HCD EXAM STUDY QUESTIONS WITH
100% CORRECT ANSWERS A GRADED
Fraud/sMisrepresentationsincludesswhichsofsthesfollowing:
a)sFailurestosdisclosesasfactsbysonesboundstosdosso
b)sFailurestoscompletesascontinuingseducationscourse
c)sFailurestosprovidesasreceiptsforsdepositswhensacceptingsfunds
d)sFailurestoscompletestheshomeownersregistrationscards-
sans✔✔a)sFailurestosdisclosesasfactsbysonesboundstosdosso
ThessalesofsasMh-Unitsregisteredswithsthesdepartmentsthroughsaslicenseesshall:
a)sBessubjectstosconsumersprotectionsassprovidedsinsthesHealthsandsSafetysCode
b)sBessubjectstosconsumersprotectionsassprovidedsinsthesCivilsCode
c)sNotsbessubjectstosdisclosure
d)sBessoldsassisswithsallsfaultss-
sans✔✔a)sBessubjectstosconsumersprotectionsassprovidedsinsthesHealthsandsSafetysCode
Aslicenseesissresponsiblestosconductsasreasonablyscompetentsandsdiligentsandsvisualsinsp
ectionsofsasMh-Unitsofferedsforssaleswhen:
a)sTheslicenseeshassnosdutystosconductsansinspectionsbecauseshe/
shesisscivillysliablesforsdefectssfoundsbeforesorsaftersthessale
b)sOnlyswhensrequestedsbyspurchaser
c)sThesdealershassaswrittenscontractswithsthessellerstosfindsorsobtainsaspurchaser
d)sOnlyswhensrequestedsbysthessellers-
sans✔✔c)sThesdealershassaswrittenscontractswithsthessellerstosfindsorsobtainsaspurchaser
,AnyslawfullysauthorizedspersonsproposingstosmovesasMh-Unitsrequiredstosregisteredsshall:
a)sObtainswrittensconsentsfromsHCDs15sdaysspriorstositssremoval
b)sObtainswrittensconsentsfromstheslegalsownersandsanysjuniorslienholdersonsformssapprov
edsbysthesdepartment
c)sNotifysthesDepartmentsofsHousingsandsthesappropriatescountysofsthesnewssitussmoveswi
thins30sdays
d)sNotifysthesDepartmentsofsMotorsVehiclessandsthesDepartmentsofsTransportations15sday
sspriorstositssremovals-
sans✔✔c)sNotifysthesDepartmentsofsHousingsandsthesappropriatescountysofsthesnewssituss
moveswithins30sdays
Thesdepartmentsmaysforwardsthesresultssofsansinvestigationsincludingsreportssandseviden
cestostheslocalsdistrictsattorney'ssofficesandsseeksa:
a)sSubpoenasducesstecum
b)sCriminalsfiling
c)sCorpussdelectishearing
d)sCitations-sans✔✔b)sCriminalsfiling
As1979sMh-
Unitssoldsinsplace,swhichsisssubjectstosannualsfees,sisstakensinsonstradesandssubsequentlys
sold.sInsthatsstate,swhichsofsthesfollowingsseparatelysstatedsitemssisssubjectstosgeneralstax:
a)sConcretesdrivewaysandspatio
b)sLandscaping
c)sStoragesshed
d)sCarportsdirectlysaffixedstosrealtys-sans✔✔c)sStoragesshed
Thesterms"RegulationsZ"srelatessto:
a)sDepartmentsofsHousingsandsCommunitysDevelopmentsdivisionsofsCommunitysAffairs,sr
egistrationsandstitlingsprocedures
b)sRegulationsspromulgatedsbysthesStatesDepartmentsofsCorporationss&sBankingsconcern
ingsmaximumsinterestsratessandsfinancescharges
,c)sAnyslaw,srule,sregulationsorsinterpretationspromulgatedsbysHCDsregardingsRegulationsZ
d)sAnysrule,sregulationsorsinterpretationspromulgatedsbysthesBoardsofsGovernorssofsthesFe
deralsReservesSystemsinsthesFederalsTruthsandsLendingsActs-
sans✔✔d)sAnysrule,sregulationsorsinterpretationspromulgatedsbysthesBoardsofsGovernorsso
fsthesFederalsReservesSystemsinsthesFederalsTruthsandsLendingsAct
Fundssdesignatedstosasgovernmentsagencysforsfeessorspermitssrequiredsasspreconditionsf
orsinstallationsacceptancesorscertificatesofsoccupancy:
a)sMaysnotsbesreleasedsuntilsthesdealerscompletesshis/hersinstallationsresponsibilities
b)sMaysbesreleasedsfromsthesescrowsifsmutuallysagreedsuponsbetweensthesbuyersandsthes
dealer
c)sMaysbesreleasedspriorstosthesinstallationsacceptancesorscertificatesofsoccupancysifsthes
Mh-
UnitsisstosbesplacedsonsasHealthsandsSafetysCodessections18613sfoundationsonsprivatespr
operty
d)sForssalessofsMh-Unitssplacedsinsqualifyingsmobileshomesparkss-
sans✔✔b)sMaysbesreleasedsfromsthesescrowsifsmutuallysagreedsuponsbetweensthesbuyers
andsthesdealer
WhensadvertisingsthessizesofsasMh-Unit,sthesmeasurement:
a)sShallsincludesthesoverallssizesincludingstheshitchsandsroofsoverhangs
b)sMaysbesapproximated
c)sShallsbeswhateversisslistedsonsthesregistration
d)sShallsnotsincludesprojectionssbeyondsthesexteriorswallss(roofsoverhangs,shitches,sbaysw
indows,sorssimilarsprojections,setc.)s-
sans✔✔d)sShallsnotsincludesprojectionssbeyondsthesexteriorswallss(roofsoverhangs,shitche
s,sbayswindows,sorssimilarsprojections,setc.)
Whichsofsthesfollowingsissnotscorrect:
a)sAlthoughsnotsworkingsforsasdealer,sassalespersonsmaysshowshomes,squotesprices,sacce
ptscheckssandswritessalesscontracts
b)sSalespersonsmustsreportsinswritingstosthesdepartmentseveryschangesofsresidenceswithin
sfivesdayssofstheschange
, c)sAssalespersonsmustsdeliverstheirslicensestosthesdealersatsthestimesofsemployment
d)sAnsapplicantsforsasMh-
Unitssalespersonslicensesmustscompletespreliminaryseducationsbeforestheyscanstakesthese
xaminations-
sans✔✔a)sAlthoughsnotsworkingsforsasdealer,sassalespersonsmaysshowshomes,squotespric
es,sacceptscheckssandswritessalesscontracts
Aslicenseeswhosactssinscooperationswithsothersstosfindsandsobtainsaspurchasersforsasuseds
manufacturedshome:
a)sHassasdutystosconductsasreasonablyscompetentsandsdiligentsvisualsinspection
b)sMustsdisclosesallsfactssmateriallysaffectingsthesvaluesorsdesirabilitysofstheshome
c)sNeithersAsnorsBsapply
d)sBothsAsandsBsapplys-sans✔✔d)sBothsAsandsBsapply
Thesstandardsofscaresowedsbysassalespersonstosaspurchasersundersthesconsumersprotecti
onsprovisionssofsthesHealthsandsSafetysCodeswhenslistingsandssellingsasusedsmanufacture
dshome:
a)sThesdegreesofscaresthatsasreasonablysprudentsdealerswouldsexercise
b)sMeasuredsbysthesdegreesofsknowledgesthroughseducation,sexperience,sandsexaminatio
nsrequiredstosobtainsaslicense
c)sNeithersAsnotsBsapply
d)sBothsAsandsBsapplys-sans✔✔d)sBothsAsandsBsapply
AftersthessalesofsasMh-UnitsorsComMod:
a)sWithdrawsanysadvertisingsforsthessoldsMh-UnitsorsComModswithins48shours
b)sOpensansescrowsaccountsifsthesMh-
UnitsorsComModsrequiressdeliverysandsinstallationswithinsthissstate
c)sImmediatelyswithdrawsanysadvertisementssofsthesunitssold
d)sAllsofsthesabovesaresfalses-sans✔✔a)sWithdrawsanysadvertisingsforsthessoldsMh-
UnitsorsComModswithins48shours
AsMh-UnitsorsComModsmaysbessoldsassnew:
100% CORRECT ANSWERS A GRADED
Fraud/sMisrepresentationsincludesswhichsofsthesfollowing:
a)sFailurestosdisclosesasfactsbysonesboundstosdosso
b)sFailurestoscompletesascontinuingseducationscourse
c)sFailurestosprovidesasreceiptsforsdepositswhensacceptingsfunds
d)sFailurestoscompletestheshomeownersregistrationscards-
sans✔✔a)sFailurestosdisclosesasfactsbysonesboundstosdosso
ThessalesofsasMh-Unitsregisteredswithsthesdepartmentsthroughsaslicenseesshall:
a)sBessubjectstosconsumersprotectionsassprovidedsinsthesHealthsandsSafetysCode
b)sBessubjectstosconsumersprotectionsassprovidedsinsthesCivilsCode
c)sNotsbessubjectstosdisclosure
d)sBessoldsassisswithsallsfaultss-
sans✔✔a)sBessubjectstosconsumersprotectionsassprovidedsinsthesHealthsandsSafetysCode
Aslicenseesissresponsiblestosconductsasreasonablyscompetentsandsdiligentsandsvisualsinsp
ectionsofsasMh-Unitsofferedsforssaleswhen:
a)sTheslicenseeshassnosdutystosconductsansinspectionsbecauseshe/
shesisscivillysliablesforsdefectssfoundsbeforesorsaftersthessale
b)sOnlyswhensrequestedsbyspurchaser
c)sThesdealershassaswrittenscontractswithsthessellerstosfindsorsobtainsaspurchaser
d)sOnlyswhensrequestedsbysthessellers-
sans✔✔c)sThesdealershassaswrittenscontractswithsthessellerstosfindsorsobtainsaspurchaser
,AnyslawfullysauthorizedspersonsproposingstosmovesasMh-Unitsrequiredstosregisteredsshall:
a)sObtainswrittensconsentsfromsHCDs15sdaysspriorstositssremoval
b)sObtainswrittensconsentsfromstheslegalsownersandsanysjuniorslienholdersonsformssapprov
edsbysthesdepartment
c)sNotifysthesDepartmentsofsHousingsandsthesappropriatescountysofsthesnewssitussmoveswi
thins30sdays
d)sNotifysthesDepartmentsofsMotorsVehiclessandsthesDepartmentsofsTransportations15sday
sspriorstositssremovals-
sans✔✔c)sNotifysthesDepartmentsofsHousingsandsthesappropriatescountysofsthesnewssituss
moveswithins30sdays
Thesdepartmentsmaysforwardsthesresultssofsansinvestigationsincludingsreportssandseviden
cestostheslocalsdistrictsattorney'ssofficesandsseeksa:
a)sSubpoenasducesstecum
b)sCriminalsfiling
c)sCorpussdelectishearing
d)sCitations-sans✔✔b)sCriminalsfiling
As1979sMh-
Unitssoldsinsplace,swhichsisssubjectstosannualsfees,sisstakensinsonstradesandssubsequentlys
sold.sInsthatsstate,swhichsofsthesfollowingsseparatelysstatedsitemssisssubjectstosgeneralstax:
a)sConcretesdrivewaysandspatio
b)sLandscaping
c)sStoragesshed
d)sCarportsdirectlysaffixedstosrealtys-sans✔✔c)sStoragesshed
Thesterms"RegulationsZ"srelatessto:
a)sDepartmentsofsHousingsandsCommunitysDevelopmentsdivisionsofsCommunitysAffairs,sr
egistrationsandstitlingsprocedures
b)sRegulationsspromulgatedsbysthesStatesDepartmentsofsCorporationss&sBankingsconcern
ingsmaximumsinterestsratessandsfinancescharges
,c)sAnyslaw,srule,sregulationsorsinterpretationspromulgatedsbysHCDsregardingsRegulationsZ
d)sAnysrule,sregulationsorsinterpretationspromulgatedsbysthesBoardsofsGovernorssofsthesFe
deralsReservesSystemsinsthesFederalsTruthsandsLendingsActs-
sans✔✔d)sAnysrule,sregulationsorsinterpretationspromulgatedsbysthesBoardsofsGovernorsso
fsthesFederalsReservesSystemsinsthesFederalsTruthsandsLendingsAct
Fundssdesignatedstosasgovernmentsagencysforsfeessorspermitssrequiredsasspreconditionsf
orsinstallationsacceptancesorscertificatesofsoccupancy:
a)sMaysnotsbesreleasedsuntilsthesdealerscompletesshis/hersinstallationsresponsibilities
b)sMaysbesreleasedsfromsthesescrowsifsmutuallysagreedsuponsbetweensthesbuyersandsthes
dealer
c)sMaysbesreleasedspriorstosthesinstallationsacceptancesorscertificatesofsoccupancysifsthes
Mh-
UnitsisstosbesplacedsonsasHealthsandsSafetysCodessections18613sfoundationsonsprivatespr
operty
d)sForssalessofsMh-Unitssplacedsinsqualifyingsmobileshomesparkss-
sans✔✔b)sMaysbesreleasedsfromsthesescrowsifsmutuallysagreedsuponsbetweensthesbuyers
andsthesdealer
WhensadvertisingsthessizesofsasMh-Unit,sthesmeasurement:
a)sShallsincludesthesoverallssizesincludingstheshitchsandsroofsoverhangs
b)sMaysbesapproximated
c)sShallsbeswhateversisslistedsonsthesregistration
d)sShallsnotsincludesprojectionssbeyondsthesexteriorswallss(roofsoverhangs,shitches,sbaysw
indows,sorssimilarsprojections,setc.)s-
sans✔✔d)sShallsnotsincludesprojectionssbeyondsthesexteriorswallss(roofsoverhangs,shitche
s,sbayswindows,sorssimilarsprojections,setc.)
Whichsofsthesfollowingsissnotscorrect:
a)sAlthoughsnotsworkingsforsasdealer,sassalespersonsmaysshowshomes,squotesprices,sacce
ptscheckssandswritessalesscontracts
b)sSalespersonsmustsreportsinswritingstosthesdepartmentseveryschangesofsresidenceswithin
sfivesdayssofstheschange
, c)sAssalespersonsmustsdeliverstheirslicensestosthesdealersatsthestimesofsemployment
d)sAnsapplicantsforsasMh-
Unitssalespersonslicensesmustscompletespreliminaryseducationsbeforestheyscanstakesthese
xaminations-
sans✔✔a)sAlthoughsnotsworkingsforsasdealer,sassalespersonsmaysshowshomes,squotespric
es,sacceptscheckssandswritessalesscontracts
Aslicenseeswhosactssinscooperationswithsothersstosfindsandsobtainsaspurchasersforsasuseds
manufacturedshome:
a)sHassasdutystosconductsasreasonablyscompetentsandsdiligentsvisualsinspection
b)sMustsdisclosesallsfactssmateriallysaffectingsthesvaluesorsdesirabilitysofstheshome
c)sNeithersAsnorsBsapply
d)sBothsAsandsBsapplys-sans✔✔d)sBothsAsandsBsapply
Thesstandardsofscaresowedsbysassalespersonstosaspurchasersundersthesconsumersprotecti
onsprovisionssofsthesHealthsandsSafetysCodeswhenslistingsandssellingsasusedsmanufacture
dshome:
a)sThesdegreesofscaresthatsasreasonablysprudentsdealerswouldsexercise
b)sMeasuredsbysthesdegreesofsknowledgesthroughseducation,sexperience,sandsexaminatio
nsrequiredstosobtainsaslicense
c)sNeithersAsnotsBsapply
d)sBothsAsandsBsapplys-sans✔✔d)sBothsAsandsBsapply
AftersthessalesofsasMh-UnitsorsComMod:
a)sWithdrawsanysadvertisingsforsthessoldsMh-UnitsorsComModswithins48shours
b)sOpensansescrowsaccountsifsthesMh-
UnitsorsComModsrequiressdeliverysandsinstallationswithinsthissstate
c)sImmediatelyswithdrawsanysadvertisementssofsthesunitssold
d)sAllsofsthesabovesaresfalses-sans✔✔a)sWithdrawsanysadvertisingsforsthessoldsMh-
UnitsorsComModswithins48shours
AsMh-UnitsorsComModsmaysbessoldsassnew:
