MHIC LATEST UPDATED 2025/2026 Exam
Questions Perfectly Solved COMPLETE
QUESTIONS 100%
SURE PASS!!
1. How many days does the contractor have to respond to claims from a
homeowner once it has been received by the commission? - ANSWER Once
the Commission receives a claim, it send a copy to the contractor who has 10
days to respond back to the Commission.
2. Who is not eligible to collect from the Fund? - ANSWER Spouse, relative,
or employee of the contractor, or an officer of the corporation. Similarly, an
owner may only receive compensation if she/he resides in the house where
the work was performed or does not own more than 3 residences.
3. What happens to the license of the contractor after a claim has been paid? -
ANSWER The licensed is suspended, unless the commission determines that
contractor did not know the wrongful conduct or it could had not been
avoided
4. What is required in a home Improvement contract? - ANSWER Date
5. Contractors name, address, and MHIC number
6. Consumer Notice
7. Dates
8. Description of work
9. Deposit and Payment information
10.Define home improvement - ANSWER The addition, alteration, conversion,
improvement, modernization, remodeling, repair or replacement of a
building or part of a building that is used or was designed to be used as a
residence or dwelling place or structure adjacent to that building or an
improvement to land adjacent to that building
,11.Is a building of a swimming pool, deck, pier or porch included in Home
Improvement? - ANSWER Yes
12.Define Owner - ANSWER Owner, owner's agent , tenant or other person
authorized to enter into a home improvement contract
13.Define license - ANSWER is either a contractor or salesperson license that
is issued by the Home Improvement Commission.
14.Does a handyman need a license? - ANSWER Yes
15.True or False: Home Improvement law does not apply if one of the parties is
a government agency - ANSWER True
16.Work done a residence inside a military base is excluded from licensing
requirements - ANSWER True
17.Can local jurisdictions issue home improvement lincenses - ANSWER No,
only MD Home Improvement Commission is authorized to issue a license to
solicit, sell, or perform home improvement services in Maryland
18.Can two or more individuals (such as homeowner and contractor) lawfully
agree to ignore the Home Improvement licensing requirement? - ANSWER
No, waiver is prohibited
19.When was the commission established? - ANSWER 1962
20.How Many commissioners are there? - ANSWER 9 (4 must have experience
in the business of home improvement; 4 are members of the general public
that represent cosumers; and 1 must have experience in banking and finance)
21.What is the most important role of the Commissioners? - ANSWER To
promulgate regulations for the Commission. These regulations help the
public better understand the Home Improvement Law and the Commission's
policies
22.How often are the meetings? - ANSWER bi-monthly. Meetings are open to
the public.
, 23.What is the requirement for Commissioners? - ANSWER Must be a resident
of MD for at least 5 years
24.How long if the Commissioner's term? - ANSWER 4 years
25.Where is the Commission's office? - ANSWER Baltimore, MD
26.Who appoints the Executive Director? - ANSWER The Secretary of
Department of Labor, Licensing and Regulation
27.What is the Executive Director responsible for? - ANSWER the daily
operations of the Commission and signs under the seal letters affirming the
licensing status of individuals for court proceedings. The Executive director
is also responsible for compiling and maintaining a copy of the
Commission's current regulations
28.What do investigators do? - ANSWER The Commission also employs
investigators that review the complaints and Guaranty Fund claims that are
received by the Commission. The investigators review complaints against
licensed and unlicensed contractors and salespersons.
29.If an investigator determines that a violation may have occurred, what
actions can the Commission take? - ANSWER The Commission may take
disciplinary action which may include reprimand, monetary fine or
suspension or revocation of the license.
30.True or False: An individual who holds a home improvement license as a
contractor is NOT required to obtain a construction license from the Circuit
Courts - ANSWER True
31.How long are exams valid for? - ANSWER 2 years
32.If a candidate fails the exam, how long must he/she wait before retaking it? -
ANSWER 30 days the first time. After each subsequent failure a candidate
must wait 60 days.
33.What is the insurance requirement for contractor? - ANSWER General
Liability at least $50,000
Questions Perfectly Solved COMPLETE
QUESTIONS 100%
SURE PASS!!
1. How many days does the contractor have to respond to claims from a
homeowner once it has been received by the commission? - ANSWER Once
the Commission receives a claim, it send a copy to the contractor who has 10
days to respond back to the Commission.
2. Who is not eligible to collect from the Fund? - ANSWER Spouse, relative,
or employee of the contractor, or an officer of the corporation. Similarly, an
owner may only receive compensation if she/he resides in the house where
the work was performed or does not own more than 3 residences.
3. What happens to the license of the contractor after a claim has been paid? -
ANSWER The licensed is suspended, unless the commission determines that
contractor did not know the wrongful conduct or it could had not been
avoided
4. What is required in a home Improvement contract? - ANSWER Date
5. Contractors name, address, and MHIC number
6. Consumer Notice
7. Dates
8. Description of work
9. Deposit and Payment information
10.Define home improvement - ANSWER The addition, alteration, conversion,
improvement, modernization, remodeling, repair or replacement of a
building or part of a building that is used or was designed to be used as a
residence or dwelling place or structure adjacent to that building or an
improvement to land adjacent to that building
,11.Is a building of a swimming pool, deck, pier or porch included in Home
Improvement? - ANSWER Yes
12.Define Owner - ANSWER Owner, owner's agent , tenant or other person
authorized to enter into a home improvement contract
13.Define license - ANSWER is either a contractor or salesperson license that
is issued by the Home Improvement Commission.
14.Does a handyman need a license? - ANSWER Yes
15.True or False: Home Improvement law does not apply if one of the parties is
a government agency - ANSWER True
16.Work done a residence inside a military base is excluded from licensing
requirements - ANSWER True
17.Can local jurisdictions issue home improvement lincenses - ANSWER No,
only MD Home Improvement Commission is authorized to issue a license to
solicit, sell, or perform home improvement services in Maryland
18.Can two or more individuals (such as homeowner and contractor) lawfully
agree to ignore the Home Improvement licensing requirement? - ANSWER
No, waiver is prohibited
19.When was the commission established? - ANSWER 1962
20.How Many commissioners are there? - ANSWER 9 (4 must have experience
in the business of home improvement; 4 are members of the general public
that represent cosumers; and 1 must have experience in banking and finance)
21.What is the most important role of the Commissioners? - ANSWER To
promulgate regulations for the Commission. These regulations help the
public better understand the Home Improvement Law and the Commission's
policies
22.How often are the meetings? - ANSWER bi-monthly. Meetings are open to
the public.
, 23.What is the requirement for Commissioners? - ANSWER Must be a resident
of MD for at least 5 years
24.How long if the Commissioner's term? - ANSWER 4 years
25.Where is the Commission's office? - ANSWER Baltimore, MD
26.Who appoints the Executive Director? - ANSWER The Secretary of
Department of Labor, Licensing and Regulation
27.What is the Executive Director responsible for? - ANSWER the daily
operations of the Commission and signs under the seal letters affirming the
licensing status of individuals for court proceedings. The Executive director
is also responsible for compiling and maintaining a copy of the
Commission's current regulations
28.What do investigators do? - ANSWER The Commission also employs
investigators that review the complaints and Guaranty Fund claims that are
received by the Commission. The investigators review complaints against
licensed and unlicensed contractors and salespersons.
29.If an investigator determines that a violation may have occurred, what
actions can the Commission take? - ANSWER The Commission may take
disciplinary action which may include reprimand, monetary fine or
suspension or revocation of the license.
30.True or False: An individual who holds a home improvement license as a
contractor is NOT required to obtain a construction license from the Circuit
Courts - ANSWER True
31.How long are exams valid for? - ANSWER 2 years
32.If a candidate fails the exam, how long must he/she wait before retaking it? -
ANSWER 30 days the first time. After each subsequent failure a candidate
must wait 60 days.
33.What is the insurance requirement for contractor? - ANSWER General
Liability at least $50,000
