PA Appraisal License 16-20 Auto Physical Damage
Questions & Answers 2024/2025
In PA, a consumer reporting agency may list all of the following information about a
consumer EXCEPT: - -Medical Information
The device that synchronizes the spark plug firing sequence is: - -Camshaft Sensor
If an insured fail to report a claim in a timely fashion the adjuster will usually: - -Send
the insured a reservation of rights letter
When using a dedicated bench fixture to measure a unibody with front-end damage, where
should fixtures be placed? - -Fixtures should be placed in the damaged area to
check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only available through the dealership and
are purchased in what way? - -Nameplates are not available aftermarket and are
usually purchased from the dealer on a per item basis
Under Pennsylvania law, which of the following is true regarding the replacement of a
damaged double hood latch?:
It may be replaced with any working latch system from a salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
It may be replaced with a single hood latch system. - -It must be replaced with a
double latch system. is correct.
Technician A says that damaged structural sheet metal should be removed before any
pulling and straightening is performed. Technician B says that damaged structural metal
should remain to be used for pulling attachment areas. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - -Technician B only
Which of the following is the computer in the vehicle?
Controller
, PA Appraisal License 16-20 Auto Physical Damage
Questions & Answers 2024/2025
Pump
Speed Sensors
Valves - -Controller
If an insured fails to report a claim in a timely fashion, the adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney - -Send the insured a reservation of rights
letter..
If an auto appraiser uses the actual cost method to determine a vehicle's value, which of
the following is not a factor?:
The location of the vehicle of like kind and quality
The salvage value of the damaged vehicle
The actual cost of an available vehicle in similar condition to or better than the motor
vehicle being appraised
The vehicle being appraised is similar to the damaged vehicle in its pre-damaged condition
- -The salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says to use a cutting torch to make
the final cut line. Technician B says to use a cut-off wheel or saw to make the final cut. Who
is right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - -Technician B only
Which of the following coverages is included as "no-fault" coverage on the standardized
Personal Auto policy?:
, PA Appraisal License 16-20 Auto Physical Damage
Questions & Answers 2024/2025
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. - -Medical Payments and Physical Damage
Following the payment of an automobile claim, the salvaged property becomes the
property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the claim payment to the insured -
-The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top and
the bottom as well between the front fender and the windshield support column of the
door. Technician A says the gap can be adjusted by repositioning the hinges. Technician B
says the gap can be adjusted by shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct - -Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
, PA Appraisal License 16-20 Auto Physical Damage
Questions & Answers 2024/2025
The extent of the bodily injury will not be known for six months. How should the adjuster on
this claim pay damages for Driver 2?
Pay all damage to date, provide a full and final release has been signed by Driver 2.
Pay nothing until total of all damages has been determined.
Pay the property damage and rental car expense and settle the bodily injury at a later time.
None of the responses listed are correct. - -Pay the property damage and rental car
expense and settle the bodily injury at a later time..
Which of the following would not have an insurable interest in a covered vehicle?:
An underage driver who lives in the household
A lien holder
A vehicle jointly owned by a husband and wife
A vehicle the father has sold to an offspring and agrees to let her make payments - -
An underage driver who lives in the household.
Which one of the following components is NOT part of the radiator support?:
Side baffles
Upper tie bar
Lower tie bar
Radiator - -Radiator
An ECM is:
a federal code within the Environmental Protection Agency (EPA).
Questions & Answers 2024/2025
In PA, a consumer reporting agency may list all of the following information about a
consumer EXCEPT: - -Medical Information
The device that synchronizes the spark plug firing sequence is: - -Camshaft Sensor
If an insured fail to report a claim in a timely fashion the adjuster will usually: - -Send
the insured a reservation of rights letter
When using a dedicated bench fixture to measure a unibody with front-end damage, where
should fixtures be placed? - -Fixtures should be placed in the damaged area to
check fit up to the jig.
Vehicle name plates such as Grand Prix SE are only available through the dealership and
are purchased in what way? - -Nameplates are not available aftermarket and are
usually purchased from the dealer on a per item basis
Under Pennsylvania law, which of the following is true regarding the replacement of a
damaged double hood latch?:
It may be replaced with any working latch system from a salvage yard.
It must be replaced with any new hood latch system.
It must be replaced with a double latch system.
It may be replaced with a single hood latch system. - -It must be replaced with a
double latch system. is correct.
Technician A says that damaged structural sheet metal should be removed before any
pulling and straightening is performed. Technician B says that damaged structural metal
should remain to be used for pulling attachment areas. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - -Technician B only
Which of the following is the computer in the vehicle?
Controller
, PA Appraisal License 16-20 Auto Physical Damage
Questions & Answers 2024/2025
Pump
Speed Sensors
Valves - -Controller
If an insured fails to report a claim in a timely fashion, the adjuster will immediately:
Deny the claim.
Send the insured a reservation of rights letter.
Cease the claims investigation.
Seek the advice of the company's attorney - -Send the insured a reservation of rights
letter..
If an auto appraiser uses the actual cost method to determine a vehicle's value, which of
the following is not a factor?:
The location of the vehicle of like kind and quality
The salvage value of the damaged vehicle
The actual cost of an available vehicle in similar condition to or better than the motor
vehicle being appraised
The vehicle being appraised is similar to the damaged vehicle in its pre-damaged condition
- -The salvage value of the damaged vehicle
A structural rail is being cut for sectioning. Technician A says to use a cutting torch to make
the final cut line. Technician B says to use a cut-off wheel or saw to make the final cut. Who
is right?
Technician A only
Technician B only
Both technicians are correct
Neither technician is correct - -Technician B only
Which of the following coverages is included as "no-fault" coverage on the standardized
Personal Auto policy?:
, PA Appraisal License 16-20 Auto Physical Damage
Questions & Answers 2024/2025
Uninsured Motorists coverage.
Medical Payments and Physical Damage.
A state-mandated "no-fault" coverage plan.
Liability coverage. - -Medical Payments and Physical Damage
Following the payment of an automobile claim, the salvaged property becomes the
property of:
The insured
The insurer
A third party salvage company contracted by the insured
The State until sold and the proceeds deducted from the claim payment to the insured -
-The insurer
A car has adjustable door hinges. There is a significant gap at the top of the front top and
the bottom as well between the front fender and the windshield support column of the
door. Technician A says the gap can be adjusted by repositioning the hinges. Technician B
says the gap can be adjusted by shimming the hinges. Who is right?:
Technician A only
Technician B only
Both technicians are correct
Neither technicians are correct - -Technician A only
Driver 1 and Driver 2 are in an accident. Driver 2 has the following damages:
Property Damage - $1,000
Rental Car Expense - $500
Emergency Room Expense - $400
Lost Wages - $300
, PA Appraisal License 16-20 Auto Physical Damage
Questions & Answers 2024/2025
The extent of the bodily injury will not be known for six months. How should the adjuster on
this claim pay damages for Driver 2?
Pay all damage to date, provide a full and final release has been signed by Driver 2.
Pay nothing until total of all damages has been determined.
Pay the property damage and rental car expense and settle the bodily injury at a later time.
None of the responses listed are correct. - -Pay the property damage and rental car
expense and settle the bodily injury at a later time..
Which of the following would not have an insurable interest in a covered vehicle?:
An underage driver who lives in the household
A lien holder
A vehicle jointly owned by a husband and wife
A vehicle the father has sold to an offspring and agrees to let her make payments - -
An underage driver who lives in the household.
Which one of the following components is NOT part of the radiator support?:
Side baffles
Upper tie bar
Lower tie bar
Radiator - -Radiator
An ECM is:
a federal code within the Environmental Protection Agency (EPA).
