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Original Medicare. What should you tell Mr. Xi that best describes the health coverage provided to
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Medicare beneficiaries?
qu qu
a.Beneficiaries under Original Medicare have no cost-sharing for most preventive services
which
include immunizations such as annual flu hots.
a. Medicare Part A generally covers medically necessary physician and other health care professional
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qu services.
b. Benefits covered by Medicare Parts A and B include routine dental care, hearing aids, and routine eye
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qu care.
c. Medicare Part B generally provides prescription drug coverage.
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2. Mr. Buck has several family members who died from different cancers. He wants to know if
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Medicare covers cancer screening. What should you tell him?
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a. Medicare covers all screening tests that have been approved by the FDA on a frequency determined
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by the treating physician.
qu qu qu qu
b. Medicare covers treatments for existing disease, injury, and malformed limbs or body parts. As
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such, it does not cover any screening tests and these must be paid for by the beneficiary out-of-
qu qu qu qu qu qu qu qu qu qu qu qu qu qu qu qu qu qu
pocket.
c. Medicare covers some screening tests that must be performed within the first year after
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qu enrollment. Beyond that point expenses for screening tests are the responsibility of the
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, qu beneficiary.
d. Medicare covers the periodic performance of a range of screening tests that are meant to provide
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qu early detection of disease. Mr. Buck will need to check specific tests before obtaining them to see if
qu qu qu qu qu qu qu qu qu qu qu qu qu qu qu qu qu
qu they will be covered.
qu q u q u qu
Source: Module 1, Slide - Medicare Part B Benefits - Preventive Services and
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qScreenings
u
3. Mr. Schmidt would like to plan for retirement and has asked you what is covered under Original
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Fee- for- Service (FFS) Medicare? What could you tell him?
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a. Part C, which always covers dental and vision services, is covered under Original Medicare.
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b. Part A, which covers hospital, skilled nursing facility, hospice, and home health services and
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Part B,
qu qu
which covers professional services such as those provided by a doctor are covered
q u q u q u q u q u q u q u q u q u q u q u q u
under Original
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q Medic
u . q u q u q u
,q areu
c. Part A, which covers long-term custodial care services, is covered under Original Medicare.
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d. Part D, which covers prescription drug services, is covered under Original Medicare.
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Source: Module 1, Slide - Overview of Medicare Benefits and Coverage - Parts A, B,
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q u C, and Slide - Overview of Different Ways to Get Medicare
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4. Juan Perez, who is turning age 65 next month, intends to work for several more years
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at Smallcap, Incorporated. Smallcap has a workforce of 15 employees and offers
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employer-sponsored healthcare coverage. Juan is a naturalized citizen and has
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contributed to the Medicare system for over 20 years. Juan asks you if he will be
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entitled to Medicare and if he enrolls how that will impact his employer- sponsored
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healthcare coverage. How would you respond?
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a. Juan is likely to be ineligible for Medicare since he was born outside the United States
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qu and has only contributed to the Medicare system for 20 years.
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, b. Juan is likely to be eligible for Medicare once he turns age 65 and if he enrolls
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Medicare would become the primary payor of his healthcare claims but
qu qu qu q u q u q u q u q u q u q u q u
Smallcap must continue to offer him coverage under its employer-sponsored
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uqu qu qu qu
group health plan and would become a secondary payor.
qu qu qu qu qu qu qu qu qu
c. Juan is likely to be eligible for Medicare once he turns age 65 and if he enrolls his
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qu employer- sponsored coverage would continue to be the primary payor while Medicare
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qu would be considered a secondary payor of his healthcare claims.
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Incorrect: Medicare is the primary payor for individuals who have group health
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qu coverage due to their continued employment with a small employer. A small group
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qu health plan is one offered by a company with fewer than 20 employees.
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d. Juan is likely to be eligible for Medicare once he turns age 65 and if he enrolls
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Medicare would become the primary payor of his healthcare claims and Smallcap does
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not have to continue to offer him coverage comparable to those under age 65 under its
qu qu qu qu qu qu qu qu qu qu qu qu qu qu qu qu
employer-sponsored group health plan.
qu qu qu qu
Source: Module 1, Slide - Eligibility for Part A and Part B Benefits and Slide - Medicare for
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Individuals Who Are Still Working - Small GHPs and Slide - Medicare Coordination
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with Employer Group Health
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Plans Question 4 qu qu
5. Mr. Bauer is 49 years old, but eighteen months ago he was declared disabled by the
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Social Security Administration and has been receiving disability payments. He is
qu qu qu qu qu qu qu qu qu qu qu
wondering whether he can obtain coverage under Medicare. What should you tell
qu qu qu qu qu qu qu qu qu qu qu qu
him?
qu
a. After receiving such disability payments for 24 months, he will be
q u q u q u q u q u q u q u q u q u q u
automatically enrolled in Medicare,
q u q u q u qu
regardless
o
f age.qu
b. Individuals who become eligible for such disability payments only have to wait 12 qu q u q u q u q u q u q u q u q u q u q u q u
months before
q u q u
they can apply for coverage under Medicare.
qu qu qu qu qu qu
c. Individuals receiving such disability payments from the Social Security q u q u q u q u q u q u q u q u
q u Administration continue to receive those payments but only become eligible for q u q u qu qu qu qu qu qu qu qu
qu Medicare upon reaching age 65. qu qu qu qu
d. He became eligible for Medicare when his disability eligibility determination was
qu qu qu qu qu qu qu qu qu qu
first made. Source: Module 1, Slide - Medicare Enrollment Part A & B
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