D333 Laws questions well answered graded A+

D333 LawsFair Credit Reporting Act An act that regulates the operations of credit-reporting bureaus, including how they collect, store, and use credit information. Right to Financial Privacy Act An act that protects the records of financial institution customers from unauthorized scrutiny by the federal government Gramm-Leach-Bliley Act (GLBA) A bank deregulation law that repealed a Depression-era law known as Glass-Steagall and requires companies that offer consumers financial products or services like loans, financial or investment advice, or insurance—to explain their information-sharing practices to their customers and to safeguard sensitive data. Fair and Accurate Credit Transactions Act An amendment to the Fair Credit Reporting Act passed in 2003 that allows consumers to request and obtain a free credit report once each year from each of the three primary consumer credit reporting companies (Equifax, Experian, and TransUnion). Health Insurance Portability and Accountability Act (HIPAA) An act designed to improve the portability and continuity of health insurance coverage; to reduce fraud, waste, and abuse in health insurance and healthcare delivery; and to simplify the administration of health insurance