HUD CERTIFICATION EXAM QUESTIONS WITH CORRECT ANSWERS 2025

HUD CERTIFICATION EXAM QUESTIONS
WITH CORRECT ANSWERS 2025
DeedRRestrictionsR-RCORRECTRANSWERR-LegallyRenforceableRtermsRthatRgovernRtheRuseRofRrealRestate



RedliningR-RCORRECTRANSWERR-
TheRpracticeRofRrefusingRtoRmakeRresidentialRloansRorRimposingRmoreRonerousRtermsRonRanyRloansRmadeRb
ecauseRofRtheRpredominantRrace,Rcolor,RnationalRorigin,Rreligion,Rsex,Rdisability,RorRfamilialRstatusRofRtheRar
ea'sRresidents.



CivilRRightsRActRofR1968R-RCORRECTRANSWERR-
FollowingRtheRassassinationRofRDr.RMartinRLutherRKingRJr.,RCongressRpassedRwhatRmonumentalRpieceRofRleg
islation,RwhichRprohibitsRdiscriminationRinRhousingRsales,Rrentals,RandRfinancingRbasedRonRrace,Rcolor,Rnati
onalRorigin,Rreligion,Rsex,RdisabilityRandRfamilialRstatus?



7R-RCORRECTRANSWERR-TheRFairRHousingRAct,RasRamended,RprotectsRhowRmanyRcharacteristics?



ReasonableRModificationR-RCORRECTRANSWERR-
ARpropertyRmanagerRofRanRapartmentRcomplexRthatRreceivesRfederalRfinancialRassistanceRinstallsRaRrampRs
oRthatRaRtenantRinRaRwheelchairRcanReasilyRaccessRherRfirst-floorRapartment.



ReasonableRAccommodationR-RCORRECTRANSWERR-
HousingRproviderRhasRaRpolicyRofRrequiringRtenantsRtoRcomeRtoRtheRrentalRofficeRtoRpayRtheirRrent.RARtenan
tRwithRaRmentalRdisability,RwhoRisRafraidRtoRleaveRherRunit,RisRallowedRtoRmailRherRrentRpayment.



TrueR-RCORRECTRANSWERR-
TheRFairRHousingRActRdoesRnotRprohibitRaRlenderRfromRshowingRpotentialRclientsRinformationRaboutRdiffere
ntRloans.



FairRHousingRAssistanceRProgramR(FHAP)R-RCORRECTRANSWERR-
ProvidesRannualRfundingRtoRstateRandRlocalRagenciesRthatRenforceRfairRhousingRlawsRthatRareRsubstantiallyR
equivalentRtoRtheRFairRHousingRAct.RTheseRfundsRgoRtowardsRanRagency'sRcapacityRbuilding,Radministrative
Rcosts,RinvestigativeRandRenforcementRefforts,RtrainingRandRotherRprojectsRdesignedRtoRsupportRenforceme

ntRofRfairRhousingRlaw.

, FairRHousingRInitiativesRProgramR(FHIP)R-RCORRECTRANSWERR-
ProvidesRfundingRtoRfairRhousingRorganizationsRandRnonprofitsRthatRassistRpeopleRwhoRmayRhaveRbeenRvict
imsRofRhousingRdiscrimination.



MarketingRAnalysisR-RCORRECTRANSWERR-
AimRisRtoRidentifyRgroupsRofRpeopleRwhoRwouldRbenefitRmostRifRtargetedRbyRtheRcampaign,RtheRcharacteris
ticsRofRtheseRpeople,RandRtheirRexpectations.



NetworkingREventR-RCORRECTRANSWERR-
TheRopportunityRtoRincreaseRawarenessRofRtheRplansRandRactionsRofRhousingRindustryRmembers,RprivateRor
ganizationsRandRfoundations,RpublicRhousingRagencies,RneighborhoodRgroups,RregionalRorganizations,RandR
othersRtoRfurtherRfairRhousingRobjectives.



PersonalRInformationR-RCORRECTRANSWERR-
TheRsectionRofRtheRcreditRreportRthatRcontainsRemployerRdetails.



AccountRInformationR-RCORRECTRANSWERR-
TheRsectionRofRaRcreditRreportRthatRcontainsRinformationRaboutRaRstudentRloan.



PublicRRecordsR-RCORRECTRANSWERR-
TheRsectionRofRtheRcreditRreportRthatRcontainsRcourtRinformationRsuchRasRaRbankruptcy.



InquiriesR-RCORRECTRANSWERR-
TheRsectionRofRtheRcreditRreportRthatRwillRshowRrecentRattemptsRtoRopenRaRcreditRcard.



ConsumerRRightsR-RCORRECTRANSWERR-
TheRsectionRofRtheRcreditRreportRthatRcontainsRinformationRaboutRhowRtoRcorrectRinaccuracies.



AccountRHistoryR-RCORRECTRANSWERR-
Credit:RPaymentRhistoryRofRaccounts,RincludingRlateRpayments,Rdelinquencies,Rjudgments,RandRliens.



AmountsROwedR-RCORRECTRANSWERR-
Credit:RRatioRofRtotalRcreditRextendedRtoRtheRamountRofRcreditRowed.