APEX Final Exam UPDATED ACTUAL
Exam Questions and CORRECT Answers
Grade Points - CORRECT ANSWER - A+ : 98-100%(4.0)
A: 94-97%(4.0)
A-: 90-93%(3.66)
B+: 87-89%(3.33)
B: 83-86%(3.0)
B-: 80-82%(2.66)
C+ : 77-79%(2.33)
C: 73-76% (2.0)
C-: 70-72% (1.66)
Subjects of the Aspire Test - CORRECT ANSWER - English: 50 questions, 40 mins
complete, 4 choices.
Math: 53 questions, 65 mins complete, 5 choices.
Science: 40 questions, 55 mins, 4 choices.
Reading: Read 3 passages, 31 questions, 60 mins complete, 4 choices.
Writing: Write an essay, 30 mins complete, 20 pts poss.
scored between 400-452
5 subject sections.
Subjects on PSAT - CORRECT ANSWER - -Evidence-Based Reading: 60 mins, One
Section, 160-760 pts possible.
- 1 passage US/World lit (9 questions)
- 2 passages SS/History (18-20 questions)
- 2 passages Science (18-20 questions)
-Math (70 min, 2 parts, 25 min w/o calculator, 45 mins w/ calculator, 160-760 pts poss)
, - 16 heart of Algebra
- 13 data analysis
- 16 passport to advanced math
- 2 additional topic questions
-Writing and Language (35 mins, 4 passages, and 44 questions, 160-760 pts poss)
- 24 questions, the expression of ideas
- 20 questions, standard English conventions
Scoring Range: 320-1520
2hrs 45mins
Types of loans - CORRECT ANSWER - Perkins Loan: A loan for high-need students that
offers up 5,500 a year for undergraduates and up to 8,000 a year for graduates. The loan may be
forgiven for public service under some circumstance.(9 month grace period, max amount 27,500,
fixed interest 5%)
Direct Stafford(Subsidized and Unsubsidized): A student loan that is guaranteed by the US
government and has a fixed interest rate lower than private loans. They can either be subsidized
(has to display financial need) or unsubsidized (does not have to be in financial need to receive
one) and there are eligibility requirements, and borrowing limits. Repayment begins after a 6
month grace period. (max amount 31,000, fixed interest rate of 4.29% or 6.84%)
Direct PLUS: Loans made to graduate or professional students and parents of dependent
undergraduate students to help pay for education expenses not covered by other financial aid.
Why are private loans less favorable than federal loans - CORRECT ANSWER - Private
loans are less favorable because:
-Interest rates vary and are higher than federal loans.
-Loans are in the student's name, and they are responsible for paying them back.
-Repayment terms vary and loans with shorter repayment periods usually cost less than loans
with longer repayment period.
-It is important to look at annual percentage rates which can make loan payment high.
Exam Questions and CORRECT Answers
Grade Points - CORRECT ANSWER - A+ : 98-100%(4.0)
A: 94-97%(4.0)
A-: 90-93%(3.66)
B+: 87-89%(3.33)
B: 83-86%(3.0)
B-: 80-82%(2.66)
C+ : 77-79%(2.33)
C: 73-76% (2.0)
C-: 70-72% (1.66)
Subjects of the Aspire Test - CORRECT ANSWER - English: 50 questions, 40 mins
complete, 4 choices.
Math: 53 questions, 65 mins complete, 5 choices.
Science: 40 questions, 55 mins, 4 choices.
Reading: Read 3 passages, 31 questions, 60 mins complete, 4 choices.
Writing: Write an essay, 30 mins complete, 20 pts poss.
scored between 400-452
5 subject sections.
Subjects on PSAT - CORRECT ANSWER - -Evidence-Based Reading: 60 mins, One
Section, 160-760 pts possible.
- 1 passage US/World lit (9 questions)
- 2 passages SS/History (18-20 questions)
- 2 passages Science (18-20 questions)
-Math (70 min, 2 parts, 25 min w/o calculator, 45 mins w/ calculator, 160-760 pts poss)
, - 16 heart of Algebra
- 13 data analysis
- 16 passport to advanced math
- 2 additional topic questions
-Writing and Language (35 mins, 4 passages, and 44 questions, 160-760 pts poss)
- 24 questions, the expression of ideas
- 20 questions, standard English conventions
Scoring Range: 320-1520
2hrs 45mins
Types of loans - CORRECT ANSWER - Perkins Loan: A loan for high-need students that
offers up 5,500 a year for undergraduates and up to 8,000 a year for graduates. The loan may be
forgiven for public service under some circumstance.(9 month grace period, max amount 27,500,
fixed interest 5%)
Direct Stafford(Subsidized and Unsubsidized): A student loan that is guaranteed by the US
government and has a fixed interest rate lower than private loans. They can either be subsidized
(has to display financial need) or unsubsidized (does not have to be in financial need to receive
one) and there are eligibility requirements, and borrowing limits. Repayment begins after a 6
month grace period. (max amount 31,000, fixed interest rate of 4.29% or 6.84%)
Direct PLUS: Loans made to graduate or professional students and parents of dependent
undergraduate students to help pay for education expenses not covered by other financial aid.
Why are private loans less favorable than federal loans - CORRECT ANSWER - Private
loans are less favorable because:
-Interest rates vary and are higher than federal loans.
-Loans are in the student's name, and they are responsible for paying them back.
-Repayment terms vary and loans with shorter repayment periods usually cost less than loans
with longer repayment period.
-It is important to look at annual percentage rates which can make loan payment high.
