RHODE ISLAND ADJUSTER EXAM QUESTIONS AND ANSWERS

RHODE ISLAND ADJUSTER EXAM
QUESTIONS AND ANSWERS
HOW MANY DAYS DOES THE INSURER HAVE TO SEND OUT FORMS
WHEN NOTIFIED OF AN INCIDENT? - - - correct answer ✅10 DAYS


AT WHAT TIME IS THE POLICY EFFECTIVE? - - - correct answer
✅12:01 AM


WHAT IS THE MAIN DIFFERENCE BETWEEN A NON-WAIVER
AGREEMENT AND A ROR? - - - correct answer ✅-NON-WAIVER IS
SIGNED BY THE INSURED AND INSURER
-ROR IS A LETTER


IF AN INSURED IS COVERED BY 2 POLICIES ON ONE LOSS AND THE
INS. COMPANIES SETTLE IT, WHAT CLAUSE WOULD THIS BE UNDER?
- - - correct answer ✅OTHER INSURANCE CLAUSE


WHEN AN INSURED REQUESTS STATUS UPDATE, HOW MANY DAYS
DOES THE ADJ HAVE TO NOTIFY THEM IN WRITING THAT STILL
INVEST.? - - - correct answer ✅10 DAYS


IF AN INSURED HAS A PAP & THEIR VEHICLE IS DAMAGED IN A
HURRICANE WHAT KIND OF CLAIM WOULD BE OPENED? - - -
correct answer ✅WINDSTORM AND FLOOD/OTHER THAN
COLLISION

, RHODE ISLAND ADJUSTER EXAM
QUESTIONS AND ANSWERS

HOW MANY DAYS AFTER FIRST INITIATING A CLAIM DO YOU HAVE
TO REQUEST AN EXTENSION TO COMPLETE THE INVESTIGATION? - -
- correct answer ✅15 DAYS


IS AN ADJUSTER SUBJECT TO PUBLIC CENSURE AS A FINE? - - -
correct answer ✅NO


ARE THE CONDITIONS INCLUDED IN THE DECLARATIONS SECTION
OF THE PAP? - - - correct answer ✅NO


WOULD FENCES BE CONSIDERED APPURTENANT UNDER THE
HOMEOWNERS POLICY? - - - correct answer ✅YES


UNDER PAP, WOULD YOU HAVE COVERAGE FOR ROAD DAMAGE TO
TIRES DUE TO THEFT? - - - correct answer ✅YES


FOR $25 TO $200 WOULD AN INSURER REIMBURSE YOU FOR A
TEMP. SUBSTITUTE? - - - correct answer ✅NO