CFM Exam questions and answers 100%
verified.
Shallow flooding problems fall into (3) categories - CORRECT ANSWER. Sheet
flow, ponding, urban drainage, coastal flooding (depths 1-3 feet)
Describe areas where ponding may be a problem - CORRECT ANSWER. Glaciated
areas, caves and sinkholes, man-made features
What are (5) Special Flood Hazards - CORRECT ANSWER. Closed basin lakes,
uncertain flow paths, dam breaks, ice jams, mud flows
Alluvial fan flooding is what type of special flood hazard and what are the inherent
hazards thereof? - CORRECT ANSWER. Uncertain flow path: (1) velocity and
debris (2) sediment and debris deposition (3) potential for channel to move
What is the NFIP definition of a mudslide - CORRECT ANSWER. Liquid mud down a
hillside resulting from loss of brush cover and subsequent accumulation of water on the
ground
Describe NFIP regulations for mudslides - CORRECT ANSWER. Provides coverage in
these areas but does not require mapping or management measures
What is the estimate regarding the number of households that dwell in floodplains
nationwide? - CORRECT ANSWER. 8-10 Million
What are (2) problems that develop from development in floodplains. - CORRECT ANSWER.
(1) Alters floodplain and dynamic of flooding (2) building and infrastructure damage
Regarding urbanization and watersheds what timing issue may persist in sub-
watersheds? - CORRECT ANSWER. Development of one sub-watershed faster than
another
,one, lead to peak that will arrive to the main channel at the same time as the
underdeveloped sub-watershed.
Annually, floods kill how many people? - CORRECT ANSWER. 150, largely by
vehicles (can float in up to 2 feet of water)
Annually, what is the approximate property damage due to flooding - CORRECT ANSWER.
$6 Billion
What are the (5) main causes of flood damage that one should be knowledgeable as a
floodplain manager? - CORRECT ANSWER. Hydrodynamic forces, hydro static forces,
debris impacts, soaking, sediment and contaminants
What are (3) hydrodynamic force impacts regarding flood damage? - CORRECT
ANSWER. Frontal, drag, suction/eddy/negative pressure
Floods that have a velocity greater than ? are regarding as a high velocity flood? -
CORRECT ANSWER. 5 feet per second
How many feet of standing water are enough to cause a collapse of wall structures? -
CORRECT ANSWER. 3 feet, hydrostatic force
Identify (8) safety and health hazards of a flood - CORRECT ANSWER. Utility, Gas,
Fire, Drinking Water, contaminants, mold/mildew, air quality/ducts, stress/mental
health
Flood Control Acts of 1928 and 1936 initiated what? - CORRECT ANSWER.
Construction of
flood control projects both coastal and riverine
What was the pivotal year in which flood control projects started to change from typical
structural approaches? - CORRECT ANSWER. 1960s
The NFIP was created in what year? - CORRECT ANSWER. 1968
What are the (4) basic intentions as to the creation of the NFIP? - CORRECT ANSWER.
(1)
Insurance program for disaster relief (2) distribution of floodplain mgmt to all levels of
govt/private (3) national standard for regulating new development (4) comprehensive
floodplain mapping program
Regarding the NFIP, what has been one of the major goals of federal, state, and local
agencies? - CORRECT ANSWER. Coordination of flood-loss reduction programs
with environmental protection and watershed mgmt
Identify (7) non-structural flood protection measures - CORRECT ANSWER. (1) Regs
to prohibit development (2) Bldg codes - flood resistance construction (3) Acquisition
and relocation of bldgs (4) modification/retrofitting of bldgs (5) flood warning (6) storm-
water runoff (7) provision of self-help to property owners
,What is the Unified National Program for Floodplain Management - CORRECT
ANSWER. Developed under the National Flood Insurance Act of 1968, coordinates
floodplain management efforts of federal, state, local, and private entities
What is the purpose of the Federal Interagency Floodplain Management Task Force -
CORRECT ANSWER. Group that identifies federal agencies involved with flooding that
define "floodplain management" as decision making process involving "wise use" of
nations floodplains
What is "wise use" under the definition of floodplain management as defined by the
Task Foce - CORRECT ANSWER. Involves (1) reduced flood losses (2) protection of
natural resources (3) protection of floodplain function
What are (4) floodplain management strategies? - CORRECT ANSWER. (1) Modify
human susceptibility to flood damage (2) Modify impact of flooding (3) Modify flooding
itself (4) Preserve/restore natural resources
Identify (6) tools in Floodplain Management Strategy (1) - CORRECT ANSWER.
(1)
regulation (2) development/redevelopment practices (3) acquisition - open space
preservation (4) elevate / floodproof (5) forecasts/warnings (6) preservation and
restoration of natural resources and floodplain function
Identify (4) tools in Floodplain Management Strategy (2) - CORRECT ANSWER. (1)
education (2) emergency measures (3) reduce financial impact (4) post-flood recovery
plans
Identify (8) tools in Floodplain Management Strategy (3) - CORRECT ANSWER. (1)
dams/reservoirs (2) dikes/levees (3) channel alterations (4) diversion (5) abstractions
(6) detention (7) inland development protection (8) controlling runoff outside floodplain
Identify (6) tools in Floodplain Management Strategy (4) - CORRECT ANSWER. (1) wetlands
/ land-use regs (2) develop/re-develop policies (3) acquisition / open space (4)
education (5) tax adjustments (6) beach nurishment / dune building
What are the (3) primary components to the NFIP? - CORRECT ANSWER. (1) Mapping
(2) Insurance (3) Regulation
In 1979 the Federal Insurance Administration (FIA) and NFIP were transferred to FEMA.
Regarding the mapping component of FEMA, what are the primary purposes of maps
and data? - CORRECT ANSWER. Regulating floodprone construction, Flood
Insurance policies, Flood insurance procurement condition of a loan.
What are (2) kinds of FEMA maps? - CORRECT ANSWER. (1) Flood Hazard Boundary
Map (FHMB) for approximate (2) Flood Insurance Rate Map (FIRM) including flood
elevations and hazards necessary to protect new construction from flood damage.
, Regarding FIRM construction what (2) classifications are buildings identified? -
CORRECT ANSWER. (1) Pre-FIRM and (2) Post FIRM, based on how protected they
are from the mapped hazard.
NFIP coverage pertains to damage by a "flood" identified as: - CORRECT ANSWER.
General and temporary condition of partial / complete inundation of normally dry land
from (1) Overflow of inland/tidal waters (2) Unusual / rapid accumulation or runoff of
surface waters from ANY source.
Flood insurance premiums for post-FIRM buildings are based on what? -
CORRECT ANSWER. Degree of flood protection provided.
Flood insurance premium rates for pre-FIRM buildings are based on what? -
CORRECT ANSWER. Subsidized by NFIP. Policy owners do not pay actuarial (rates
based on true risk of building) rates
The NFIP underwrites flood insurance coverage for which communities? - CORRECT
ANSWER. Those that adopt and enforce floodplain regulations that meet or exceed NFIP
critiera.
In terms of risk and insurance rates, buildings constructed in accordance with NFIP
regulations assure? - CORRECT ANSWER. Lower risk and lower rates
What (3) consequences may occur for communities that do not enforce NFIP
ordinance? - CORRECT ANSWER. (1) New buildings subject to flood damage (2)
Insurance on improperly constructed building would be expensive (3) FEMA can impose
sanctions
What are the roles of commitment of a participating NFIP community? - CORRECT ANSWER.
(1) Issuing/denying floodplain development/permits (2) Development inspection to
assure compliance (3) Record maintenance of floodplain development
(4) Assistance of prep and revision of floodplain maps
(5) Assist residents with info on hazards, map data, insurance and proper construction
measures.
What is the responsibility of the State Coordinating Agency that accompanies the NFIP?
- CORRECT ANSWER. (1) Ensuring communities have legal authorities to adopt and
enforce floodplain mgmt. regs (2) Establishing minimum state regs consistent with NFIP
(3) Provide technical assistance to local govts (4) Coordinating activities of various state
agencies that affect NFIP
What is the Community Assistance Program (CAP)? - CORRECT ANSWER. State
participation in which NFIP funds are available on a 75/25 cost share to support State
Coordinating Agencies for responsibilities to local governments.
verified.
Shallow flooding problems fall into (3) categories - CORRECT ANSWER. Sheet
flow, ponding, urban drainage, coastal flooding (depths 1-3 feet)
Describe areas where ponding may be a problem - CORRECT ANSWER. Glaciated
areas, caves and sinkholes, man-made features
What are (5) Special Flood Hazards - CORRECT ANSWER. Closed basin lakes,
uncertain flow paths, dam breaks, ice jams, mud flows
Alluvial fan flooding is what type of special flood hazard and what are the inherent
hazards thereof? - CORRECT ANSWER. Uncertain flow path: (1) velocity and
debris (2) sediment and debris deposition (3) potential for channel to move
What is the NFIP definition of a mudslide - CORRECT ANSWER. Liquid mud down a
hillside resulting from loss of brush cover and subsequent accumulation of water on the
ground
Describe NFIP regulations for mudslides - CORRECT ANSWER. Provides coverage in
these areas but does not require mapping or management measures
What is the estimate regarding the number of households that dwell in floodplains
nationwide? - CORRECT ANSWER. 8-10 Million
What are (2) problems that develop from development in floodplains. - CORRECT ANSWER.
(1) Alters floodplain and dynamic of flooding (2) building and infrastructure damage
Regarding urbanization and watersheds what timing issue may persist in sub-
watersheds? - CORRECT ANSWER. Development of one sub-watershed faster than
another
,one, lead to peak that will arrive to the main channel at the same time as the
underdeveloped sub-watershed.
Annually, floods kill how many people? - CORRECT ANSWER. 150, largely by
vehicles (can float in up to 2 feet of water)
Annually, what is the approximate property damage due to flooding - CORRECT ANSWER.
$6 Billion
What are the (5) main causes of flood damage that one should be knowledgeable as a
floodplain manager? - CORRECT ANSWER. Hydrodynamic forces, hydro static forces,
debris impacts, soaking, sediment and contaminants
What are (3) hydrodynamic force impacts regarding flood damage? - CORRECT
ANSWER. Frontal, drag, suction/eddy/negative pressure
Floods that have a velocity greater than ? are regarding as a high velocity flood? -
CORRECT ANSWER. 5 feet per second
How many feet of standing water are enough to cause a collapse of wall structures? -
CORRECT ANSWER. 3 feet, hydrostatic force
Identify (8) safety and health hazards of a flood - CORRECT ANSWER. Utility, Gas,
Fire, Drinking Water, contaminants, mold/mildew, air quality/ducts, stress/mental
health
Flood Control Acts of 1928 and 1936 initiated what? - CORRECT ANSWER.
Construction of
flood control projects both coastal and riverine
What was the pivotal year in which flood control projects started to change from typical
structural approaches? - CORRECT ANSWER. 1960s
The NFIP was created in what year? - CORRECT ANSWER. 1968
What are the (4) basic intentions as to the creation of the NFIP? - CORRECT ANSWER.
(1)
Insurance program for disaster relief (2) distribution of floodplain mgmt to all levels of
govt/private (3) national standard for regulating new development (4) comprehensive
floodplain mapping program
Regarding the NFIP, what has been one of the major goals of federal, state, and local
agencies? - CORRECT ANSWER. Coordination of flood-loss reduction programs
with environmental protection and watershed mgmt
Identify (7) non-structural flood protection measures - CORRECT ANSWER. (1) Regs
to prohibit development (2) Bldg codes - flood resistance construction (3) Acquisition
and relocation of bldgs (4) modification/retrofitting of bldgs (5) flood warning (6) storm-
water runoff (7) provision of self-help to property owners
,What is the Unified National Program for Floodplain Management - CORRECT
ANSWER. Developed under the National Flood Insurance Act of 1968, coordinates
floodplain management efforts of federal, state, local, and private entities
What is the purpose of the Federal Interagency Floodplain Management Task Force -
CORRECT ANSWER. Group that identifies federal agencies involved with flooding that
define "floodplain management" as decision making process involving "wise use" of
nations floodplains
What is "wise use" under the definition of floodplain management as defined by the
Task Foce - CORRECT ANSWER. Involves (1) reduced flood losses (2) protection of
natural resources (3) protection of floodplain function
What are (4) floodplain management strategies? - CORRECT ANSWER. (1) Modify
human susceptibility to flood damage (2) Modify impact of flooding (3) Modify flooding
itself (4) Preserve/restore natural resources
Identify (6) tools in Floodplain Management Strategy (1) - CORRECT ANSWER.
(1)
regulation (2) development/redevelopment practices (3) acquisition - open space
preservation (4) elevate / floodproof (5) forecasts/warnings (6) preservation and
restoration of natural resources and floodplain function
Identify (4) tools in Floodplain Management Strategy (2) - CORRECT ANSWER. (1)
education (2) emergency measures (3) reduce financial impact (4) post-flood recovery
plans
Identify (8) tools in Floodplain Management Strategy (3) - CORRECT ANSWER. (1)
dams/reservoirs (2) dikes/levees (3) channel alterations (4) diversion (5) abstractions
(6) detention (7) inland development protection (8) controlling runoff outside floodplain
Identify (6) tools in Floodplain Management Strategy (4) - CORRECT ANSWER. (1) wetlands
/ land-use regs (2) develop/re-develop policies (3) acquisition / open space (4)
education (5) tax adjustments (6) beach nurishment / dune building
What are the (3) primary components to the NFIP? - CORRECT ANSWER. (1) Mapping
(2) Insurance (3) Regulation
In 1979 the Federal Insurance Administration (FIA) and NFIP were transferred to FEMA.
Regarding the mapping component of FEMA, what are the primary purposes of maps
and data? - CORRECT ANSWER. Regulating floodprone construction, Flood
Insurance policies, Flood insurance procurement condition of a loan.
What are (2) kinds of FEMA maps? - CORRECT ANSWER. (1) Flood Hazard Boundary
Map (FHMB) for approximate (2) Flood Insurance Rate Map (FIRM) including flood
elevations and hazards necessary to protect new construction from flood damage.
, Regarding FIRM construction what (2) classifications are buildings identified? -
CORRECT ANSWER. (1) Pre-FIRM and (2) Post FIRM, based on how protected they
are from the mapped hazard.
NFIP coverage pertains to damage by a "flood" identified as: - CORRECT ANSWER.
General and temporary condition of partial / complete inundation of normally dry land
from (1) Overflow of inland/tidal waters (2) Unusual / rapid accumulation or runoff of
surface waters from ANY source.
Flood insurance premiums for post-FIRM buildings are based on what? -
CORRECT ANSWER. Degree of flood protection provided.
Flood insurance premium rates for pre-FIRM buildings are based on what? -
CORRECT ANSWER. Subsidized by NFIP. Policy owners do not pay actuarial (rates
based on true risk of building) rates
The NFIP underwrites flood insurance coverage for which communities? - CORRECT
ANSWER. Those that adopt and enforce floodplain regulations that meet or exceed NFIP
critiera.
In terms of risk and insurance rates, buildings constructed in accordance with NFIP
regulations assure? - CORRECT ANSWER. Lower risk and lower rates
What (3) consequences may occur for communities that do not enforce NFIP
ordinance? - CORRECT ANSWER. (1) New buildings subject to flood damage (2)
Insurance on improperly constructed building would be expensive (3) FEMA can impose
sanctions
What are the roles of commitment of a participating NFIP community? - CORRECT ANSWER.
(1) Issuing/denying floodplain development/permits (2) Development inspection to
assure compliance (3) Record maintenance of floodplain development
(4) Assistance of prep and revision of floodplain maps
(5) Assist residents with info on hazards, map data, insurance and proper construction
measures.
What is the responsibility of the State Coordinating Agency that accompanies the NFIP?
- CORRECT ANSWER. (1) Ensuring communities have legal authorities to adopt and
enforce floodplain mgmt. regs (2) Establishing minimum state regs consistent with NFIP
(3) Provide technical assistance to local govts (4) Coordinating activities of various state
agencies that affect NFIP
What is the Community Assistance Program (CAP)? - CORRECT ANSWER. State
participation in which NFIP funds are available on a 75/25 cost share to support State
Coordinating Agencies for responsibilities to local governments.
