Personal Finance Superior Sagacity.

The widespread financial insecurity of Americans is probably because The savings rate of Americans is low and many borrow in order to spend more than they earn. Which of the following is not a factor in becoming money smart? Learn how to read your credit card statements. Which of the following is not a benefit of understanding your own money personality? Knowing your money personality allows you to excuse excessive spending because it is simply part of your nature. Why was the use of credit uncommon prior to 1917? Laws prevented lenders from charging high interest rates, borrowing money was generally not socially acceptable, lending money to others was not profitable, ALL OF THE ABOVE When it comes to personal finance, the math is easy. What's challenging is managing your behavior Which of the following is not a reason credit is marked heavily to consumers in the United States? The use of credit is not socially accepted in the United States