P&C License Exam
Practice Test
Questions LATEST
UPDATED EXAM
Who would be able to collect survivor and death benefits from WC in the event the
covered injury resulting in the death of an employee? - ✔✔✔ANSWER-Spouse of
Employee
Which type of crime best describes someone who waits until store personnel are
preoccupied and pockets merchandise while no one is looking and leaves without
detection - ✔✔✔ANSWER-Robbery
Not a common exclusion in a liability policy - ✔✔✔ANSWER-damage caused by
acts of civil disobedience and riots
, The party who agrees to be responsible for loss in the case of a fidelity bond? -
✔✔✔ANSWER-The Surety
An insured has transportation expenses coverage under part D of the personal auto
policy when involved in a collision. Coverage provides which of the following? -
✔✔✔ANSWER-Rental Reimbursement until claim is settled by insurance
An insured operates an auto repair shop and has a garage coverage form with
garagekeepers insurance when an employee on a test drive with a customer's car is
involved in a crash. How will the customer's car be covered by the insured's
policy? - ✔✔✔ANSWER-The customer's car is covered for any physical damage
while in custody of the insured
For the purpose of worker's compensation insurance who would not be subject to
worker's compensation laws, either as an employer or an employee? -
✔✔✔ANSWER-A Crew member of an ocean going vessel
Is bodily injury to an insured's nonresident family member or relative an exclusion
found under the personal auto policy Part A liability coverage? - ✔✔✔ANSWER-
No
Does An auto not titled to an insured but available for regular use of named insured
or family member describe a non owned auto under the commercial auto policy
symbol 9? - ✔✔✔ANSWER-No
What best describes the CGL's general aggregate limit as it applies to the coverage
parts of the CGL? - ✔✔✔ANSWER-Coverage A, B, and C apply in sum and are
the most that will be paid subject to the general aggregate limit
Practice Test
Questions LATEST
UPDATED EXAM
Who would be able to collect survivor and death benefits from WC in the event the
covered injury resulting in the death of an employee? - ✔✔✔ANSWER-Spouse of
Employee
Which type of crime best describes someone who waits until store personnel are
preoccupied and pockets merchandise while no one is looking and leaves without
detection - ✔✔✔ANSWER-Robbery
Not a common exclusion in a liability policy - ✔✔✔ANSWER-damage caused by
acts of civil disobedience and riots
, The party who agrees to be responsible for loss in the case of a fidelity bond? -
✔✔✔ANSWER-The Surety
An insured has transportation expenses coverage under part D of the personal auto
policy when involved in a collision. Coverage provides which of the following? -
✔✔✔ANSWER-Rental Reimbursement until claim is settled by insurance
An insured operates an auto repair shop and has a garage coverage form with
garagekeepers insurance when an employee on a test drive with a customer's car is
involved in a crash. How will the customer's car be covered by the insured's
policy? - ✔✔✔ANSWER-The customer's car is covered for any physical damage
while in custody of the insured
For the purpose of worker's compensation insurance who would not be subject to
worker's compensation laws, either as an employer or an employee? -
✔✔✔ANSWER-A Crew member of an ocean going vessel
Is bodily injury to an insured's nonresident family member or relative an exclusion
found under the personal auto policy Part A liability coverage? - ✔✔✔ANSWER-
No
Does An auto not titled to an insured but available for regular use of named insured
or family member describe a non owned auto under the commercial auto policy
symbol 9? - ✔✔✔ANSWER-No
What best describes the CGL's general aggregate limit as it applies to the coverage
parts of the CGL? - ✔✔✔ANSWER-Coverage A, B, and C apply in sum and are
the most that will be paid subject to the general aggregate limit
