Medicare/LTC Quizzes || Questions and 100% Accurate Answers.

Which type of health insurance plan is particularly suitable for the senior insurance market? correct answers managed care term insurance *Medicare plans* long-term care Medicare is a federal health insurance program designed for people who are 65 years old and older and certain disabled individuals. How does Part C change the delivery of health care services under Medicare? correct answers It increases accessibility to services for eligible individuals. It limits the coverage of Parts A and B. It reduces the coverage of Parts and B. *It uses managed care providers.* Part C offers Parts A and B services through managed care plans and private fee-for-service plans. Who would NOT be eligible for Medicare enrollment? correct answers a person with end-stage renal disease a person who is 65 years old *a person under age 65 who has received Social Security disability benefits for six months* a person who has amyotrophic lateral sclerosis Medicare coverage is available to U.S. citizens and certain permanent residents who are at least 65 years old or have received Social Security disability benefits for at least two years, have end-stage renal disease, or have amyotrophic lateral sclerosis. After the deductible is paid, the insured can expect Medicare Part A to cover all eligible hospital expenses without a copayment for up to: correct answers *60 days* 45 days 10 days 30 days After the insured pays the deductible, Part A pays all eligible hospital costs without a copayment from the insured for up to 60 days. Which statement does NOT describe Medicare supplement policies? correct answers Insurers selling Medicare supplement policies must sell Plan A. *Medicare adjusts its deductibles and copayments to match insurers' benefits.* Plan A provides the core benefits of Medicare supplement insurance. Medicare supplement policies are guaranteed renewable. When Medicare adjusts its deductibles and copayments, Medicare supplement policies must align benefits with the adjustments.