ENG2612
EXAM PACK
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UNIVERSITY EXAMINATIONS
OCT/NOV 2024
ENG2612
Applied English Language for Foundation and Intermediate Phase
Home Language
First examiner: Prof. K. Sevnarayan
Second examiner: Ms. Z. Suliman
100 Marks
48 Hours
This paper consists of 6 pages.
INSTRUCTIONS:
THIS EXAMINATION CONSISTS OF TWO QUESTIONS. CHOOSE ONE OF THE TWO
QUESTIONS AND WRITE DOWN THE NUMBER OF THE QUESTION YOU HAVE
SELECTED IN THE TEMPLATE WE HAVE PROVIDED YOU WITH.
Complete the plagiarism declaration and the AI self-disclosure in the template
provided.
For this examination, you are required to write an essay of approximately 1000 words on
the essay topic of your choice.
You are allowed to access your prescribed works and the study material. You are
however not allowed to copy verbatim from your study material. You should write the
answers in your own words. In the case of any cheating or plagiarism, no mark will be
allocated.
PLEASE DO NOT CITE ANY EXTERNAL SOURCE IN YOUR EXAMINATION
RESPONSE.
The exam can be downloaded on the 7th October 2024 at 08:00 and must be uploaded
BEFORE 08:00, 9th October 2024.
Please make sure that you upload your answer template onto the ENG2612 2024
Module Site under Assessment 04.
Your answer template must be uploaded as a PDF electronic document and not as a
scanned image.
NO LATE SUBMISSIONS WILL BE ACCEPTED.
[TURN OVER]
Open Rubric
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CONFIDENTIAL ENG2612
OCT/NOV 2024
Choose ONE of the following two questions.
QUESTION ONE:
Read EXTRACT A below and answer the question that follows.
Extract A
Editorial: Financial illiteracy breeds debt
By Editorial
Millions of South Africans are drowning in debt.
Consumers owe more than R2.5 trillion to their
creditors
Millions of South Africans are drowning
in debt. Consumers owe more than R2.5
trillion to their creditors. And that’s just
what can be estimated from legal
sources.
Debt is debilitating. It tears families
apart, fuels crime and destroys lives.
We cannot allow ourselves to be comfortable with the fact that so many of us are scraping
by to meet monthly interest payments.
Innumerable micro- and macro-economic factors have led us here — and rarely are two
individual situations alike. We are a grossly unequal country. Debt doesn’t discriminate by
class; it ensnares some in their interminable pursuit of the excesses of modern life, and
captures others who hope only to put food on the table.
But one factor continues to float to the top: financial illiteracy. We are continually taken aback
by the lack of understanding of monetary matters across all sections of society. This
perception is borne out in reliable data. According to a 2015 survey by the Financial Sector
Conduct Authority and Human Sciences Research Council, South Africa has a financial
literacy rate of 51%. In 2021, the Organisation for Economic Co-operation and Development
put that number at 42%.
A dearth of understanding first creates debt and then entrenches it. It is an intractable
problem. Such an environment allows the nefarious to flourish. Mashonisas (loan sharks)
and other unscrupulous fly-by-night microlenders lurk in newspaper classifieds and online
running adverts that read something like: “Need a loan? Blacklisted? No problem.”
Despite the ubiquity of debt, we are afraid to talk about it. A lack of understanding breeds
stigma, forcing many to suffer in silence until it is too late, or turn to the dangerous informal
sector. We have to collectively change that thinking. As the late anthropologist David
Graeber wrote: “If history shows anything, it is that there’s no better way to justify relations
founded on violence, to make such relations seem moral, than by reframing them in the
Page 2 of 6
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, lOMoARcPSD|22437965
CONFIDENTIAL ENG2612
OCT/NOV 2024
language of debt — above all, because it immediately makes it seem that it’s the victim
who’s doing something wrong.”
There is a vast market of some 10.09 million consumers with impaired credit records,
according to the National Credit Regulator, a number that rose 2.7% during the first quarter
of 2024. We should not take this increase lightly … or turn a blind eye to practices that
increase it.
Authorities should be clamping down harder on banks and other financial institutes that
continue to hound consumers with “courtesy calls” offering their clients new credit cards, or
outrageous increases to their existing limits. If that is not a blatant violation of the National
Credit Act 34 of 2005, which prohibits the granting of reckless credit and offers legal recourse
for consumers who have fallen victim to these reckless lending practices, then we don’t know
what is.
Source: https://mg.co.za/editorial/2024-07-26-editorial-financial-illiteracy-breeds-debt/
Question: Write an essay of approximately 1000 words in which you analyse the writers’
use of style and linguistic features to convey the meaning and purpose in EXTRACT
A above. Provide specific textual references to substantiate your analysis.
Use the following suggestions to guide your response:
• Establish the target audience and context of the text.
• Look closely at textual structure and formality to establish the style of the text.
• Examine how the writer’s use of specific linguistic features and rhetorical devices
are used in the text to convey purpose and enhance meaning.
• Establish your position in your introduction and provide a detailed thesis
statement.
• Structure your essay using an appropriate introduction, body paragraphs and a
conclusion.
• Support your position with discourse markers throughout your essay. Your
register and tone should remain formal throughout.
• Edit and proofread your essay before submitting it.
• REMEMBER TO SUPPORT YOUR ARGUMENTS WITH TEXTUAL EVIDENCE.
(100 MARKS)
OR
Page 3 of 6
Downloaded by Corona Virus ()
EXAM PACK
FOR ASSISTANCE WITH THIS MODULE +27 67 171 1739
, lOMoARcPSD|22437965
UNIVERSITY EXAMINATIONS
OCT/NOV 2024
ENG2612
Applied English Language for Foundation and Intermediate Phase
Home Language
First examiner: Prof. K. Sevnarayan
Second examiner: Ms. Z. Suliman
100 Marks
48 Hours
This paper consists of 6 pages.
INSTRUCTIONS:
THIS EXAMINATION CONSISTS OF TWO QUESTIONS. CHOOSE ONE OF THE TWO
QUESTIONS AND WRITE DOWN THE NUMBER OF THE QUESTION YOU HAVE
SELECTED IN THE TEMPLATE WE HAVE PROVIDED YOU WITH.
Complete the plagiarism declaration and the AI self-disclosure in the template
provided.
For this examination, you are required to write an essay of approximately 1000 words on
the essay topic of your choice.
You are allowed to access your prescribed works and the study material. You are
however not allowed to copy verbatim from your study material. You should write the
answers in your own words. In the case of any cheating or plagiarism, no mark will be
allocated.
PLEASE DO NOT CITE ANY EXTERNAL SOURCE IN YOUR EXAMINATION
RESPONSE.
The exam can be downloaded on the 7th October 2024 at 08:00 and must be uploaded
BEFORE 08:00, 9th October 2024.
Please make sure that you upload your answer template onto the ENG2612 2024
Module Site under Assessment 04.
Your answer template must be uploaded as a PDF electronic document and not as a
scanned image.
NO LATE SUBMISSIONS WILL BE ACCEPTED.
[TURN OVER]
Open Rubric
Downloaded by Corona Virus ()
, lOMoARcPSD|22437965
CONFIDENTIAL ENG2612
OCT/NOV 2024
Choose ONE of the following two questions.
QUESTION ONE:
Read EXTRACT A below and answer the question that follows.
Extract A
Editorial: Financial illiteracy breeds debt
By Editorial
Millions of South Africans are drowning in debt.
Consumers owe more than R2.5 trillion to their
creditors
Millions of South Africans are drowning
in debt. Consumers owe more than R2.5
trillion to their creditors. And that’s just
what can be estimated from legal
sources.
Debt is debilitating. It tears families
apart, fuels crime and destroys lives.
We cannot allow ourselves to be comfortable with the fact that so many of us are scraping
by to meet monthly interest payments.
Innumerable micro- and macro-economic factors have led us here — and rarely are two
individual situations alike. We are a grossly unequal country. Debt doesn’t discriminate by
class; it ensnares some in their interminable pursuit of the excesses of modern life, and
captures others who hope only to put food on the table.
But one factor continues to float to the top: financial illiteracy. We are continually taken aback
by the lack of understanding of monetary matters across all sections of society. This
perception is borne out in reliable data. According to a 2015 survey by the Financial Sector
Conduct Authority and Human Sciences Research Council, South Africa has a financial
literacy rate of 51%. In 2021, the Organisation for Economic Co-operation and Development
put that number at 42%.
A dearth of understanding first creates debt and then entrenches it. It is an intractable
problem. Such an environment allows the nefarious to flourish. Mashonisas (loan sharks)
and other unscrupulous fly-by-night microlenders lurk in newspaper classifieds and online
running adverts that read something like: “Need a loan? Blacklisted? No problem.”
Despite the ubiquity of debt, we are afraid to talk about it. A lack of understanding breeds
stigma, forcing many to suffer in silence until it is too late, or turn to the dangerous informal
sector. We have to collectively change that thinking. As the late anthropologist David
Graeber wrote: “If history shows anything, it is that there’s no better way to justify relations
founded on violence, to make such relations seem moral, than by reframing them in the
Page 2 of 6
Downloaded by Corona Virus ()
, lOMoARcPSD|22437965
CONFIDENTIAL ENG2612
OCT/NOV 2024
language of debt — above all, because it immediately makes it seem that it’s the victim
who’s doing something wrong.”
There is a vast market of some 10.09 million consumers with impaired credit records,
according to the National Credit Regulator, a number that rose 2.7% during the first quarter
of 2024. We should not take this increase lightly … or turn a blind eye to practices that
increase it.
Authorities should be clamping down harder on banks and other financial institutes that
continue to hound consumers with “courtesy calls” offering their clients new credit cards, or
outrageous increases to their existing limits. If that is not a blatant violation of the National
Credit Act 34 of 2005, which prohibits the granting of reckless credit and offers legal recourse
for consumers who have fallen victim to these reckless lending practices, then we don’t know
what is.
Source: https://mg.co.za/editorial/2024-07-26-editorial-financial-illiteracy-breeds-debt/
Question: Write an essay of approximately 1000 words in which you analyse the writers’
use of style and linguistic features to convey the meaning and purpose in EXTRACT
A above. Provide specific textual references to substantiate your analysis.
Use the following suggestions to guide your response:
• Establish the target audience and context of the text.
• Look closely at textual structure and formality to establish the style of the text.
• Examine how the writer’s use of specific linguistic features and rhetorical devices
are used in the text to convey purpose and enhance meaning.
• Establish your position in your introduction and provide a detailed thesis
statement.
• Structure your essay using an appropriate introduction, body paragraphs and a
conclusion.
• Support your position with discourse markers throughout your essay. Your
register and tone should remain formal throughout.
• Edit and proofread your essay before submitting it.
• REMEMBER TO SUPPORT YOUR ARGUMENTS WITH TEXTUAL EVIDENCE.
(100 MARKS)
OR
Page 3 of 6
Downloaded by Corona Virus ()
