3- 3 CORRECT

3ANSWER . 3 What 3are 3the 3objectives 3of 3the 3NFIP?




1. Mapping
2. Insurance
3. Regulations 3- 3 CORRECT 3ANSWER. 3 3 What 3are 3the 3three 3basic 3parts 3of 3the
3NFIP?
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