CIPP/US Exam Questions and Answers
Expert Verified 100% Correct
ADA - Answer-Americans with Disabilities Act (ADA)
Antidiscrimination Laws - Answer-US federal laws that prohibit discrimination in
employment and have sometimes been used to limit background checks.
Background Screening - Answer-Pre-employment review of criminal, commercial and
financial records of an individual or org, regulated by federal and state laws.
Bring Your Own Device (BYOD) - Answer-Strategy allowing employees to use their
personal computing devices for work purposes. Benefits include more flexibility,
efficiency and productivity in employee work schedules; challenges are primarily
security-based as employers lack control over employee devices.
CFPB - Answer-Consumer Financial Protection Bureau
Common Law - Answer-Legal principles that have devleoped over time in judicial
decisions (case law), often drawing on social customs and expectations
Consent Decree - Answer-Judgement entered by consent of the parties (a federal or
state agency and an adverse party) whereby the defendant agrees to stop alleged
illegal activity, typically without admitting guilt or wrongdoing.
CRA - Answer-Consumer Reporting Agency
Consumer Reporting Agency (CRA) - Answer-Person / entity that compiles or evaluates
personal information for the purpose of furnishing consumer reports to third parties for a
fee.
Defamation - Answer-Any act or communication intending to harm the reputation of
another as to lower him in the estimation of the community or to deter third persons
from associating or dealing with him.
e-Discovery - Answer-Discovery in civil litigation dealing the exchange of info in
electronic format, often requiring digital forensics analysis.
EEOC - Answer-Equal Employment Opportunity Commission
Equal Employment Opportunity Commission - Answer-Federal Agency overseeing
many laws preventing discrimination in the workplace, including Title VII of the Civil
Rights Act, ADEA and Titles I and V of the ADA
, Evidentiary Privilege - Answer-Privileges limiting or prohibiting disclosure of personal
information in the context of investigations and litigation, such as attorney-client
privilege.
ESI - Answer-Electronically stored Information (i.e. e-mail, word-processing docs, server
logs, IM, transcripts, voicemail, social networking, thumb drives, or data on SD cards.
Employment at Will - Answer-General rule in the US which grants the employer broad
discretion to fire an employee.
FCRA - Answer-Fair Credit Reporting Act
Fair Credit Reporting Act - Answer-1970 to regulate consumer reporting industry and
provide privacy rights to consumer reports.
What does FCRA mandate? - Answer-Accurate and relevant data collection, consumer
ability to access and correct their info, limited use of consumer reports for intended
purpose.
FTC - Answer-Federal Trade Commission
Federal Trade Commission - Answer-Independent consumer protection agency
governed by a chairman and four other commissioners with authority to enforce against
unfair and deceptive trade practices.
GLBA - Answer-Gramm-Leach Bliley Act
GPEN - Answer-Global Privacy Enforcement Network
Global Privacy Enforcement Network - Answer-Est. 2010 by FTC and enforcement
authorities around the world. Promotes cross-border info sharing as well as
investigation and enforcement cooperation among privacy authorities globally.
Gramm-Leach Bliley Act - Answer-AKA Financial Services Modernization Act of 1999.
US Federal law controlling way that financial institutions deal with private information of
individuals.
Health Information - Answer-Any info related to past, present or future physical / mental
condition, provision of health care or payment for health care for an individual.
HIPAA - Answer-Health Insurance Portability and Accountability Act of 1996
Health Insurance Portability and Accountability Act of 1996 - Answer-US law passed to
create national standards for electronic healthcare transactions, and other things.
Required US Department of Health and Human Services (DHHS) to create regs to
protect personal health information.
Expert Verified 100% Correct
ADA - Answer-Americans with Disabilities Act (ADA)
Antidiscrimination Laws - Answer-US federal laws that prohibit discrimination in
employment and have sometimes been used to limit background checks.
Background Screening - Answer-Pre-employment review of criminal, commercial and
financial records of an individual or org, regulated by federal and state laws.
Bring Your Own Device (BYOD) - Answer-Strategy allowing employees to use their
personal computing devices for work purposes. Benefits include more flexibility,
efficiency and productivity in employee work schedules; challenges are primarily
security-based as employers lack control over employee devices.
CFPB - Answer-Consumer Financial Protection Bureau
Common Law - Answer-Legal principles that have devleoped over time in judicial
decisions (case law), often drawing on social customs and expectations
Consent Decree - Answer-Judgement entered by consent of the parties (a federal or
state agency and an adverse party) whereby the defendant agrees to stop alleged
illegal activity, typically without admitting guilt or wrongdoing.
CRA - Answer-Consumer Reporting Agency
Consumer Reporting Agency (CRA) - Answer-Person / entity that compiles or evaluates
personal information for the purpose of furnishing consumer reports to third parties for a
fee.
Defamation - Answer-Any act or communication intending to harm the reputation of
another as to lower him in the estimation of the community or to deter third persons
from associating or dealing with him.
e-Discovery - Answer-Discovery in civil litigation dealing the exchange of info in
electronic format, often requiring digital forensics analysis.
EEOC - Answer-Equal Employment Opportunity Commission
Equal Employment Opportunity Commission - Answer-Federal Agency overseeing
many laws preventing discrimination in the workplace, including Title VII of the Civil
Rights Act, ADEA and Titles I and V of the ADA
, Evidentiary Privilege - Answer-Privileges limiting or prohibiting disclosure of personal
information in the context of investigations and litigation, such as attorney-client
privilege.
ESI - Answer-Electronically stored Information (i.e. e-mail, word-processing docs, server
logs, IM, transcripts, voicemail, social networking, thumb drives, or data on SD cards.
Employment at Will - Answer-General rule in the US which grants the employer broad
discretion to fire an employee.
FCRA - Answer-Fair Credit Reporting Act
Fair Credit Reporting Act - Answer-1970 to regulate consumer reporting industry and
provide privacy rights to consumer reports.
What does FCRA mandate? - Answer-Accurate and relevant data collection, consumer
ability to access and correct their info, limited use of consumer reports for intended
purpose.
FTC - Answer-Federal Trade Commission
Federal Trade Commission - Answer-Independent consumer protection agency
governed by a chairman and four other commissioners with authority to enforce against
unfair and deceptive trade practices.
GLBA - Answer-Gramm-Leach Bliley Act
GPEN - Answer-Global Privacy Enforcement Network
Global Privacy Enforcement Network - Answer-Est. 2010 by FTC and enforcement
authorities around the world. Promotes cross-border info sharing as well as
investigation and enforcement cooperation among privacy authorities globally.
Gramm-Leach Bliley Act - Answer-AKA Financial Services Modernization Act of 1999.
US Federal law controlling way that financial institutions deal with private information of
individuals.
Health Information - Answer-Any info related to past, present or future physical / mental
condition, provision of health care or payment for health care for an individual.
HIPAA - Answer-Health Insurance Portability and Accountability Act of 1996
Health Insurance Portability and Accountability Act of 1996 - Answer-US law passed to
create national standards for electronic healthcare transactions, and other things.
Required US Department of Health and Human Services (DHHS) to create regs to
protect personal health information.
