Assignment 2 Semester 1 2025
Detailed Solutions, References & Explanations
Unique number: 726095
Due Date: 9 April 2025, 10:00 PM
QUESTION 1
Karabo has suffered a financial loss of R50,000 due to an unknown individual cloning his bank
card and withdrawing funds from his bank account. The key legal question is whether this
person, when identified, can be charged with fraud or any other crime. In assessing Karabo’s
legal options, it is necessary to examine the legal definition of fraud, determine whether fraud
can be committed against a computer terminal, and evaluate alternative charges under both
the pre-existing law and the Cybercrimes Act 19 of 2020.
Definition of Fraud
Fraud is the unlawful and intentional making of a misrepresentation that causes actual or
potential prejudice to another person. South African law requires the following elements for
fraud to be established:
A misrepresentation must be made;
The misrepresentation must be unlawful; Terms of use
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