XCEL 2-15 FLORIDA LIFE & HEALTH STATE
EXAM (ACTUAL 2025) SIMULATOR ALREADY
PASSED
what is considered to be a characteristic of an immediate
annuity
benefit payments start within one payment period of purchase
3 multiple choice options
which of these characteristics is consistent with a straight life
policy
premiums are payable for as long as there is insurance
coverage in force
3 multiple choice options
We have an expert-written solution to this problem!
group health plans typically contain a coordination of benefits
(cob) provision. this provisions purpose is to
avoid the duplication of benefit payments
3 multiple choice options
a noncontributory group term life plan is characterized by
,the entire cost of the plan is paid for by the employer
3 multiple choice options
a disability income policyowner recently submitted a claim
for a chronic neck problem that has now resulted in total
disability. the original neck injury occurred before the
application was taken 5 years prior. the neck injury was never
disclosed to the insurer at the time of application. how will the
insurer handle this claim?
claim will be paid and coverage will remain in force
3 multiple choice options
an insurance company would most likely pay benefits under
an accidental death and dismemberment policy for which of
the following losses?
loss of eyesight due to an accidental injury
3 multiple choice options
a life insurance arrangement which circumvents insurable
interest statutes is called
investor originated life insurance
3 multiple choice options
, which entity approves the insurance policy forms used in
florida
office of insurance regulation (oir)
3 multiple choice options
the provision that defines to whom the insurer will pay
benefits to is called
payment of claims
3 multiple choice options
a life insurance application may be rejected on the basis of all
of these factors except
gender
3 multiple choice options
which two entities regulate variable annuities
Department of Financial Services; and Securities Exchange
Commission
3 multiple choice options
EXAM (ACTUAL 2025) SIMULATOR ALREADY
PASSED
what is considered to be a characteristic of an immediate
annuity
benefit payments start within one payment period of purchase
3 multiple choice options
which of these characteristics is consistent with a straight life
policy
premiums are payable for as long as there is insurance
coverage in force
3 multiple choice options
We have an expert-written solution to this problem!
group health plans typically contain a coordination of benefits
(cob) provision. this provisions purpose is to
avoid the duplication of benefit payments
3 multiple choice options
a noncontributory group term life plan is characterized by
,the entire cost of the plan is paid for by the employer
3 multiple choice options
a disability income policyowner recently submitted a claim
for a chronic neck problem that has now resulted in total
disability. the original neck injury occurred before the
application was taken 5 years prior. the neck injury was never
disclosed to the insurer at the time of application. how will the
insurer handle this claim?
claim will be paid and coverage will remain in force
3 multiple choice options
an insurance company would most likely pay benefits under
an accidental death and dismemberment policy for which of
the following losses?
loss of eyesight due to an accidental injury
3 multiple choice options
a life insurance arrangement which circumvents insurable
interest statutes is called
investor originated life insurance
3 multiple choice options
, which entity approves the insurance policy forms used in
florida
office of insurance regulation (oir)
3 multiple choice options
the provision that defines to whom the insurer will pay
benefits to is called
payment of claims
3 multiple choice options
a life insurance application may be rejected on the basis of all
of these factors except
gender
3 multiple choice options
which two entities regulate variable annuities
Department of Financial Services; and Securities Exchange
Commission
3 multiple choice options
