2025 AHIP - FINAL EXAM QUESTIONS WITH CORRECT DETAILED ANSWERS A+ VERIFIED

2025 AHIP - FINAL EXAM QUESTIONS WITH CORRECT DETAILED ANSWERS A+ VERIFIED Mr. Rainey is experiencing paranoid delusions and his physician feels that he should be hospitalized. What should you tell Mr. Rainey (or his representative) about the length of an inpatient psychiatric hospital stay that Medicare will cover? Question 1Answera.Medicare will cover a total of 190 days of inpatient psychiatric care during Mr. Rainey's entire lifetime.b.Medicare will cover, at its allowable amount, as many stays as are needed throughout Mr. Rainey's life, as long as no single stay exceeds 190 days.c.Medicare inpatient psychiatric coverage is limited to the same number of days covered for typical inpatient stays.d.Inpatient psychiatric services are not covered under Original Medicare. - correct answers-a Mrs. Geisler's neighbor told her she should look at her Part D options during the annual Medicare enrollment period because the features of Part D might have changed. Mrs. Geisler can't remember what Part D is so she called you to ask what her neighbor was talking about. What could you tell her? Question 2Answera.Part D covers prescription drugs and she should look at her premiums, formulary, and cost-sharing among other factors to see if they have changed.b.Part D covers physician and non-physician practitioner services and the deductible has not changed this year, but the physician charges may go up.c.Part D covers long-term care services, and she should not worry because there has been no change in coverage. d.Part D covers hospital and home health services and the cost-sharing has changed this year. - correct answers-a Mrs. Gonzalez is enrolled in Original Medicare and has a Medigap policy as well, but it provides no drug coverage. She would like to keep the coverage she has but replace her existing Medigap plan with one that provides drug coverage. What should you tell her? Question 3Answera.Medigap is a replacement for Original Medicare and she has been paying for double coverage. She should simply drop her Medigap policy.b.Mrs. Gonzalez cannot purchase a Medigap plan that covers drugs, but she could keep her Medigap policy and enroll in a Part D prescription drug plan.c.Mrs. Gonzalez can purchase a Medigap plan that covers drugs, but it likely will not offer coverage that is equivalent to that provided under Part D.d.Mrs. Gonzalez should purchase a K or L Medigap plan. - correct answers-b Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him? Question 4Answera.He may not sign-up for Medicare until he reaches age 62, the date he first becomes eligible for Social Security benefits.b.He may sign-up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatments start.c.He may sign-up for Medicare at any time however coverage usually begins on the sixth month after dialysis treatments start.d.He may sign-up for Medicare at any time and coverage usually begins immediately. - correct answers-b