Kentucky Property & Casualty (Chaper 3) with answers 2024

Kentucky Property & Casualty (Chaper 3) Types of Construction - correct answer Frame ISO 1 Joisted Masonry ISO 2 Non-Combustable ISO 3 Masonry Non-Combustable ISO 4 Modified or Semi Fire Resistive ISO 5 Fire Resistive ISO 6 Frame (ISO 1) - correct answer the least resistant to fire of all six construction categories has fire combustible walls and roof generally constructed of frame, walls and roof decking with siding, brick veneer or stucco exteriors normally found in three to four story maximum height buildings designed as dwellings for people. Joisted Masonry (ISO 2) - correct answer Structures are made with concrete blocks and masonry stone. Wood floors, wood frame roof decking. Construction typically used for habitation and retail office buildings with a maximum height of 3 to 4 stories which have a higher fire rating than frame Non-Combustible (ISO 3) - correct answer Structures utilize steel framing, masonry filled walls, and concrete floors on each level. All of the materials used are less combustible and typically used for warehouse and manufacturing facilities Masonry Non-Combustible (ISO 4) - correct answer Shopping centers, office buildings, schools. Concrete blocks, reinforced masonry, heavy steel framing for walls and roofs and concrete floors. Wood is not used. Fire rating of one hour minimum Modified or Semi Fire Resistive (ISO 5) - correct answer combines protective steel with heavy concrete and heavy masonry walls and floors and features wind resistant design with anchored roofing used in the construction of high-rise condos and mid-rise office buildings offering a two hour minimum fire resistance. Fire Resistive (ISO 6) - correct answer uses reinforced frame and floor construction (minimum 4-inch