RMI 3011 Ch. 11 Study Guide Questions
with complete solution
What are the 6 major problems with the health-care delivery system? - correct
answer ✔1. Rising health-care expenditures
2. Large number of uninsured in the population
3. Uneven quality of medical care
4. Considerable waste and inefficiency
5. Defects in financing health care
6. Abusive insurer practices
US Health Care Problem #1 - correct answer ✔Rising Health-Care
Expenditures
How much of the nations income is spent on health care? - correct answer
✔More than 1 in 6 dollars
What is NOT a major factor of rising health-care expenditures? - correct
answer ✔Aging
US Health Care Problem #2 - correct answer ✔Many people do not have
health insurance coverage
Why are many low-income people uninsured? - correct answer ✔They are
not aware they are eligible for Medicaid
Why are many people uninsured? - correct answer ✔The coverage is not
affordable
, What are some groups with large numbers of uninsured people? - correct
answer ✔1. Foreign born
2. Hispanics, Blacks
3. Young Adults
4. Low-Income Households
What are some consequences of being uninsured? - correct answer ✔1.
Uninsured often delay/skip medical care because of high costs
2. When, uninsured receive medical care, they frequently pay more than they
should
3. Uninsured adults are less likely to have a regular source of medical care
4. Uninsured often do not have access to regulative screenings and
preventative care
5. Uninsured are sicker and die earlier than people with insurance
Biggest achievement of the Affordable Care Act (ACA) - correct answer ✔20
million people who were previously uninsured have health-care coverage
Although all forms of health coverage were affected by the ACA: - correct
answer ✔They operate independently from it, which is why half of Americans
say they are unaffected by it
US Health Care Problem #3 - correct answer ✔Uneven Quality of Medical
Care
The quality of medical care varies widely depending on: - correct answer ✔1.
Geographic Location
2. Type of Health Insurance Plan
with complete solution
What are the 6 major problems with the health-care delivery system? - correct
answer ✔1. Rising health-care expenditures
2. Large number of uninsured in the population
3. Uneven quality of medical care
4. Considerable waste and inefficiency
5. Defects in financing health care
6. Abusive insurer practices
US Health Care Problem #1 - correct answer ✔Rising Health-Care
Expenditures
How much of the nations income is spent on health care? - correct answer
✔More than 1 in 6 dollars
What is NOT a major factor of rising health-care expenditures? - correct
answer ✔Aging
US Health Care Problem #2 - correct answer ✔Many people do not have
health insurance coverage
Why are many low-income people uninsured? - correct answer ✔They are
not aware they are eligible for Medicaid
Why are many people uninsured? - correct answer ✔The coverage is not
affordable
, What are some groups with large numbers of uninsured people? - correct
answer ✔1. Foreign born
2. Hispanics, Blacks
3. Young Adults
4. Low-Income Households
What are some consequences of being uninsured? - correct answer ✔1.
Uninsured often delay/skip medical care because of high costs
2. When, uninsured receive medical care, they frequently pay more than they
should
3. Uninsured adults are less likely to have a regular source of medical care
4. Uninsured often do not have access to regulative screenings and
preventative care
5. Uninsured are sicker and die earlier than people with insurance
Biggest achievement of the Affordable Care Act (ACA) - correct answer ✔20
million people who were previously uninsured have health-care coverage
Although all forms of health coverage were affected by the ACA: - correct
answer ✔They operate independently from it, which is why half of Americans
say they are unaffected by it
US Health Care Problem #3 - correct answer ✔Uneven Quality of Medical
Care
The quality of medical care varies widely depending on: - correct answer ✔1.
Geographic Location
2. Type of Health Insurance Plan
